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John Gesa
Worked at Dominion Lending Centres
Lived in Mississauga
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Borrowers who put down less than 10 per cent down payment will see their insurance premiums jump 15 per cent starting in June
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It makes perfect sense and should have been done long ago.
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With some careful structuring, Canadians can take advantage of preferential interest rates available to them by leveraging their homes, while at the same time obtaining a tax advantage
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All Future Shop stores in Canada have been closed, a move costing about 1,500 jobs. About half the retail outlets will be put under the banner of parent company Best Buy.
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Sorry +Elias Nathaniel ... I don't know of any....
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Is Buying a Home a Good Investment?
Median home values adjusted for inflation nearly quadrupled over the 70-year period since the first housing census in 1940. The inflation adjusted median value of single-family homes in the United States rose from $45,761 in 1940 to $179,900 in 2010. 

So, what do you think? Is buying a home a good investment?
Chart showing after inflation US home values from 1940 to 2010
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No problem +Elias Nathaniel , it makes for a good conversation
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Consult a broker to make sure you won’t sacrifice prepayment privileges and cheaper penalty fees for a lower interest price
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Inc.com
We've all got important things to get done at work. By applying a simple set of habits, you can consistently achieve every goal you set for yourself.
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'While [it's] a prudent move to manage taxpayer risk at CMHC, young Canadian‎s are the ones who bear the burden,' says chief executive of Royal LePage
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Credit score decoded: How your score is calculated http://ow.ly/KTJn8
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The race to offer the country's lowest mortgage rate has some lenders looking beyond the numbers. While several major banks have already rolled out new mortgage rate specials, at least two of the country's biggest lenders are hoping to shift the focus instead. With the critical spring housing ...
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Its crazy how we think +Bocazo.com - Elias Nathaniel 
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Have him in circles
928 people
Jay Banks's profile photo
Kristin Johnston's profile photo
Shades Emporium's profile photo
Litany Bergeron's profile photo
Secure Self Storage's profile photo
Cityscapeone Realestate's profile photo
Juan Carlos Gomez's profile photo
Awapal Seo's profile photo
John Kreiss's profile photo
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Introduction
My name is John Gesa and I’m a licensed Mortgage Agent with Dominion Lending Centres Mortgage Village (11934) located at 5160 Explorer Drive, Unit 13, Mississauga, Ontario


I have access to multiple mortgage products and services to meet your unique needs when it comes time to renew your mortgage, refinance to consolidate debt, take equity out of your home for renovation purposes, or even lease business-related equipment.

With access to more than 90 lending institutions, including big banks, credit unions and trust companies, I’m familiar with a vast array of available mortgage products – ranging from financing for the self-employed to financing for those with credit blemishes.

And, best of all, I work for you – not the lenders – ensuring you always receive the best mortgage product and rate to serve your specific needs. Based on the high volume of business I fund, lenders offer me better discounts on mortgages that I can further pass on to my clientele.

With interest rates continuing to fall to historic lows, refinancing your existing mortgage and switching to a lower rate may save you a lot of money – possibly thousands of dollars per year. Imagine what you could do with the savings – anything from renovating or investing to going on a much-needed vacation or putting money towards your children’s education.

By refinancing now and paying off high-interest debt, such as credit cards, you can put yourself and your family in a better financial position.

If your current mortgage is up for renewal, you’re thinking of refinancing your mortgage or you’d like to discuss your options, please give me a call.
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  • Dominion Lending Centres
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John Gesa's +1's are the things they like, agree with, or want to recommend.
The Real-Life Plan That Can Make Quitting Your Day Job a Reality
blog.reincanada.com

Is it possible, by way of real estate investing, to quit your day job in ten years? The answer is a resounding “yes!”

Don’t judge a bank’s mortgage by its hyped-up rate
www.theglobeandmail.com

Consult a broker to make sure you won’t sacrifice prepayment privileges and cheaper penalty fees for a lower interest price

5 things you should always buy at the dollar store | Toronto Star
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Dollar stores are a great source of bargain buys. While not everything is worth it, you can save hundreds of dollars a year on everyday need

5 Ways to Be Luckier in Business
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Luck versus hard work: Which got you to where you are today? Don't discount the role that luck may have had in your business success.

What a $1 million house looks in Toronto vs. other cities
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What does a $1 million house look like around the globe? From Toronto to Hong Kong, the real estate market is a pricey one with the top play

Are variable mortgages worth it if lenders don’t follow the BoC?
www.theglobeandmail.com

Banks virtually always raise variable rates after a central bank rate hike, but borrowers have to hope they’ll get the full benefit when the

Canadians set to jump on homebuyer bandwagon amid lower rates
www.theglobeandmail.com

Nearly half of Canadians are planning to buy a home in the next five years, survey says

Big banks cut prime rate to 2.85 per cent | Metro
metronews.ca

TORONTO – Canada’s biggest banks have started passing on some — but not all — of the Bank of Canada’s recent rate cut, lowering the interest

CMHC releases data on foreign ownership of Canadian condos
www.theglobeandmail.com

Toronto tops the list, with 2.4 per cent of condos having foreign investment

How to save for a house under tighter mortgage rules
www.theglobeandmail.com

Family is helping more, according to a recent report on mortgages in Canada – especially in hot urban markets

Canadians spend more income on housing than almost anyone in the world
www.theglobeandmail.com

Survey finds we spend 43% of household income on housing, third highest on the planet, leaving little room for savings

Steady housing market in 2015, some moderation in 2016: Canada's housing...
winnipeg.ctvnews.ca

Home construction in Canada will stay steady in 2015 as it follows the country's economic and demographic trends, the national housing agenc

Top 8 Cars to Buy After You Make Your First Million | Inc.com
www.inc.com

Maybe it's time to trade up from that Toyota Avalon you've been driving for way too long. These high-end cars offer something extra special

Canadian house prices 'moderating': Royal LePage | Toronto Star
www.thestar.com

Toronto, Calgary only cities to buck the house market slowdown

Canadian homeowners paying down mortgages faster than thought, report fi...
www.thestar.com

Up to 40 per cent of Canadian households with mortgages are accelerating their payments, which makes the housing market much more stable tha

Condo developer hit with $29 million class-action suit | Toronto Star
www.thestar.com

Condo owner cites developer for water-valve problems that have been blamed for scaldings

Texting while driving could lead to $1,000 fine, 3 demerits | Toronto Star
www.thestar.com

Drivers texting behind the wheel will face fines of up to $1,000 and three demerit points under provincial legislation coming this fall.

Mississauga Article: Winners get free mortgage payments for a year
www.mississauga.com

Buying a house is wonderful. Finding out you've won $12,000 towards your first year's mortgage...

John Gesa (@JohnGesa) on Twitter
twitter.com

Sign up for Twitter to follow John Gesa (@JohnGesa). Mortgage Professional / Real Estate Investor

4 Ways to Avoid Paying for Hotel Wi-Fi
mashable.com

Don't want to pay for high or hidden fees for hotel Wi-Fi? Here's how to avoid those charges.