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Jason M. Krumbein, Esq.
Works at Krumbein Consumer Legal Services, Inc.
Attended Ohio Northern University
Lived in Richmond, va
783 followers|44,305 views
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Jason M. Krumbein, Esq.

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NEW BLOG POST
Been contacted by a scam debt collector? Here is how to try to track them down.
http://ow.ly/McuK4
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There seems to be a lot of that going on. +Cathy Moran shared a link on this about spotting the scammers. Very good.
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Jason M. Krumbein, Esq.

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Even Consumer Reports is talking about scam debt collection schemes.
They have an article with 3 questions that will help you to ID if the caller is a scammer.
http://ow.ly/M8xF4 h/t +Donald Petersen 
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Jason M. Krumbein, Esq.

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Stay away from reverse mortgages. They are #scams  
Bluntly put, Illinois Attorney General Lisa Madigan, the state’s top law enforcement officer sums up her opinion about home repair contractor mark diamond. A WGN investigation last night uncovered ...
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Jason M. Krumbein, Esq.

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In Florida cases now pursued by debt collectors, some of the underlying foreclosures were based on dubious documents.
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Got a call from a potential client today. Being threatened by a "Criminal Investigation Department of IRS". Threats of jail, etc. Client asks for a badge number.
Collector responds that they have no need for numbers.

I guess Treasure of the Sierra Madre lives on..
http://youtu.be/nsdZKCh6RsU
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A well known scam that is going on in the area.
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Infographic of how 37 US Banks became 4 banks in 2 decades. And you wonder where zombie debt comes from.
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And if you carry this back even further, to the late 1960s and '70s. You'll see even more banks merging to become 37 by 1990. The merger process became very noticeable in the '80s during the Reagan Administration.
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Jason M. Krumbein, Esq.

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Just discovered the smoking gun in a case. Client was sued on a debt by a junk debt buyer. The plaintiff claims that the debt was good.
The charge off occurred in October 2011, which means the default occurred in June or July 2011. Which means that the lawsuit that was filed December 2014... Was 6 months too late.
http://www.krumbeinlaw.com/sued-on-an-old-debt/
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VA has a 3 year SOL and in VA, the SOL is procedural. SHORTER of the foreign or the VA statute.
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If you get a call from some federal agency that says that you missed jury duty and that you owe a fine or some such crap, please be aware that it is a SCAM. This report is courtesy if the US District Courts,
http://www.vaed.uscourts.gov/notices/2015%20SCAM%20ALERT.pdf
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Going to get into student loan debt?  Think about the income potential. Not all majors will result in enough income to pay your debt.
http://www.businessinsider.com/student-loan-by-major-2014-11
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Check diversion is where a prosecutor rents their letterhead to a company to collect on checks that are returned for insufficient funds.

But the American Bar Association says that such programs violate the rules of professional conduct-- the rules of ethics.
http://ow.ly/EDZmc
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Interesting article. 
Google can read your e-mails, tell you when you have bills due, and remind you to pay them.
This does not sound like a good idea.
http://blogs.wsj.com/digits/2014/10/07/google-can-read-your-emailed-bills-and-remind-you-to-pay-up/

Thanks, +Donald Petersen for mentioning this article.
Google already scans users’ Gmail email accounts to show more relevant ads. Now the Internet giant is scouring emails for bills.
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Defending a collection lawsuit is not always as easy as it looks, but this is a good start.
http://www.consumerhelpcentral.com/debt-collection-lawsuit-magic-words/
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Have him in circles
783 people
Thomas Cohn's profile photo
James Wilson's profile photo
David Silverstein's profile photo
Cope Law Offices's profile photo
King and King Bankruptcy Attorneys's profile photo
Maitre Makrem's profile photo
Chi Sohn's profile photo
Sandra Oswalt's profile photo
Gert Loubser's profile photo
Education
  • Ohio Northern University
    Law, 1995 - 1998
  • Virginia Commonwealth University
    Criminal Justice, 1995
Basic Information
Gender
Male
Story
Tagline
Consumer Protection Attorney
Introduction
I am a consumer protection lawyer in Richmond, VA.  My Office website can tell you some about the details, but  my primary areas of practice are COLLECTION ABUSE, CREDIT REPORT ERRORS, ID THEFT, COLLECTION LAWSUIT DEFENSE and BANKRUPTCY.

Please note that I may be a debt relief agent. In some circumstances, I help people file for Bankruptcy.
Work
Occupation
Consumer Protection Lawyer
Employment
  • Krumbein Consumer Legal Services, Inc.
    Managing Attorney, 2003 - present
  • Krumbein & Associates
    Attorney, 1998 - 2003
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Previously
Richmond, va
Contact Information
Work
Phone
+1.804.303.0204
Email
Fax
804.303.0209
Google Talk
Krumbeinlaw@gmail.com
Address
5310 Markel Rd. Suite 102Richmond, VA 23230