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Janette Toral
E-Commerce Advocate. Digital Influencer. Female Motivational Leadership Speaker
E-Commerce Advocate. Digital Influencer. Female Motivational Leadership Speaker

Communities and Collections

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Last October 30, the National Payment Systems Act took effect and became a law. This is a much awaited policy in the e-commerce sector as it intends to boost digital payments in government and private sector.

This is a great supplement to the Philippines E-Commerce Law where e-filing, e-payment, e-government, and e-approval were espoused.

In my view, this law will pave the way for:

* The adoption of electronic receipts, invoices, and tax related documentation.
* The adoption of digital signatures to establish identity of people entering into transactions.
* The adoption of e-notary to authenticate and further formalize agreements between parties.

(Kindly share to others who may benefit from knowing this.)

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Detangle Mind, Body, Spirit connection with Food (reflection 3)
IN the past, I got fit because I worked hard (exercise, run, swim, dragonboat). My eating habits hardly change much. But now, I have to remove my notion of food as: Reward - don't splurge on food as a means to reward myself. Consolation - don't use food as ...

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What message does my current health situation send to my family and those I work with, about my private discipline? How do I feel about that? (reflection 2)
Those closest to us would always be the first to express their concern about our health. Although when I focus on something, my discipline - most of the time - goes along with it. In the past, i have also blogged about my fitness and sports journey but real...

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What does being healthy look like to you?
Like many out there, I have my own ups and downs when it comes to personal fitness. At my lowest, I was at 99 pounds. At my heaviest, I reached 185 pounds. I had varied reasons through the years such as: I am too busy at what I do. I can always start or get...

Please. Don’t ask me to give recognition to people for “trying”. I am fair to people who worked so hard to complete the tasks required and deliverables. Giving fair consideration to those who complete 50 to 80 percent too.

But anything below that, take responsibility for what you got. Don’t blame others for something that is in your control - time and effort.

I will choose not to argue as people like you will blame everyone / everything instead of accepting responsibility for your actions — that you did not put the proper time & effort necessary —- and end up cramming on the last day.

What do you feel about a BPO who binds their employees on a 3 year contract with a penalty provision of P250,000 if they resign within that period?

Then if you already rendered two years of work in the company, when you resign, they still require you to pay the amount in full, rather than the remaining one year value.

I was a co-maker in such an agreement. But I definitely recall in the orientation - that it will be in diminishing value.

Although the new employer is willing to pay the penalty, I still feel that it should not be in full - but on the remaining months in the contract.

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FREE: Basic Virtual Assistance 101 Webinar Series
Last 2013, we launched our first Virtual Staff Entrepreneur Program free webinar series in collaboration with Genesis Reonico (Online Jobs University) and Ron Cirujano (formerly Elance / Upwork). TOPICS I decided to gradually update our content starting wit...

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Increase your Potential with The John Maxwell Team Leadership Game
I recently level-up as Independent Executive Director of The John Maxwell Team . What got me into it is my desire to improve my personal capacity and those I interact with through webinars, talks, classes, consultation, among others. One of the best ways to...

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With many "influencers" communicating their passion and connecting to their target market, it is a challenge to get noticed and be thought of as a "must" - value resource.

As each "influencer" is different, there is no one-size branding fit all style. Your messaging must sync based on what makes you fascinating to others.

More than just branding, an aspiring INFLUENCER must go through transformation to reach their potential. Much of it ---- what is inside you rather than what you project to others.

Becoming an INFLUENCER is not about you - but how you value OTHERS and CONNECT.

Join the Influencer Branding Boot Camp this January 28 (10 AM to 12 pm) via online webinar. Use the insights gained in improving your branding, online presence, communication, and connecting with your audience.

Become an Influencer Patron ($15) to join the session at

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Warm thanks to folks who joined our "Introduction to E-Commerce, Digital Marketing, Freelancing" (lesson 1 of 23). Kindly subscribe to our YouTube channel to get notified of new lessons uploaded.

Join the FREE "E-Commerce & Digital Marketing Mentoring Program for MSMEs & Freelancers" learning series at
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