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J. P. Graci & Associates Ltd.
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Take control of your life and start on the road to financial recovery with J.P. Graci & Associates Ltd
Take control of your life and start on the road to financial recovery with J.P. Graci & Associates Ltd

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Please note our new office hours effective May 1, 2018.
Monday CLOSED
Tuesday 9:00 AM to 4:00 PM
Wednesday 9:00 AM to 4:00 PM
Thursday 9:00 AM to 4:00 PM
Friday CLOSED
Saturday CLOSED
Sunday CLOSED

Our office location is still 150 Colborne Street, Suite 2, Brantford, ON N3T 2G6
Our office Mailing address is PO Box 23058, Brantford, ON N3T 6K4
Our Hamilton office is by “Special Appointment only”
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Is there a Difference Between Trustees and Lawyers?
A trustee is licensed by the federal government who is an official that works with specific insolvency issues. Most trustees are chartered accountants and have experience in helping people and businesses with finical solutions. Bankruptcy lawyers are solicitors that are experts in insolvency law. Lawyers are not usually required in most standard cases. However, that may be required if a bankruptcy filing has several discrepancies. J.P. Graci and Associates Ltd is the only full time licensed insolvency trustee in Brantford. If you are having financial problems and require some advice and guidance, please contact us at 519-753-7361 for a free consultation. We are experts in finding people solutions to their debt issues. Check out our website for more details of what our firm offers.
https://goo.gl/vh1n1n #InsolvencyLawyer #LicensedInsolvencyTrustee #DebtAdvice #JPGraci #JPGraciandAssociates #ConsumerProposal #Bankruptcy #Bankruptcy Advice #ConsumerProposalAdvice #BrantfordON
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Can someone file on Long Term Disability file for bankruptcy in Canada?
Yes, someone on long-term disability can file bankruptcy in Canada if they meet the requirements for filing bankruptcy. We recommend that you contact a local licensed insolvency trustee to discuss the options available and the details of the bankruptcy process. J.P. Graci & Associates Ltd is a Licensed Insolvency Trustee that services the Brantford region. We offer outstanding support for all of our clients. Our staff is committed to helping you find a solution to your debt problems. Please visit our website for more details.
https://goo.gl/wToAiZ #JPGraciandAssociates #LongTermDisability #DebtAdvice #LTDBankruptcy #LTD #LicensedInsolvencyTrustee #JPGraci #FreeConsultation #Trustee #BankruptcyAdvice #InsolvencyTrustee
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What happens if I just stop paying my Bills?
Some people may feel so overwhelmed by their debts that they may stop paying their bills altogether. Unfortunately, this will only make matters worse.
This is what can happen if you stop paying your creditors:
One payment missed: Creditors may send you a reminder letter.
Two payments missed: You may possibly get a phone call and a payment demand letter.
Three payments missed: You may be listed with a collection agency and - reported to the credit will report you enlist a Collection Agency to press you for payment. Collection agencies are known to using a variety of tactics to get the money, including threats.
If you still don’t pay, other methods can be used against you including legal action and wage garnishments. Before you stop paying call J.P. Graci & Associates Ltd for a free consultation. We can help you with guidance on how you can deal with your debts. Contact us today at 519-753-7361.
https://goo.gl/7WbAMD #DebtAdvice #JPGraci #JPGraciandAssociates #ConsumerProposal #BankruptcyAdvice #DebtAdvice #CollectionAgency #StopCollections #BrantfordON
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J.P. Graci and Associates Ltd would like to thank Fred for his review for our services. We always appreciate reviews and feedback from our clients. This information helps us to constantly improve our services. Fred said “The team at JP Graci has always been very helpful, having this company help me get out of massive credit card debt has made my life so much better! All I know is that it’s very easy to get into debt when you are not careful. Thank goodness that there are places like this out there to help people like me. I appreciate all your help and support while helping me with a solution to improve my financial situation.”
If you are looking for some help, contact J.P. Graci and Associates Ltd at 519-753-7361. We are very passionate about helping people get out of debt. Please See all our testimonials on our website.
https://goo.gl/vh1n1n #JPGraciReviews #ConsumerProposal #BankruptcyReviews #ConsumerProposalReviews #ConsumerProposalHelp #BrantfordON #ConsumerProposalAdvice #FinancialCrisis #Advice #JPGraci #JPGraciandAssociates
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Are you having difficulty paying your bills? You're not alone!
Call J.P. Graci and Associates Ltd now at 519-753-7361.
After the holidays, some people become overwhelmed by debt and find it difficult to keep up their monthly commitments. Many people use their credit cards to pay off their bills. The good news is that there are several options available for you to take control of your financial situation. If you require some advice and guidance on how to get out of debt, we recommend that you contact a Licensed Insolvency Trustee like J.P. Graci & Associates Ltd. We are located in downtown Brantford Ontario with plenty of free parking available. Receive the support you need by staff who want to help you find a solution to your financial problems. Contact us now for a free consultation.
https://goo.gl/wToAiZ #LicensedInsolvencyTrustee #JPGraci #JPGraciandAssociates #ConsumerProposalAdvice #ConsumerProposals #Consultations #FreeConsultation #DebtAdvice #Trustee #InsolvencyTrustee
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Is your small business struggling and you want a new direction in 2018?
Call J.P. Graci and Associates Ltd now at 519-753-7361.
Paul Graci is a Chartered Insolvency and Restructuring Professional (CIRP) that bring over 20 years of experience to the table. Paul Graci has helped many corporate clients in the Brantford and Hamilton region. There are plenty of reasons why a business can run into trouble and many times these situations happen over time. If you can recognize the signs of impending financial difficulties, it can allow you to be a step ahead and minimize the impact on your business. We can provide guidance on the options available to restructure the organization and to avoid bankruptcy or liquidation. Contact us today for a free consultation.
https://goo.gl/8JaTdo #SmallBusinessDebtAdvice #SmallBusinessHelp #SmallBusinessConsulting #CorporateBankruptcy #AvoidBankruptcy #SmallBusinessProposals
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How can a CIRP Licensed Insolvency Trustee help you?
When financial difficulties end up being overpowering, your first step should be to contact a Licensed Insolvency Trustee that is a member of CAIRP. A Licensed Insolvency Trustee practices corresponding to higher levels of professional standards and rules of conduct. The primary goal of a Licensed Insolvency Trustee is to assist you to deal with your financial challenges. A CIRP Professional offers solid accounting experience and comprehensive knowledge of governing legislation. Licensed Insolvency Trustees are the only professionals that can file a consumer proposal or bankruptcy. They offer an impartial view and act in the best interests of all parties. J.P. Graci & Associates Ltd is CAIRP Licensed Insolvency Trustee that is in Brantford and Hamilton Ontario. Contact us at 519-753-7361 for a free consultation.
https://goo.gl/aPKh1e
#LicensedInsolvencyTrustee #CAIRP #JPGraci #JPGraciandAssociates #ConsumerProposal #Bankruptcy #Consultations #DebtAdvice #Trustee #InsolvencyTrustee
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The management and staff from J.P. Graci & Associates Ltd would like to wish you a happy new year! We are closed today! #HappyNewYear #HappyNewYear2018 #NewYear #JPGraci #JPGraciandAssociates
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Meet the collection agent! This is the person who works at a collection agency that has been assigned your file. Their goal is to get you to pay your debts back to your creditor’s. They are usually on a quota and some get bonuses for every person who pays. Their object is to scare you with threats of consequences. They can affect your credit rating by reporting an unpaid collection item with the Credit Bureau. If you are getting calls from a collection agency, it’s time to call J.P. Graci & Associates Ltd. We can help stop the harassing and threating phone calls. We can find you a solution to your financial situation. We offer a free consultation, take action now!
https://goo.gl/7WbAMD #CollectionAgency #CollectionAgencyThreats #CollectionAgencyAdvice #CollectionAgent #CreditBureau #BrantfordON #DebtAdvice #JPGraci #JPGraciandAssociates
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