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Insure Mile
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Compare . Buy . Save -Insurance plolicy
Compare . Buy . Save -Insurance plolicy

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A claim under a motor insurance policy could be
For personal injury or property damage related to someone else. This person is called a third party in this context) or
For damage to your own, insured, vehicle. This is called an own damage claim and you are eligible for this if you are holding what is known as a package or a comprehensive policy.
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Insurance Regulatory and Development Authority of India (IRDAI) has created a special category of insurance policies called micro-insurance policies to promote insurance coverage among economically vulnerable sections of society. The IRDA Micro-insurance Regulations, 2005 defines and enables micro-insurance.
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A travel insurance policy is generally a package policy that includes different types of covers like hospitalisaiton, personal accident, loss/ damage to baggage, loss of passport and so on.
The procedure and documents required for a claim would vary from cover to cover. All of them would be mentioned in your policy document.
For ease of procedure and your convenience, insurers normally attach the claim form with the policy document. This will contain the list of documents required in case of a claim and also the contact details including phone numbers of the claims administrator either in the destination country to which you are traveling or in another country that is designated to receive and process your claim intimation.
Since this is a package policy with various covers and procedures it is very important that you familiarise yourself with the procedures and documentation in case of a claim.
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Plan for your Travel Insurance ahead of time just as you plan for your visa and so on.
Take care to fill in the proposal form completely and truthfully after getting the necessary medical tests done and obtaining the medical report as required
Plan for the travel period ahead of time and ensure that your insurance covers the entire period
If you have to extend the period of cover, plan for it before the cover expires and provide the required documents to the insurer.
Make sure you have gone through the policy document completely and make a note of the contact details of the agency servicing the claims so that it is handy in the event of an emergency.
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When a person with a life insurance policy – called a life assured – dies, a claim intimation should be sent to the insurance company as early as possible. The assignee or nominee under the policy can do this. So can any close relative or the agent who handles the policy.The claim intimation should contain information like the date, place and cause of death. The insurance agent has the duty to help the life assured’s family/ assignee to deal with the insurance company to fulfill the formalities for a claim.
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Each of us has to make every reasonable effort to reduce losses by preventing accidents, preserving health preservation and fire protection.
Accidents not only injure people, damage machinery and property and destroy materials. They also cause needless personal suffering, inconvenience, and problems.
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There could be several types of policies that cover property and the property itself could be stationery – like a building, or moving around – like your household goods being transported.When you receive your policy familiarise yourself with the documents required for a claim as well as the procedures to be followed.
Whether or not a claim arises you must follow the various dos and don’ts in respect of your property for the duration of the policy. These dos and don’ts are termed warranties and conditions in your policy document.
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This is a mandatory motor insurance plan that seek to protect the policyholder in case of an ill-fatedincident such as an accident or theft. The best car insurance plan protects you and your car from legal charges resulting from physical damage caused to you and your car by a third party. Having your vehicle insured is the best way to protect your car and self from careless drivers or unforeseen natural calamities.In case of an accident, a policyholder will simply file a claim and your insurance company will swiftly settle your claim. Remember to compare insurance companies and to request car insurance quotes from as many provider as possible to ensure you save money and get the best deal.
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Micro insurance: Firstly, a micro insurance is a type of insurance policy that is specially developed for low-income people. This type of policy insurance is designed for people to buy insurance coverage who can’t afford to buy the costly insurance. The online generalinsurance micro insurance plans help the low-income people against the suddenly occurring unforeseen events.
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Health insurance is an ideal way to protect your loved ones and yourself from financial ruin due to illness. It ensures that your expenses are reimbursed or better yet you get to enjoy cashless treatment when the need arises. A family health insurance policy covers members of a family i.e. spouses, children, in-laws, and parents. Although it covers your family from the ever-rising cost of medical attention, there are limitations and exemptions to your policy. It is therefore advisable to ensure that you compare your family health insurance policy to avoid disappointments when you need it the most.
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