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Jacobs Law LLC
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Indianapolis Personal Injury Lawyer
Indianapolis Personal Injury Lawyer

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Does Your Accident Case Warrant a Lawsuit?

After an automobile accident, you may realize that the injuries and costs are extensive. You could file a claim with the auto insurance company, but will that be enough to cover your losses?

When you are injured by someone else in a motor vehicle accident, you will have hospital bills, costs for therapy, and plenty of hours missed at work. The pain and suffering you feel every day plagues you, and it even affects your relationships.

Deciding whether your case qualifies for a lawsuit against the at-fault driver is not easy. However, when you work alongside an attorney you can better decide if a claim or lawsuit is the right approach.


Car Accident Claims and Lawsuits are Not the Same

The terms might be used interchangeably, but claims and lawsuits are entirely different.

A personal injury claim is between you and the insurance company. It is not a matter of public record, and you are not filing a lawsuit in court. Instead, your attorney negotiates with the insurance claims adjuster until they receive a fair settlement on your behalf.

A personal injury lawsuit, on the other hand, is an official suit against the at-fault party or their insurance company. Typically, your attorney only files a lawsuit when the negotiation phase is not working. Then, he or she uses the lawsuit to reach a settlement out-of-court, or takes the case to trial to receive a settlement on your behalf.


When is a Personal Injury Lawsuit Necessary?

Technically, you could file a lawsuit the day after your accident. However, that is typically not the most efficient approach. In most cases, your attorney will not begin by filing a lawsuit. Instead, he or she starts by negotiating with the insurance company. A lawsuit means more money and costs; therefore, your attorney will first attempt to settle without the additional cost or time.

If an agreement cannot be reached with the insurance company – meaning the claims adjuster refuses to settle for the proper value of your case – that is when your attorney will consider taking it to the next step and filing a lawsuit.

To decide if it is best to file the lawsuit, your attorney will weigh the following:

Whether the insurance claims adjuster is willing to negotiate a settlement or offer fair compensation.

The amount of time you are willing to wait for a settlement.

The evidence you have in your favor proving that the other party was at fault.

The likeability of yourself and the likability of the defendant – if you were to testify.

Even once the lawsuit is filed, it is still likely that your case will settle out of court. Once the official lawsuit process begins, insurance claims adjusters will return to negotiations. After all, settling out of court is also in their best interest, because a jury award is extremely unpredictable.


Injured? Contact a Local Advocate Today

You should not have to worry about if your case will go to trial or if you need a lawsuit. Instead, speak with an injury lawyer in the area that is willing to fight for your rights to compensation.

The advocates from Jacobs Law, LLC is here to help you. Regardless of the injuries or the type of accident, if you are injured because of the negligent acts of another, you are entitled to compensation.

To explore your options, schedule a consultation with our attorneys today by calling our offices or by requesting a consultation online.
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581
http://www.indianainjury.com/

At Jacobs Law LLC, attorneys Sam Jacobs and Kimberly Danforth have devoted their professional lives to serving people who have been harmed by another’s negligence.
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Types of Car Accident Injuries Involved in a Personal Injury Claim

Car accidents that involve minor injuries rarely lead to a personal injury claim. This is because these injuries do not require considerable time off work, have minimal property damage, and the victim of the accident recovers and goes back to his or her life without much disruption.

However, car accidents that involve catastrophic or more significant injuries do require a personal injury claim. This is because the victim is burdened with compounding medical costs, cannot work, may be permanently disabled, and has experienced a decrease in their quality of life. In these cases, a victim seeks compensation to cover their expenses, but also to make them financially whole – so that the accident does not negatively impact the rest of their life.

If you were seriously injured in a car accident that was not your fault, the law allows you to collect compensation. You can recover for financial losses resulting from the accident and your injuries, including foreseeable future expenses. To unlock this right, you need a personal injury attorney with experience in car accident claims, like the team at Jacobs Law, LLC.


What Injuries Warrant a Car Accident Lawsuit?

Serious injuries are typically those involved in a personal injury lawsuit. Minor injuries are easily settled with a car accident claim filed with the at-fault party’s insurance company. However, there are instances where lawsuits are filed against an insurer even for minor injuries – especially when the insurer acts in bad faith.

Injury attorneys typically see the same categories of injuries when they take on a new case. These injuries can be debilitating, painful, and affect a victim for the rest of their life. Some common injuries that typically require a car accident lawsuit include:

Concussions – A concussion is a milder type of traumatic brain injury. But minor does not mean that it is easy to recover from or that a victim would not have costs associated with that injury. Concussions often come from the airbag or a victim striking their head on an object in the car.

Dental Injuries – Dental injuries are common in motor vehicle accidents, and often require costly cosmetic dentistry to restore a victim’s teeth.
Back Injuries – Back injuries can be debilitating, especially if there is damage to the spinal cord or nerves. Victims may suffer from chronic pain, be unable to work, and require consistent therapy, medications, and numerous surgeries to recover.

Traumatic Brain Injuries – Moderate to severe traumatic brain injuries could leave a victim with permanent deficits. Chronic seizures, blindness, loss of the ability to speak, or even to take care of themselves are just a few permanent life changes that can result traumatic brain injuries. It is especially tragic because many such victims are never the same.

Neck Injuries – The violent whipping motion of a motor vehicle accident is enough to cause damage to the nerves and delicate tissues of the neck. Victims may suffer chronic migraines, be unable to restore their range of motion, and suffer from constant pain.

Facial Injuries – From the airbags to burns to cuts, facial injuries in a motor vehicle accident are common. While minor bruises and scrapes might not warrant a lawsuit, catastrophic injuries that require reconstructive surgery or that leave a victim permanently disfigured certainly do.


How an Attorney Can Help

If you or a loved one is suffering from significant or long-term injuries as the result of a motor vehicle accident, you need an advocate ready to fight for your right to compensation. Jacobs Law, LLC is here to help you and your family. We understand how difficult these injuries can be to live with, and we want to help make the recovery process as easy as possible.

While we might not be able to correct your injuries, or bring back a loved one, we can help restore your family’s financial security.

Speak with an attorney today during a free, confidential consultation, or request your appointment online.
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581

Find us on Yelp: https://www.yelp.com/biz/jacobs-law-indianapolis-3
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581

Visit us on Linkedin: https://www.linkedin.com/company/jacobs-law-llcv
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581

See our reviews here: goo.gl/Cfheai
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What Injuries are Shockingly Common on Halloween?

While checking your child’s candy before they eat it on Halloween night is still an important injury prevention tactic, it is not the only one you should follow on Halloween. In fact, here are a few other hazards to be aware of:

Pedestrian and motor vehicle accidents. The type of accidents that increase on Halloween are pedestrian versus automobile accidents. Vehicles are out on the road, but so are children and adults dressed in dark, hard-to-see costumes. With people darting in and out of the roadways, a driver that is not paying attention can easily strike someone. To prevent your child from being hit by a car, teach them to use crosswalks – even on Halloween. Also, make sure they wear glow sticks and reflective material on their costumes so that they are seen by vehicles in the dark.

Trip and fall accidents from costumes. Costumes, especially those that are too big or have capes and long trains, are tripping hazards. Children may lose their footing and fall over, and while most of these accidents result in minor scrapes and bruises, some can result in more serious injuries.

Trip and fall accidents on property. Neighbors will do their best to make their property spooky and festive. To power up the lights and effects, they may have power cords crossing sidewalks and driveways, which are a tripping hazard. Also, houses that do not clean up debris before trick-or-treating may have an increased risk of slip and falls, such as slipping on wet leaves on a porch.

Eye injuries. Costumes are not always safe, even when designed for children. Many come with sharp components that can cause catastrophic eye injuries. Props, like swords and sticks, should not be given to young children – unless you can blunt the edges of them to make them safer.

Burn injuries. While most people in your neighborhood will use LED lights or non-flame devices to light up their Jack-o’-lanterns, some may not. Therefore, you should ensure your child’s costume is not long enough to catch fire if they were to brush up against a live flame while trick-or-treating.


Injured on Halloween? Speak with an Injury Advocate

While you were out to have a frightening and fun night, you got more than you bargained for. Now you have serious injuries that are taking you away from work, require continuous treatments, and are costing thousands of dollars.

For injuries caused by someone’s negligence, you have the right to seek compensation against the at-fault party. Speak with an attorney from Jacobs Law, LLC today to explore your options for compensation. Our advocates are here to help you receive the compensation you deserve. Contact our offices today by calling us directly or reaching out to us online.
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581

Follow us on Twitter: https://twitter.com/JacobsLawLLC
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581

Like us on Facebook: https://www.facebook.com/Jacobs-Law-LLC-137886169604680/
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Jacobs Law LLC
6048 N Keystone Ave, Indianapolis, IN 46220
317-257-5581
http://www.indianainjury.com/

At Jacobs Law LLC, attorneys Sam Jacobs and Kimberly Danforth have devoted their professional lives to serving people who have been harmed by another’s negligence.
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