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Illinois university forced to lay off 200 workers - Eastern Illinois University laid off 198 staff members this week, and the college president is blaming the state legislature.
Eastern Illinois University laid off 198 staff members this week, and the college president is blaming the state legislature.
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What Rubio's tax plan would do for you - GOP presidential candidate Marco Rubio wants some radical changes to the tax code. But the numbers don't add up, according to a new analysis.
GOP presidential candidate Marco Rubio wants some radical, potentially positive changes to the tax code. But the numbers don't add up, according to a new analysis.
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How long will your retirement savings last? - Instead of asking how long your savings will last, ask how long you should plan for your nest egg to last so it can support you throughout retirement.
Instead of asking how long your savings will last, ask how long you should plan for your nest egg to last so it can support you throughout retirement.
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Should I buy a home while still paying student loans? - Looking to buy a home while carrying student debt? Here's the difference between making a low down payment and putting 20% down.
Should you wait to buy a home until you can afford to put a 20% down payment or opt for a low down payment mortgage option?
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#DebtConsolidation Dave Says - February 8, 2016 - What is your opinion of churches encouraging members to do e-giving with credit cards and debit cards?
New York Times best-selling author and radio host Dave Ramsey is America's trusted voice on money. Learn how to budget, beat debt, and build a legacy with Dave's proven plan.
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Stunning lack of women in corporate leadership roles worldwide
A new study finds women still are poorly represented on corporate boards and in C-suite jobs of publicly traded companies globally. But it also found that companies that have more women in leadership roles do better financially.
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http://bit.ly/18SUsZ EMV chips drive thieves elsewhere - EMV chips may be doing what they were designed to do -- stop fraudsters from stealing credit card numbers. Here's thieves' next move.
EMV chips may be doing what they were designed to do -- stop fraudsters from stealing credit card numbers. Here's thieves' next move.
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A soon-to-be retiree's guide to a crazy market - Do this one thing before retirement, and you won't have to panic every time the market falls.
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Airfare is finally getting cheaper - The average price for domestic airfare dropped in the third quarter of 2015, and travel experts expect the trend to continue in 2016.
Airfare prices dropped in the third quarter of 2015, and travel experts expect the trend to continue in 2016.
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Death can really kill your home value - Read full story for latest details.
Living close to a hospital, cemetery or funeral home can also have a negative effect on home values.
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http://bit.ly/18SUsZ Greg McBride: Mind your credit card rates
Interest rates on credit cards are likely to rise this year, so take defensive action.
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University of Phoenix owner gets out as 50,500 students flee
A former deputy secretary in Obama's Department of Education will take over the University of Phoenix's parent company, Apollo Education Group, once the sale is finalized.
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Have them in circles
400 people
Stan The Annuity Man's profile photo
D Thode & Associates Inc's profile photo
Maurin Saucedo's profile photo
Lori Brightwell's profile photo
T.L. Smith's profile photo
STIMULATED by M D PARRISHCONSULING LLC's profile photo
GOBankingRates's profile photo
Daniel Jameson's profile photo
MoneySmartGuides's profile photo
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InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt.
Introduction
Who We Are:
InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and personal finance education to individuals seeking financial assistance.
 
InCharge holds an A+ rating with the Better Business Bureau, is accredited by the prestigious Council on Accrediation (COA) and is a member of the National Foundation for Credit Counseling (NFCC).
 
Products:  Credit Counseling, Debt Management Programs (DMPs), Pre-Filing Bankrutpcy Counseling, Pre-Discharge Debtor Education, Home Foreclosure Prevention Counseling, Pre-Purchase Housing Counseling.
 
Founded: 1997
 
Memberships/Affiliations:
  • Member of NFCC (National Foundation for Credit Counseling)
  • Accredited by the Council on Accreditation (COA)
  • On the Board of Directors of Jump$tart Coalition for Personal Financial Literacy
  • Affiliated with InCharge Education Foundation, Inc. (ICEF) which provides financial literacy training to service members and their families through MilitaryMoney.com

Awards/Recognition:

  • Awarded the “Circle of Excellence” by the National Business Research Institute (NBRI) in 2010, 2009, 2008, recognizing InCharge’s dedication to measuring and improving its customers’ level of satisfaction.
  • Selected to “Top 100: Companies for Working Families” (Orlando Sentinel) eight years in a row.
  • InCharge® Education Foundation (ICEF) selected as “Not-for-Profit Organization of the Year” in 2008.
  • “MilitaryMoney.com” Earns Top Ten Status in the Kiplinger.com “Personal Finance Guide for Military Families,” 2009.
  • InCharge Debt Solutions has been officially recognized as an adopter of the National Industry Standards for Homeownership Education and Counseling and is a HUD-approved housing counseling agency.
  • InCharge Education Foundation wins Excellence in Financial Literacy Education (EIFLE) Award in 2008.
Services:
  • Credit Counseling: Professional, certified certified counselors offer individual advice for developing and balancing budgets, managing money, using credit wisely, and building a savings plan. InCharge provided over 500,000 confidential budget and debt counseling sessions during the last five years.
  • Debt Management Plans (DMP): InCharge can customize a DMP for you to provide debt relief that is a sound alternative to bankruptcy. A DMP consolidates your debt payments into one manageable monthly payment (typically with creditor-reduced interest rates and elimination of late fees), allowing debt to be repaid in a much shorter period of time at a lower monthly cost. When you start a DMP with InCharge, the collection calls stop and you can get debt relief without another loan or dealing with bankruptcy.
  • Housing Counseling: InCharge is approved by the US Department of Housing and Urban Development (HUD) to help consumers in the state of Florida with their housing needs. Facing foreclosure? We review your individual situation and provide you with possible short- and long-term solutions. InCharge can also help you with pre-purchase counseling.
  • Bankruptcy Counseling and Education: InCharge is among a select group of agencies approved by the Executive Office for United States Trustees to provide budget and credit counseling for bankruptcy filers nationwide. Anyone who files for bankruptcy must complete a credit counseling session from an approved provider and receive a Certificate of Counseling before filing. InCharge and its affiliates have provided over 750,000 course sessions since 2006.
  • Personal Finance Education: InCharge provides money-management and housing finance education seminars and workshops. In addition, the InCharge Education Foundation maintains an extensive library of financial education materials and resources covering a wide array of money management topics.
State Disclosures:

5750 Major Blvd., Suite 175 Orlando, Fl 32819; Arizona residents: InCharge Debt Solutions is NOT A LOAN COMPANY; Illinois and Indiana residents: we do not lend money; Maryland license number: 14-4; Vermont residents: InCharge Debt Solutions is licensed by the Department of Banking, Insurance, Securities and Health Care Administration; New York residents: InCharge Debt Solutions is licensed by the New York State Department of Financial Services; Mississippi residents: InCharge Debt Solutions is a licensed debt management service provider. Delaware, Rhode Island, and Colorado residents: Establishment of a plan may adversely affect the individual’s credit rating or scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Oregon residents: InCharge Debt Solutions is registered by the State of Oregon (registration# DM-80015) Utah residents: Using a debt management plan may make it harder for an individual to obtain credit.