Profile

Cover photo
Verified name
InCharge Debt Solutions
416 followers|276,685 views
AboutPostsPhotosVideos

Stream

InCharge Debt Solutions

Shared publicly  - 
 
These companies offer paid vacation ... and pay for your vacation
Only 3% of employers offer so-called "vacation stipends" that help pay for their employees' vacations. But those that do make taking time off a must.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
Vacation without debt! You CAN do it. These tips will help you keep your vacation OFF your credit card balance. http://ow.ly/pgx1302bfMt
To paraphrase Yogi Berra, when it comes to gas prices, this is like déjà vu all over again. Instability in Africa and the Middle East, among other factors,
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
Baby on the way? Don't worry. Here's your guide to expanding your family and keeping your budget in check. http://ow.ly/ldep302bfMs
Do charts proclaiming the average 6-figure costs associated with raising kids make you nervous? Don't worry. For every smart phone-toting, designer clothes
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Credit card rates for Friday, July 22 - It's a good time to be in the market for some new plastic.
It's a good time to be in the market for some new plastic.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
Kids driving you crazy? Here are kid-approved, affordable summer activities. http://ow.ly/xEED302bfMr
Whether it's summer vacation, spring break, or just a long holiday weekend, kids can get bored when school is out. If you're scratching your head for ideas
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
I've got $200k in cash ... is now the time to jump into the stock market?
When it comes to retirement investing, it's impossible to know in advance when it's the best time to invest in stocks.
1
Add a comment...
Have them in circles
416 people
The Loans Engine Secured Loans's profile photo
Tax Credit Jobs's profile photo
sam Bagons's profile photo
Yohanny love's profile photo
Alexander Flores's profile photo
Janet Peacock's profile photo
Reina Mendiola's profile photo
Owen E Richason IV's profile photo
Graciella Cruz's profile photo

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Credit score: You’re doing it wrong - Why you should consider checking your credit score more often than you do.
Why you should consider checking your credit score more often than you do.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Credit card rates for Monday, July 25 - It's a good time to be in the market for some new plastic.
It's a good time to be in the market for some new plastic.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Clinton a consumer advocate? Not always
Hillary Clinton this week likely will be championed as an advocate for the underdog consumer, but this hasn't always been the reality.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Leak exposes Social Security numbers of DNC donors
WikiLeaks published donor names, Social Security numbers and credit card information when it released 19,000 hacked internal Democratic emails on Friday.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
Have Amazon Prime? You could save on your student loans - A discount on a student loan from Wells Fargo is now yet another perk Amazon offers its Prime customers.
A discount on a student loan from Wells Fargo is now yet another perk Amazon offers its Prime customers.
1
Add a comment...

InCharge Debt Solutions

Shared publicly  - 
 
http://bit.ly/18SUsZ Credit card rates for Thursday, July 21
It's a good time to be in the market for some new plastic.
1
Add a comment...
People
Have them in circles
416 people
The Loans Engine Secured Loans's profile photo
Tax Credit Jobs's profile photo
sam Bagons's profile photo
Yohanny love's profile photo
Alexander Flores's profile photo
Janet Peacock's profile photo
Reina Mendiola's profile photo
Owen E Richason IV's profile photo
Graciella Cruz's profile photo
Contact Information
Contact info
Phone
877-251-1887
Email
Story
Tagline
InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt.
Introduction
Who We Are:
InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and personal finance education to individuals seeking financial assistance.
 
InCharge holds an A+ rating with the Better Business Bureau, is accredited by the prestigious Council on Accrediation (COA) and is a member of the National Foundation for Credit Counseling (NFCC).
 
Products:  Credit Counseling, Debt Management Programs (DMPs), Pre-Filing Bankrutpcy Counseling, Pre-Discharge Debtor Education, Home Foreclosure Prevention Counseling, Pre-Purchase Housing Counseling.
 
Founded: 1997
 
Memberships/Affiliations:
  • Member of NFCC (National Foundation for Credit Counseling)
  • Accredited by the Council on Accreditation (COA)
  • On the Board of Directors of Jump$tart Coalition for Personal Financial Literacy
  • Affiliated with InCharge Education Foundation, Inc. (ICEF) which provides financial literacy training to service members and their families through MilitaryMoney.com

Awards/Recognition:

  • Awarded the “Circle of Excellence” by the National Business Research Institute (NBRI) in 2010, 2009, 2008, recognizing InCharge’s dedication to measuring and improving its customers’ level of satisfaction.
  • Selected to “Top 100: Companies for Working Families” (Orlando Sentinel) eight years in a row.
  • InCharge® Education Foundation (ICEF) selected as “Not-for-Profit Organization of the Year” in 2008.
  • “MilitaryMoney.com” Earns Top Ten Status in the Kiplinger.com “Personal Finance Guide for Military Families,” 2009.
  • InCharge Debt Solutions has been officially recognized as an adopter of the National Industry Standards for Homeownership Education and Counseling and is a HUD-approved housing counseling agency.
  • InCharge Education Foundation wins Excellence in Financial Literacy Education (EIFLE) Award in 2008.
Services:
  • Credit Counseling: Professional, certified certified counselors offer individual advice for developing and balancing budgets, managing money, using credit wisely, and building a savings plan. InCharge provided over 500,000 confidential budget and debt counseling sessions during the last five years.
  • Debt Management Plans (DMP): InCharge can customize a DMP for you to provide debt relief that is a sound alternative to bankruptcy. A DMP consolidates your debt payments into one manageable monthly payment (typically with creditor-reduced interest rates and elimination of late fees), allowing debt to be repaid in a much shorter period of time at a lower monthly cost. When you start a DMP with InCharge, the collection calls stop and you can get debt relief without another loan or dealing with bankruptcy.
  • Housing Counseling: InCharge is approved by the US Department of Housing and Urban Development (HUD) to help consumers in the state of Florida with their housing needs. Facing foreclosure? We review your individual situation and provide you with possible short- and long-term solutions. InCharge can also help you with pre-purchase counseling.
  • Bankruptcy Counseling and Education: InCharge is among a select group of agencies approved by the Executive Office for United States Trustees to provide budget and credit counseling for bankruptcy filers nationwide. Anyone who files for bankruptcy must complete a credit counseling session from an approved provider and receive a Certificate of Counseling before filing. InCharge and its affiliates have provided over 750,000 course sessions since 2006.
  • Personal Finance Education: InCharge provides money-management and housing finance education seminars and workshops. In addition, the InCharge Education Foundation maintains an extensive library of financial education materials and resources covering a wide array of money management topics.
State Disclosures:

5750 Major Blvd., Suite 175 Orlando, Fl 32819; Arizona residents: InCharge Debt Solutions is NOT A LOAN COMPANY; Illinois and Indiana residents: we do not lend money; Maryland license number: 14-4; Vermont residents: InCharge Debt Solutions is licensed by the Department of Banking, Insurance, Securities and Health Care Administration; New York residents: InCharge Debt Solutions is licensed by the New York State Department of Financial Services; Mississippi residents: InCharge Debt Solutions is a licensed debt management service provider. Delaware, Rhode Island, and Colorado residents: Establishment of a plan may adversely affect the individual’s credit rating or scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Oregon residents: InCharge Debt Solutions is registered by the State of Oregon (registration# DM-80015) Utah residents: Using a debt management plan may make it harder for an individual to obtain credit.