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InSure Insurance of Rock Hill
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Why You Want a Vehicle History Report

October 25 2017


When buying a used car, it's important to review the vehicle history report. There's no better way to find out where a car has been and what it's been through. Still, you need to know what you're looking for. Here's how you can use the vehicle identification number (VIN) to avoid buying a lemon.

What is a VIN?
A vehicle identification number is a 17-digit series of numbers and letters that provides various bits of information about the vehicle, such as where it was built, who the manufacturer is and what some of its features are. VINs can also be used to pull vehicle history reports.

How can I check my car's history?
The National Insurance Crime Bureau offers a free service called VINCheck to indicate if a car has been reported as stolen but not recovered. It will also reveal if a car's been reported as a salvage vehicle. For a full report, complete with all minor repairs and recalls, you can purchase a vehicle history report from major companies such as AutoCheck and Carfax.

What is a salvage title?
If your vehicle history report reveals a salvage title, proceed with caution. Salvage titles are triggered when insurance companies deem a vehicle more costly to repair than it's worth. Usually, this is the result of a major accident, flood or fire. Such vehicles can be dangerous if not repaired correctly or if the damage is too severe.

In the end, all the reports in the world won't guarantee you'll never have problems with your used car. However, with an inspection and a quick peek into its history, you'll have a better idea of what you're purchasing.

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Why Buy Roadside Assistance Insurance?
You’re driving alone on a two-lane country road when the night sky above you begins to fill with ominous clouds. The wind picks up and trees start to bend and sway.

Suddenly, a huge tree limb snaps free and falls in the road directly in front of you! You slam the breaks and are forced to swerve to avoid hitting it, landing you deep in a drainage ditch on the side of the road.

As you get out of your car to survey the damage, you realize your car is stuck and tiny raindrops start to fall. It starts raining harder.

You look around at the bleak landscape. There’s not a house in sight. Should you walk in the rain until you find the nearest town? Or should you wave down a passing vehicle at the risk of them not having your best interests in mind? Then suddenly … you remember that you have roadside assistance insurance! Just a cell phone call later, a tow truck is on the way.

This is a good example of why it’s a good idea to consider purchasing roadside assistance insurance. Many things can cause you to be stuck in a lurch and you never know when, how or under what circumstances it could happen.

What Does Roadside Assistance Cover?

Roadside assistance insurance can cover everything from unlocking your car (you left the keys inside again!) to pulling you out of a ditch. Essentially, it assists you when you’re out on the road so that you can either get rolling again or need to tow your car if it’s not drivable.

Here are the services most widely offered under roadside assistance:

Locksmith services
Tire change
Battery jump
Refilling radiator
Towing
Gasoline and oil if you run out
Labor for repairs
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Half of all auto thefts can be prevented. Check out this video from the NHTSA to learn how to protect your vehicle. http://bit.ly/1KtH4jD
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Half of all auto thefts can be prevented. Check out this video from the NHTSA to learn how to protect your vehicle. http://bit.ly/1KtH4jD
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Social media and driving don't mix! Stay safe on the road with these cell phone safety tips! http://bit.ly/2cP8xRr
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Even the most careful drivers can be involved in an accident, so here are several tips to help you get through the experience safely. http://bit.ly/2cbgfrF
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Electrical appliances are used every day so it's easy to forget that they can be dangerous. Take preventative action to ensure your outlets, light bulbs, and other appliances are safe. http://bit.ly/1LPisne
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RV Insurance from InSure Insurance

Protect your recreational vehicle with RV Insurance from InSure Insurance
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Homeowners

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
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