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Hoyes, Michalos & Associates Inc.
108 followers -
You deserve a fresh start. Licensed Insolvency Trustees and Consumer Proposal Administrators.
You deserve a fresh start. Licensed Insolvency Trustees and Consumer Proposal Administrators.

108 followers
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Think big picture. Avoiding debt is the best way to save money for your future. #AvoidDebt #MoneyTips
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What’s yours is yours. Don’t lend your credit card to anyone. #AvoidDebt #MoneyTips
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View dollars in hours. How many hours of work will it take to pay off this purchase? #AvoidDebt #MoneyTips
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Remove triggers. Unsubscribe from promotional emails. #AvoidDebt #MoneyTips
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Take control. If you’re prone to overspending, reduce the limit on your credit card. #AvoidDebt #MoneyTips
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Struggling with debt, but want to avoid filing bankruptcy? We've laid out your top 5 alternatives. https://www.hoyes.com/blog/top-5-alternatives-to-bankruptcy-in-canada/
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The debt trap: Never use payday loans to keep up with debt payments. #AvoidDebt #MoneyTips
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Think like Santa. Keep your holiday spending in check. Make a list and check it twice. #AvoidDebt #MoneyTips
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Did you know that a "Stay of Proceedings" blocks creditor actions, calls, and seizures? Here's how it works: https://www.hoyes.com/blog/bankruptcy-protection-in-canada-an-automatic-stay-of-proceedings/
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Insolvency is a legal process that's governed by the BIA. Here are the key components that you need to know: https://www.hoyes.com/blog/guide-bankruptcy-and-insolvency-act-canada/
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