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Hoch Law Firm, PC
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How Long Do I Have To Sue? - I am frequently asked when the statute of limitations in expires on property insurance claims in Texas. Here is the short answer: The statute of limitations for Breach of Contract in Texas is 4 years. But, the property insurance policy usually has a provision which reads: “No one may bring legal action against us under this policy unless…the action is brought within two years and one day after the date on which the direct physical loss or da... http://ow.ly/2UgprN
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When To Hire A Property Insurance Lawyer - The need for a Fort Worth property insurance lawyer can be vitally important, since a commercial property insurance policy is a lengthy document spanning more than 100 pages, with many arcane items that the average person rarely reads nor completely understands. Types of Property Insurance Claims/Issues Weather-related damage deals with such things as hail, wind, tornado, fire and storm damage. It can also deal with business in... http://ow.ly/2TJGMR
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Business Interruption Insurance - When a fire, tornado or hailstorm damages your business property you have a commercial property insurance policy to repair the damage. But what about the business losses you suffer? A storm can do more than damage your building. It can destroy the income you derive from operating your business. Most commercial property insurance policies have business interruption insurance or coverage which will cover you for lost income and certain op... http://ow.ly/2RyOKL
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Appraisal Run Amok: The Policyholder’s Perspective - On November 13, 2014 I was a lecturer at University of Texas Continuing Legal Education seminar on Insurance law. The format was a debate between myself and Steve Badger. Steve represented the views of the insurance company. I represented the views of the policyholder. In connection with the conference I wanted to share my view of the current landscape for Appraisals in the commercial property insurance context. Texas... http://ow.ly/2R10z4
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How Do I Know Whether I Have Hail Damage? - As a lawyer who handles property insurance claims I am often asked how to determine whether a roof has suffered hail damage. Damage from hail usually has a distinct mark. Some examples are below. It will bruise or mark the granules or the gravel on a commercial built up roof. It may also cause dents in the soft metals on a roof, including the vents or the fins of an HVAC units. Finally it may cause punctures or marks to the ex... http://ow.ly/2QlstH
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