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Hi Energy People
Solar Energy Book for Anyone Who Uses Electricity
Solar Energy Book for Anyone Who Uses Electricity

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Energy Assets vs Liabilities: A Look At Solar Financing 

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Please support my Solar Energy Book campaign on head talker by clicking on a button (it takes 10 seconds and you can do it with your favourite social media profile: FB, Twitter, LinkedIn, Tumblr, no registration):


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Do you know that solar pv is the only technology that would help you survive the Zombie Apocalypse?
Once plugged in, a solar pv panel needs no oil change, has no moving parts, needs no gas, no coal, just wash it once in a while... And it will work for 100 years. 
Go solar! survive the Zombie Apocalypse! 
more about solar:

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After the first day there are 15 people supporting the campaign and 16 people will review it! 

Thanks for sharing the message!

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For the next 14 days I'm sharing my book with everyone who wants to read it and write a review.

The solar energy book I wrote is really good. “How to choose the best solar system and financing offer for you” is a solar energy book that explains it from the perspective of an every day user. It is a step by step guide showing people how solar is beneficial for them. The first reviews I got are actually not bad at all.

The next step for me is to promote the book so that anyone who uses electricity can benefit from the information.

I want to share my book with you for free and in return I’m asking for your honest review. I’d like you to post your review on at least one social network website. That’s it. You don’t have to pay me for the book and you don’t even have to like the book. A negative review is always valuable feedback for an author…

If you are interested, here are the steps to take:

Please email me at informing you want to review the book.
I’ll send you a free pdf copy of the book.
You read it.
You write your review and post is on at least one social networking site.
Please tag me or send me an email with the link to your review.
Here's the link to the campaign website:

You can find a lot of additional free material related to the solar energy book here:

The solar energy book is has its fanpage on FB.
There is also a dedicated board on Pinterest.
I’m active on Twitter @HiEnergyPeople(you can also use #SolarEnergyBook hashtag)
and I’m publishing my book related information on Linkedin.
We are also present on Google+.
There is a dedicated website with excerpts, reviews, information and a free chapter to download*.
(*) you have to subscribe to get a free chapter delivered to your email, but you can also do a google search for it or look on scribd .

Oh, the book itself is available in the Kindle format on Amazon:

Even you you are not interested in solar energy or the book, please please share the message! Maybe your friends or family want to get a free copy and benefit from it…


Michael Bacia,


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OK, sooner or later everyone will have solar. So what? 

It really is a really big deal. Before you know why it’s such a big deal, you have to know the big secret! Ready? OK, here it is: ENERGY IS FREE! That’s right. It is! Not only solar and wind energy, but oil and/or coal are also basically free.

The gas or electric bill YOU pay are costs that are only related to the harnessing and using of the energy. Traditionally, Big Utility works like this: the facility extracts energy in the form of fossil fuel (but also renewable energy – think about a huge dam), converts it into electricity and then transmits it to consumers. All of these activities require large capital investments, because traditional power plants are incredibly expensive, $300M and more. Utility business models were able to convert those costs into fairly affordable monthly payments for thousands of consumers. So, these facilities recover their money from you, by sending you a monthly utility bill. My question is, how old is your power station? Are you still paying for infrastructure that was paid off long ago?

Distributed generation also requires capital investment to purchase technology. However, the investor is ALSO the consumer. Instead of sending money to finance another investor’s return, the consumer recovers his own capital expenditure and invests in his own assets.

Costs related to harvesting energy are typically monopolized, concentrated and managed by global organizations. Energy prices are then controlled by the global market and influenced by factors such as currency exchange rates, the stock exchange, and global politics. Because these costs are operating expenses, they are generated continuously and infinitely.

On the other hand, a distributed energy harvesting technology, like solar, can be localized and owned by the consumers. Once installed, the costs related to the energy systems are defined and fixed. Your energy bill is now part of your capital expenses and energy becomes an asset, not a liability. Once fully paid, the energy systems continue to harvest energy, making the energy to run your business and/or home ABSOLUTELY FREE.

Here is the Big Deal: instead of supporting energy companies with your money, you now have the opportunity to support yourself and to make your money start working for you!

Sounds very nice and kinda Star Trek but it’s too expensive… isn’t it?

No, it’s not. In 2013, rooftop solar energy reached grid parity on several markets in the world or, to put it another way, the cost of energy generated by rooftop solar was the same or lower than the cost of energy delivered by the utility company. Moreover, costs of solar will continue to drop while the grid energy costs will continue to rise.

A major driving force to this is a phenomena called “peak oil”. “Peak oil is the point in time when the maximum rate of petroleum extraction is reached”. The only debate now is when peak oil will or did occur. Some researchers claim it was in 2005 or 2006. Others claim it will happen by 2020. Nevertheless, peak oil is a fact. Growing oil demands from emerging economies (China, India, Brazil) and a falling supply will definitely result in rising energy prices. The only questions are how big of an increase and how soon will that increase occur? Some reports suggest “the increasing price of oil… is likely to reach $500 a barrel by 2040…”

Another driving force is the economies of scale. Mass production allows for substantial reduction of the unit cost (and price) of goods. The same economic principle responsible for cheaper, more powerful computers each year, is now driving the efficiency and pricing of solar panels. Because solar panels are standardized, easy to transport and install, they can be purchased from any place in the world and delivered to site. So the supply of panels is a globally competitive market, just like microchips or LCD monitors. The more a company manufactures and sell panels, the cheaper the unit price can be. Consequently, the cheaper the price, the more it can sell.

Previously, solar energy required heavy government support because it couldn’t compete with grid electricity. Panel and inverter technology was not efficient enough and unit costs and prices were to high. Now, thanks to support programs, like the one in Germany for example, a substantial market has been created, allowing solar technology to mature and expand rapidly. These support programs got the ball rolling and now solar energy is a cost efficient alternative on several markets. As solar prices continue to fall while grid energy rises, more and more energy markets will adopt solar.

Solar energy might still be more expensive than the energy generated by a coal fired or nuclear power plant. But, this energy then has to be delivered from the power station to consumers. Once those costs are included in the electric bill, solar can already be a cost efficient solution. Installing rooftop solar does not require using transmission or distribution power lines and covering related costs.

The above excerpt is from “How to choose the best solar system and financing offer for you”, a solar energy book explaining the ins and outs to the every day user. It is a step by step guide showing people how solar is beneficial for them, the process of going solar, and the key aspects of solar financing.

Ebook available on Amazon. More information, including reviews and a free chapter, can be found here:

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Advantages and disadvantages of solar energy 

Talking about solar energy we mean solar photo-voltaic technology. It allows generating electric energy from sunshine. The equipment used to do it is a solar pv system. It consists of solar panels, cables and relevant additional equipment, like an inverter (when grid connected) or a battery (in case of a stand alone system).

Advantages of solar energy- are there any?
Let’s start with the advantages of solar energy. The most obvious advantage is that solar energy is free. Sunshine is free and equally available for everyone in a given location. There is no fuel cost to cover, no price volatility or supply shortage issues.

The Second advantage of solar energy is it’s predictability. The generation of solar energy is reliable and predictable. Based on weather data the production can be accurately planned. Also, most of energy consumption occurs during daytime, when solar energy is generated.

Thirdly, there are zero operating costs. No oil changes, spare parts replacements, fuel consumption, etc. Solar pv systems should me maintained and monitored. That involves some extra costs, but once properly installed, they are easy and cheap to maintain.

Finally, solar systems will generate energy for years. For 100 years or more actually and this has been experimentally proven (Chianese, D., Realini, A., Cereghetti, N., Rezzonico, S., Bura, E., Friesen, G. , 2003. Analysis of Weather c-Si PV Modules. LEEE-TISO, University of Applied Sciences of Southern Switzerland, Manno).

Advantages of solar energy – how to benefit from them?
The most direct way of benefiting from solar energy is installing a solar pv system. Another great advantage of solar is evident here: its scalability and ease of installation. A pv system can consist of a single panel or of thousands of panels. It can be engineered to supply just the right amount of energy (large or small) required, or cover entire space available. It can be installed exactly where the energy is needed. There is no need for any transmission grid, as solar energy is consumed and produced at the same location.

Advantages of solar energy are more evident in all the locations where it’s profitable. Primarily in all the places with enough amount of sunshine. With current energy prices it is just cheaper to go solar than paying electricity bill each month.

Disadvantages of solar energy – are there any?
One of the main disadvantages of solar energy is quite obvious: is doesn't work at night! Solar pv systems still work during cloudy days and in the winter. Generation is just lower than during the summer months.

The second thing are the installation costs. Over the period of 20 or 30 years of energy generation the unit cost of solar electricity can be low. But there is a need to cover the upfront installation costs to enjoy the free energy later. And, talking about the disadvantages of solar energy, that would be it! The installation costs and the need of energy storage.

Disadvantages of solar energy – how to overcome them?
There are ways to overcome those issues. Starting with energy at night, or during the winter: PV systems can be connected with battery storage and operate 24/7. There are also other energy storage solutions (using hydrogen or compressed air) that can store large amounts of energy for the winter. But this has to be done only for off-grid solar systems. Usually solar pvs can easily be integrated with the electric grid and provide a reliable 24/7 energy supply. An on-grid system uses the grid as an energy storage. When the solar energy production is higher than consumption, a pv system supplies the grid. When the production is insufficient to meet the consumption (at night), energy is supplied by the grid.

The right financing solutions for solar, with low or zero down payment, can help overcoming the initial installation costs. Financing can be structured in a way that monthly payments are lower than grid electricity bill. This means immediate savings, right after installation of a pv system.

To wrap up about advantages and disadvantages of solar energy

Solar energy is free, easily available, predictable.
Solar pv systems are very cheap to run, reliable, scalable and easy to install.
Unfortunately they don’t work at night and installation can be a substantial investment.
To overcome the disadvantages systems can be grid connected and affordable applying appropriate financing.

More about solar is covered in my Solar Energy Book for Anyone Who Uses Electricity

“How to choose the best solar system and financing offer for you” is a solar energy book that explains it from the perspective of an every day user. It is a step by step guide showing people how solar is beneficial for them.

You can get it from Amazon in an ebook format. A free chapter is available here 

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"The green revolution is here.But this is not about the planet or the environment, even though that is a by-product. This revolution is green as in dollar green, money green.  It's all about YOUR money." 

from How to choose the best solar system and financing offer for you 
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