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Harry Sit
Worked at The Finance Buff
Lives in Campbell, CA
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Harry Sit

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Can you borrow a mortgage at 4%, earn 8% in the stock market with the borrowed funds and pocket a fairly certain 4% annual profit?  This comparison suggests that the two percentages (growth rate and interest rate) are applie...
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Harry Sit

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Is your home an investment?
“A house is certainly not an investment, for one simple reason: You have to live somewhere, and you are either going to have to pay for it or rent it. Always remember, investment is the deferral of present consumption for … Continue reading →
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Harry Sit

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Don't sweat the small stuff.
This is a guest post from J.D. Roth, who founded the Get Rich Slowly blog and currently writes at More Than Money. J.D. recently launched a year-long "Get Rich Slowly" course, which is based on the idea that you'd have greater financial success if you managed your money as if you were running a business. I've previously written about approaching your finances like a business. I'm convinced that more people would achieve financial success if they...
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Vanguard's new advice service sets a benchmark for all others to beat. Now the questions become "What else can you provide and at what incremental cost?"
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Vanguard has gone public with the 0.3%-fee $100k-minimum Personal Advisor Services I wrote about on the Bogleheads Blog in March. The new landing page is as pretty as any produced by the venture-backed startups.

With a competitive fee and access to human advisors all year long, I don't see much reason to consider the rest in the article unless someone doesn't have enough money to meet the $100k minimum.
The new companies began with the idea of advising young adults on their finances, then discovered that people over 50 also wanted help.
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Harry Sit

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Should bananas cost more if you weigh more?
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Let your state government help you narrow down the list of companies you shop your auto and homeowners insurance.
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From a retiree: taxes are not our largest expense, by a long shot.
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Have him in circles
65 people
Ciências Contábeis - UFPE's profile photo
Suzanne Muusers's profile photo
SweepGoal's profile photo
Redd Arse's profile photo
Ana Paula Ferreira's profile photo
Michael Kitces's profile photo
Michael Kobylarz's profile photo
Jeremy Biberdorf's profile photo
James Robbins's profile photo
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