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HW Advantage- Expert Mortgage Services
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PUBLIC SERVICE ANNOUNCEMENT: The HW Advantage still offers mortgages at best rates that are not effected by the rule changes. #creditunionsrock #Mortgages #Burlington #AskHW

Check out my latest blog on the new mortgage stress test.
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Was busy wining medals last week but also found time to write my latest blog on closing costs. Check it out here: http://www.hwadvantage.com/mortgage-education/closing-costs/
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Greatest referral appreciation!!! Simply refer a friend or family member who you believe deserves great service and an excellent mortgage and you are automatically entered in a chance to win a $2000 voucher with TravelOnly.ca. This voucher CAN be used any time, combined with any other offer and used for any destination! 
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Could variable rate mortgages go even lower?? Some think yes!
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It’s time for your mortgage check-up.
A simple phone call will allow us to review your mortgage, your financial situation, and consider ways to improve your overall financial health. In some cases, I’ve been able to save people thousands of dollars per year by doing this simple “check-up”. This is completely voluntary, but free and part of my ongoing service to you. Even if your mortgage is not currently with me, I am happy to discuss your options and provide you with some expert advice.
These options may include but are not limited to:
-making lump sum payments
-increasing frequency
-increasing payment amount
-refinancing
-converting adjustable rate mortgages to fixed
-consolidating debt
-equity take-out for other investments / reno’s
If interested please email me directly Harrison@HWadvantage.com and we’ll set up a time to speak over the phone.
Thanks,
Harrison
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New blog post on mortgage breakage penalties. Great info if you are currently shopping for a #mortgage   or considering breaking your mortgage to get lower #interestrates  !!! 
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Extremely happy I have been able to help out so many clients with the FREE REFINANCE program this past month. With today's incredibly low rates, people are taking advantage of this offer and saving thousands per year in interest, lowering their monthly payments and paying off high interest debt. Don't miss out- call, email or FB message me today to see if its right for you!
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Use these 4 Q's to help shop for a mortgage.... Then realize HW is the mortgage specialist you've always dreamed of: 
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