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Grove Mortgage
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VA Loan Certificate of Eligibility (COE) and The VA Funding Fee.

The Veterans COE and VA Funding Fee are two items that are very important in the home buying process because they let the lender know the amount of VA Eligibility you have and if do qualify for Exemption from the Funding Fee due to a service-connected disability.

Learn more here:
https://www.grovemortgage.com/va-loans-san-antonio.html

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46 days till the 2016 Presidential Election.
Remember to let your voice be heard and get out and vote for your choice for President.
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Happy Thanksgiving to everyone and please be safe this holiday season!
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Happy 4th of July and have a safe and fun weekend celebration!
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Mortgage Rates are still really good, if your looking to buy a home or refinance one, now is a good time.
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Mortgage Rates are looking better since the Fed meeting. As the Fannie Mae chart goes up rates for mortgages get better, as the chart drops mortgage rates get worse.
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Did you know.....  FHA has reduced the Monthly Mortgage Insurance Premiums by .05%.
For example, on a loan amount of $400,000 the mortgage insurance savings (not including the additional benefits of refinancing at a lower interest rate) could add up to as much as $166 per month.
The reduction in premiums is expected to SAVE the approximately 800,000 households who have a FHA loan an average of $900 Annually.
Additionally, this is expected to SPUR 250,000 New Homebuyers to purchase their first home over the next three years.

Learn more about FHA Loans here:
https://www.grovemortgage.com/fha-loans-san-antonio-texas.html
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Happy St. Patrick's Day!
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The top 5 reasons for a VA Home Loan:

1. 100% financing available with No down payment required as long as the sales price doesn't exceed the appraised value.

2. No PMI (private mortgage insurance premiums).

3. VA Appraisal makes sure the property is worth what you’re paying for it and also ensures the property is Safe, Sound and Sanitary.

4. State and Local Benefits – Possible Tax benefits for Disabled Veterans.

5. Closing costs may be paid by the seller (up to 4% plus the Owners title policy).

See more benefits of a VA Home Loan here: https://www.grovemortgage.com/va-loans-san-antonio.html

Did you know... According to a Veterans Administration report that only about 11% of Service Members and Veterans use their VA Home Loan Eligibility they have dearly earned, to purchase a home. 
If you know a Service Member or Veteran that is looking to finance a home or refinance a home, please remind them of the VA benefits that they have earned, which includes 100% financing!
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