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Frank Pipitone
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886 followers
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Communities and Collections
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Most people view bankruptcy as a last resort. I wish this wasn’t the case as years of suffering and monies lost to excessive interest could easily be avoided if we switch our perspective.

Be aware of the financial relief options you choose prior to filing bankruptcy.
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By choosing to be a bankruptcy lawyer, I conscientiously opted out of being a family lawyer.  When I embarked on this journey to help people with their debt, I did not realize how much of an impact I could have on people’s personal relationships.
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Long ago, a lesson learned. Why it's called "practicing" law.
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The decision to (or not to) file bankruptcy, which could be a life changing one, should not be made based on the advice of an ill informed family member, friend, coworker or "expert" on social media.
Bankruptcy and Background Noise
Bankruptcy and Background Noise
bozemanbankruptcy.com
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Awesome read. A showcase of 5 young individuals struggling with debt, making sacrifices and figuring things out.
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Unfortunately too many people deplete their retirement savings well before retirement to pay off debt. Nothing breaks my heart more than when I consult with an individual who has pulled money out of their retirement in an attempt to pay off debt and avoid bankruptcy.
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Frank Pipitone commented on a post on Blogger.
I have seen many the 341 Hearing go wrong for debtors not represented by attorneys. Not surprisingly, I have seen more creditors appear at these pro se hearings as almost always the unrepresented debtor has made some error that will impact his/her case.
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When student loans are dischargeable in bankruptcy.
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According to financial reports, outstanding credit card debt is set to hit the $1 trillion mark in 2016 as banks loosen lending restrictions and push their plastic. Could we surpass the all time high of $1.02 trillion set in 2008 as the Great Recession hit?
Where Has The Recession Gone?
Where Has The Recession Gone?
bozemanbankruptcy.com
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Debt to income ratio can and should influence your decision to file bankruptcy. Regardless of who you are or how much you earn, if you have eliminated or reduced your debt through the bankruptcy process, your debt to income ratio has immediately improved.
Debt to Income to Bankruptcy
Debt to Income to Bankruptcy
bozemanbankruptcy.com
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