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FranchisePerils
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"The general perception is that unless the franchisor is providing medical, accounting, legal, insurance or technology services through their franchisees, all the franchisor needs is a D&O policy. This is a critical error in thinking"

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Excellent article on why Franchisors need BOTH D&O and E&O

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According to the U.S. Department of Commerce, franchise businesses are exponentially more likely to succeed than individual new start-ups, particularly if you look at the figures over a five or seven year period. 

This graph shows the results of a seven year study conducted by the U.S. Department of Commerce.  The study analyzed the start-up success rate of franchises vs. independent businesses.
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