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Faro & Crowder, PA Bankruptcy Attorney
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Foreclosure and Bankruptcy Attorney serving the Palm Bay, Melbourne, Viera, Space Coast and Brevard County areas. Free initial consults.
Foreclosure and Bankruptcy Attorney serving the Palm Bay, Melbourne, Viera, Space Coast and Brevard County areas. Free initial consults.

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It is a commonly-held myth that most people file bankruptcy because they are poor money managers. While that is certainly a factor in a number of filings, money management is nowhere near the top of the list. Most people file bankruptcy due to circumstances that are totally beyond their control.

Continue reading to learn some of the leading factors driving bankruptcy filings.

http://farolaw.com/bankruptcy-happens-everywhere/

#brevardcounty #spacecoast #garnishment #bankruptcy #melbourne #florida #cocoabeach #eaugallie #titusville #palmbay #centralflorida #attorney #chapter7 #chapter13
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A garnishment is a powerful collection tool used by many creditors to collect on a judgment for money owed to them. The two types of garnishments are account garnishments and wage garnishments. The creditor directs your bank or employer to pay money that is owed to you, directly to the creditor instead.

As soon as your Chapter 7 or Chapter 13 has been filed, the automatic stay is effective and prohibits any further collection activity. This includes any pending garnishments, which are immediately halted.

Continue reading: http://farolaw.com/bankruptcy-can-eliminate-garnishments/

#brevardcounty #spacecoast #garnishment #bankruptcy #melbourne #florida #cocoabeach #eaugallie #titusville #palmbay #centralflorida #attorney #chapter7 #chapter13
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If you are facing financial difficulties and debt collectors have started calling, it is important that you understand what your rights are under the law.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, deceptive or abusive practices when trying to collect a debt from an individual borrower.

Continue reading: http://farolaw.com/debt-collector-prohibited/

#melbourneFL #palmbay #BrevardCounty #SpaceCoast #EauGallie #DebtCollector #Attorney
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If you are considering filing a Chapter 7 or Chapter 13 case, it is essential to understand that there are a few actions you should avoid in order to ensure that your case goes smoothly.

Continue reading: http://farolaw.com/mistakes-to-avoid-when-preparing-for-bankruptcy/

#melbourneFL #PalmBay #SpaceCoast #BrevardCounty #Viera #Bankruptcy #Chapter7 #Chapter13 #Attorney
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When you file a personal bankruptcy it can help you obtain a fresh financial start. However, it can be difficult to know when the best time to file your case is. There is no magic formula for pin-pointing the best time to file a Chapter 7 or Chapter 13, but there are many warning signs that a bankruptcy filing should be considered.

Continue reading: http://farolaw.com/time-file-bankruptcy/

#melbournefl #spacecoast #brevardcounty #palmbay #viera #rockledge #chapter7 #chapter13 #cocoabeach #attorney #bankruptcy #freshstart
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When you are considering filing a Chapter 7 or Chapter 13 case, there are several legal terms that you will hear and it is important to understand what they mean. Two of the most important terms to familiarize yourself with are “discharge” and “dismissal.”

Continue reading: http://farolaw.com/bankruptcy-discharge-vs-dismissal/

#melbourneFL #SpaceCoast #BrevardCounty #Attorney #WageGarnishment #Bankruptcy #Chapter7 #Chapter13 #EauGallie #SatelliteBeach #Titusville #Cocoa #CocoaBeach #CapeCanaveral #Rockledge #Viera #SebastianBeach #IndianHarbourBeach
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If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin.

Continue reading at: http://farolaw.com/what-happens-to-a-garnishment-in-bankruptcy/

#melbourneFL #SpaceCoast #BrevardCounty #Attorney #WageGarnishment #Bankruptcy #Chapter7 #Chapter13 #EauGallie #SatelliteBeach #Titusville #Cocoa #CocoaBeach #CapeCanaveral #Rockledge #Viera #SebastianBeach #IndianHarbourBeach
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A question we are often asked is if you can still use your credit cards after filing bankruptcy. Read our blog to learn more about credit cards and bankruptcy.

http://farolaw.com/can-use-credit-cards-bankruptcy/

#spacecoast #melbournefl #brevard #palmbay #bankruptcy #eaugallie #viera #cocoa
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When an individual borrower falls behind on paying their bills, creditors start filing collection lawsuits in order to a obtain court judgment.

Once the judgment has been granted in favor of the creditor, the collection efforts begin. One common collection tool used by many creditors is to place a judgment lien against your house or other real property.

To continue reading: http://farolaw.com/bankruptcy-eliminate-judgment-liens/

#spacecoast #brevardcounty #bankruptcy #judgmentlien #melbournefl #palmbay #titusville #attorney #freeinitialconsult #foreclosuredefense #florida #eaugallie
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