Tushar Mathur maintains this Personal Finance blog called Everything Finance. The blog articles fall under these categories: Investing, saving money, shopping, blogging and making money online.
Since the very beginning, I have followed the money philosophy of “Pay Yourself First”. My wife and I put money in our savings first. Then we budget for our expenses.
The best advice that I can give is to always pay off the full credit card balance each month. If you can’t then, that means you are living beyond your income and that’s the worst. Also, always be on the lookout for saving money on utilities by calling your current companies and asking them if they have deals or you. Believe it or not, they always have something that you can take advantage of.
Start saving for college when your kid is in the womb OR as early as possible. Tuition expenses are only going to go up, so start early. I wrote about saving for kids’ education on my blog as well.
The most powerful and favorite financial tool for me has to be Mint.com. I can see my entire Financial Living at a glance. I can keep
track of my income and expenses easily. And they have an iPhone app.