The Treasury Department came out with a program to help counties most hurt by foreclosures during the Recession. In NC, 5 Counties qualify for these $15,000 Grants.
The Grants are available in Johnston, Mecklenburg, Cabarrus, Cumberland and Guilford County. The household income limit varies for the program based upon the County you buy in.
Targeted for First Time Home Buyers they are only available for homes less than $245,000 that have previously been lived in. New Homes do not qualify for the program.
How will the USDA calculate my self-employed income to see if I cross the income threshold? Do they average my current P&L and my last two years taxes together? Average my P&L and say that even though the year isn't done I'm going to make "x"?
I'm getting different answers from the people I'm working with and they don't match which makes me nervous....
Folks with #DeferredStudentLoans CAN normally qualify - it's just a matter of how much those payments are going to be, and what kind of program they are applying for in their #Mortgage
SouthPark Mall, 4400 Sharon Rd, Charlotte, NC 28211
Thank you for allowing us to be of service and to offer home financing information. We have a very large social presence and we genuinely want to speak with everyone that would like information.
Unfortunately sometimes we get overloaded with inquiry’s and even with our best efforts cannot get back to everyone in a timely fashion. Please be patient with us.
If you would like to complete an online application our ability to assist you with home buying information will be quicker and more efficient. It’s the Green button on the page that says essentially “Apply Now”
There is no cost or obligation to communicate with us via that method.
If you would prefer to speak with us directly, before making an online application, that’s great too! Our number is 919 649 5058.
Again, please be patient with our response times as we truly want to help folks obtain home ownership. It’s OK to call us back if you do not hear from us right away. We aim for 24 hour return calls, but right now the sheer volume is sometimes making that impossible.
Thank you for the opportunity to be of service.
I work in the Mortgage Lending business with my husband, +Stephen L Thorne, at Equity Resources. Before we came to Equity Resources, we were named one of the Top Origination Teams in the State (by the NC Association of Mortgage Professionals, and Mortgage Originator Magazine.
As entrepreneurs, one of our mortgage companies received the coveted Triangle Fast 50 Awards by The Triangle Business Journal three years in a row!.
As a Mortgage Origination Team, we specialize in FHA Mortgage Loans, Veteran Home Loans, and we probably do more USDA Home Loans than anyone else in the State of NC. In addition to this, we offer the Best Mortgage Interest Rates for all programs, including Conventional/Jumbo mortgages.
We have over 20 years of experience as Mortgage Loan Professionals in Cary, NC and enjoy working with First Time Homebuyers, as well as folks who are Refinancing!
We recently finished Dave Ramsey's Financial Peace University, and love sharing his principals of soundly building wealth with our mortgage customers!
I am a Boomer - and I've spent over 6 years learning the "language" of Social Media, Websites and SEO. Because of that - I teach many fellow Boomers the language - and I work with Real Estate Agents to gain better exposure for their Real Estate Practice!
- Equity Resources2015 - present
- NC Mortgage ExpertsBusiness Development Officer, 2015NC Mortgage Experts with TONS of experience helping first time home buyers in NC buy their Dream Home! You will find more information on our site, www.ncfhaexpert.com; or you can connect with us here, on Facebook or Twitter. I work with my husband, Steve Thorne, Mortgage Loan Originator #60596
- National Mortgage AccessOwner
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