Profile

Cover photo
Eleanor Thorne
Works at NC Mortgage Experts
Lives in Cary, NC
3,792 followers|382,706 views
AboutPostsPhotosYouTube+1'sReviews

Stream

Eleanor Thorne

Shared publicly  - 
 
Nobody wants to post a message like this - but sometimes it's necessary.

FROM STEVE:

Thank you for allowing us to be of service and to offer home financing information. We have a very large social presence and we genuinely want to speak with everyone that would like information.

Unfortunately sometimes we get overloaded with inquiry’s and even with our best efforts cannot get back to everyone in a timely fashion. Please be patient with us.

If you would like to complete an online application our ability to assist you with home buying information will be quicker and more efficient. It’s the Green button on the page that says essentially “Apply Now”

There is no cost or obligation to communicate with us via that method.

If you would prefer to speak with us directly, before making an online application, that’s great too! Our number is 919 649 5058.

Again, please be patient with our response times as we truly want to help folks obtain home ownership. It’s OK to call us back if you do not hear from us right away. We aim for 24 hour return calls, but right now the sheer volume is sometimes making that impossible.

Thank you for the opportunity to be of service.
Mortgage Processing Times This Spring are longer than expected due to refinances. Mortgage Processing Times normally less than 30 days now up to 45 days from contract signing or longer
1
Julia Carter's profile photo
 
Everyone needs to hear this!  Thanks for posting!
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
Forbearance with Student Loans is different from Deferred Student Loans.  In some cases, Military folks might still qualify for a mortgage if they have a Student Loan in Forbearance.  Many folks who are in Forbearance with their Student Loan are there because of delinquent payments.  Those delinquencies will pull your credit score down and cause you to be out of qualifying to buy a house.

Folks with #DeferredStudentLoans CAN normally qualify - it's just a matter of how much those payments are going to be, and what kind of program they are applying for in their #Mortgage  
Student Loans in Forbearance and Mortgage Approval NC, the difference between Forbearance and Deferred Student Loans and Mortgage Approval in NC
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 

We are getting more and more Low Appraisals in #NC - here are some quick ideas to help figure out what your options are! #LowAppraisals  
What To Do When You Have A Low Appraisal, NC Mortgage Programs allow you to dispute an appraisal offer new information for the low appraisal
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
We are getting TONS of questions about Deferred Student Loans and Mortgage Qualifications because the guidelines for FHA will change 9/13/15 and USDA Home Loan Requirements in NC changed in December of last year.   #StudentLoansMortgage  
Mortgage Approval With Deferred Student Loans, Important to Know what type of Student Loans you have, IBR Deferred Student Loans treated differently
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
Deferred Student Loan Guidelines for FHA Home Loans Change 9/14/15* 

Many people are rushing to find out how to qualify for a mortgage NOW, because they are realizing that once the new guidelines go into effect... they might not qualify.

With the changes, FHA says that a Deferred Student Loan with a $00.00 monthly payment must be counted at 2% of the balance.   #FHALoans   #DeferredStudentLoans  
Mortgage Approval With Deferred Student Loans, Important to Know what type of Student Loans you have, IBR Deferred Student Loans treated differently
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
Student Loan Debt Will Be Treated Differently When You Apply For A Mortgage Starting 9/14/15

You will need to have a payment established beginning this fall - this will hurt many First Time Home Buyers who are trying to buy a house #studentloans   #MortgageRequirements  
Mortgage Approval With Deferred Student Loans, Important to Know what type of Student Loans you have, IBR Deferred Student Loans treated differently
1
Add a comment...
Have her in circles
3,792 people
john henry's profile photo
Sherry Loika's profile photo
Kristin Brown's profile photo
Joshua Tarr's profile photo
Musa Rajabu's profile photo
Horror Funny Channel's profile photo
Michelle Gilstrap's profile photo
euloge minzele's profile photo
Keith “Dutch” Bloemendaal's profile photo

Eleanor Thorne

Shared publicly  - 
 
What are we doing to help more First Time Home Buyer qualify to buy a house? Policy Changes are needed in Washington.  Including, how we are going to treat Student Loan Debt #firsttimehomebuyers  
2
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
Questions from recent College Graduates who want to know how they go about buying a house.  You don't have to wait 2 years after graduation to qualify to buy, especially if you get a job within your field of study, and have "regular" (not commission based) income. #firsttimehomebuyers  
Recent College Graduates - Tips For Buying A Home: We must consider Student Loans that are in deferment in some cases. There are grants available to buy a home in NC, and family is allowed to co-sign
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
We have ambitious projects in the #Raleigh  area - THANKS to +Savvy Homes LLC for their help with #BuilderBlitz  2015 for a deserving family!
 
A beautiful sunrise to start off +Habitat for Humanity  #BuilderBlitz   ‪day 6! Yesterday cabinets were installed thanks to #BrockCabinets . #SavvyHomes   #FindYourHappy   
View original post
2
Savvy Homes's profile photo
 
You are so welcome! Thank you +Eleanor Thorne !
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
I've long believed that if you read 8 or 9 books on a very narrow, specific topic - you could be an expert.  This idea takes it a step further #MBA  
You don't have to go to college to be smart at business. Just ask those college dropouts Steve Jobs or Bill Gates. But you DO have to stay on top of your ...
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
Do the Commissions paid by a home Seller directly affect the amount of marketing done on a home??  #realestate  
Whether you are a seller or a buyer, be aware of the commission split issue. If you are a seller and tempted to lowball the buyer-side agent commission, be aware that your house might not be shown as much. If you are a buyer looking at what’s available with the help of an agent with whom you have no written agreement, consider nailing down compensation in advance with a formal agreement.
1
Add a comment...

Eleanor Thorne

Shared publicly  - 
 
No Down Payment To Buy A House

You don't have to be a First Time Home Buyer to use the USDA Home Loan Program - however, many of the home buyers we see using the program are just that.  

Down Payment is often considered the biggest factor in keeping Millennials out of the home buying market, and that's one reason USDA Loans are so popular!

#USDALoans    #firsttimehomebuyer  
USDA Home Loans For First Time Home Buyers, No Down Payment, Decent Credit Required, Mortgage Tax Credit available, Student Loan Payment documentation different, .
3
Add a comment...
People
Have her in circles
3,792 people
john henry's profile photo
Sherry Loika's profile photo
Kristin Brown's profile photo
Joshua Tarr's profile photo
Musa Rajabu's profile photo
Horror Funny Channel's profile photo
Michelle Gilstrap's profile photo
euloge minzele's profile photo
Keith “Dutch” Bloemendaal's profile photo
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Cary, NC
Previously
ALL over North Carolina! - Wilmington, NC - Charlotte, NC - Durham, NC - Wrightsville Beach, NC - Cary, NC - Raleigh, NC
Contact Information
Work
Address
111 Corning Rd, Suite 230 Cary, NC 27518
Story
Tagline
Fun Loving Web Evangelist + Part of Dynamic Mortgage Lender Team
Introduction
Mortgage Lender + USDA Home Loan Expert + First Time Home Buyer Programs + Real Estate Social Media Website Consultant + Boomer Who Undertsands Technology

I work in the Mortgage Lending business with my husband, +Stephen L Thorne.   We were named one of the Top Origination Teams in the State (by the NC Association of Mortgage Professionals, and Mortgage Originator Magazine. 

As entrepreneurs, one of our mortgage companies received the coveted Triangle Fast 50 Awards by The Triangle Business Journal three years in a row!.

As a Mortgage Origination Team, we specialize in FHA Mortgage Loans, Veteran Home Loans, and we probably do more USDA Home Loans than anyone else in the State of NC.  In addition to this, we offer the Best Mortgage Interest Rates for all programs, including Conventional/Jumbo mortgages. 

We have over 20 years of experience as Mortgage Loan Professionals in Cary, NC and enjoy working with First Time Homebuyers, as well as folks who are Refinancing! 

We recently finished Dave Ramsey's Financial Peace University, and love sharing his principals of soundly building wealth with our mortgage customers!

I am a Boomer - and I've spent over 6 years learning the "language" of Social Media, Websites and SEO.  Because of that - I teach many fellow Boomers the language - and I work with Real Estate Agents to gain better exposure for their Real Estate Practice!
Bragging rights
Best Boomer New Idea Thinker-Upper Ever
Work
Occupation
Marketeeer! Mortgage Lender Team!
Skills
I have the ability to make Complex things simple to Understand... Mortgage, Technology, Parenthood (Wait! Maybe not Parenthood!)
Employment
  • NC Mortgage Experts
    Business Development Officer, present
    NC Mortgage Experts with TONS of experience helping first time home buyers in NC buy their Dream Home! You will find more information on our site, www.ncfhaexpert.com; or you can connect with us here, on Facebook or Twitter. I work with my husband, Steve Thorne, Mortgage Loan Originator #60596
  • National Mortgage Access
    Owner
Basic Information
Gender
Female
Other names
Warren
Eleanor Thorne's +1's are the things they like, agree with, or want to recommend.
DIY MBA: 15 Must Read Marketing Books
lorirtaylor.com

You don't have to go to college to be smart at business. Just ask those college dropouts Steve Jobs or Bill Gates. But you DO have to stay o

ActiveRain Real Estate Network
activerain.trulia.com

ActiveRain is an online community of real estate professionals who exchange best practices, write real estate blogs, and get free education

2015 Professional Builder 40 Under 40 Awards
www.probuilder.com

This year’s young superstars of home building, named as 40 Under 40 winners by the editors of Professional Builder, have already achieved in

7 Lessons Learned From 7 Years in SEO - State of Digital
www.stateofdigital.com

The search industry moves very quickly - many things change but much stays the same too. Jo Turnbull tells about her 7 years in SEO and what

Google: The Google Update Was Not Panda Or Penguin
www.seroundtable.com

Yesterday we covered that Google seems to have done a major update the other day and Google actually responded to us saying

7.3 million boomerang home buyers hit the market
www.mpamag.com

The first wave of homeowners who lost their home to foreclosure or short sale during the foreclosure crisis are now past the seven-year wind

14 Recent Changes Social Media Marketers Need to Know
blog.bufferapp.com

Here are 14 of the most recent changes to Facebook, Twitter, Pinterest, LinkedIn, Google+ and Instagram that social media marketers can bene

Rep. Tom Murry falsely claims endorsement from N.C. educators' group
www.indyweek.com

Fake endorsement cards are being distributed at multiple Wake County precicnts

Nearly 1 million homeowners return to positive equity
www.mpamag.com

A new study shows borrower equity has increased by $1 trillion, providing a positive outlook for the housing market

5 Ways to Help Your Tenants Transition to the Neighborhood // Landlordology
www.landlordology.com

Resources for Landlords. Learn how to successfully manage your rental properties, build wealth, and keep your tenants happy.

Report: Congested Triangle roads costing drivers thousands of dollars - ...
www.bizjournals.com

A report released Tuesday morning by TRIP, a national transportation research group based in Washington, D.C., finds that the average Raleig

Cure writer's block with a photowalk - Christopher S. Penn : Awaken Your...
www.christopherspenn.com

Got writer’s block around a particular topic or blog post? There are dozens of different ways you can break writer’s block (some of which ar

Study Finds Small Banks “Deeply Affected” by Dodd-Frank | CFPB Monitor
www.cfpbmonitor.com

The Mercatus Center at George Mason University recently published the results of a study of the effects of Dodd-Frank on small banks, define

FHA Quality-Assurance Plan Assures Fewer Loans Get Made: Lenders
www.nationalmortgagenews.com

The increased scrutiny, mortgage bankers complain, would end recent attempts to provide home loans to borrowers with weaker credit, somethin

I've been a patient of Dunn for 5 months, after having multiple strokes. They are POSITIVE, and helpful. They always leave you feeling like you are making progress. They listen, evaluate, and help you find solutions that work within your schedule. I highly recommend them, and Laura Suter, who is my personal favorite! #PhysicalTherapy
Public - 10 months ago
reviewed 10 months ago
The Shiracha sauce is good - but HOT! :)
Public - a year ago
reviewed a year ago
This is a great park. Fishing; trails; ballparks and playground.
Public - 2 years ago
reviewed 2 years ago
We've done several transactions with Raleigh Cary Realty and found them to be very professional an knowledgeable about the market. We recommend them!
Public - 2 years ago
reviewed 2 years ago
10 reviews
Map
Map
Map
I do not recommend this Salon. We had a miserable experience with disastrous color treatment that even the owner said was, "too intense." After going back a second time, they suggested maybe adding "streaks" to fix it. Ended up paying another Aveda Salon for Color Correction. I would not go to this Salon for ANY color treatment.
Public - a year ago
reviewed a year ago
Many mortgage companies are not offering USDA Home Loans. We still have USDA Rural Development loans available. 100% no money down loans at a fixed rate with no PMI. We also do FHA and VA mortgage loans. We offer refinances, streamline FHA and VA loans. First Time Home Buyer programs, and credit repair counseling. We help many people who have high to mid 500 credit scores raise those credit scores so that they can purchase a home. This normally takes about 60 to 90 days, and all fees for credit analysis, credit reports and rapid rescores are credited back to you at closing. If you have a bankruptcy or foreclosure in your past call us. We can help you take the steps toward purchasing another home!
• • •
Public - 2 years ago
reviewed 2 years ago
It's so great to work with Web Design (and "execution") folks who understand Real Estate. Too often, I see agents and Brokerages working with a WebTeam that understand good web design, but they don't understand how that translates to Real Estate. These guys get it.
Public - 2 years ago
reviewed 2 years ago