I wonder if Bruce (Sorry...I guess he's not Bruce any more) Jenner's OBGYN visits will be paid by his insurer. Or how about a prostate exam for a woman?
Eventually, these issues will be resolved, although it may take a year.
The negotiated network discounts are typically very large. If it means driving an extra few miles to go to a different facility, tuneless it's a life-threatening situation, drive the extra miles.
If you're an employee of either company, especially Humana, hopefully you have job security. Unquestionably, consolidation will cost jobs, although the number will not be in the tens of thousands.
Less products will be available, and rates will continue to increase. But with a stronger network, it's possible the #Aetna negotiated repricing will help reduce further increases.
Humana grandfathered plans may be eliminated. This is a significant change if you have an old #Humana plan issued before April of 2010. Instead of being able to keep an inexpensive policy without maternity, mental illness, and other benefits you originally didn't want, you may be forced to accept these benefits.
We'll know more by mid-2016.
But guess what? Since marriage qualifies as a "Special Enrollment," if you missed Open Enrollment, and you marry your same-sex partner...Voila! You can enroll for Obamacare any time of the year.
Aetna buys Humana for $37 billion.
Anthem buys Cigna for $54 billion.
What's next? Here are three bold predictions:
Google buys UnitedHealthcare for $64 billion and requires all employees to never use Bing or Yahoo again.
Uber buys Kaiser for $37 billion and installs a five-minute health insurance enrollment button on the dashboard of all vehicles.
Costco buys Highmark for $19 billion and cancels all policyholders with the first name "Sam."
It's time for your colonoscopy. Lovely. But more than likely, you'll get a clean bill of health and you won't have to do it again for another 5-10 years.
Since it is preventative, your health insurance will pay 100% of the cost. Right? Of course. Case closed.
Well...There is one minor detail. What about the yucky disgusting, repulsive, nauseating, sickening, revolting bowel-cleansing goo you need to take the night before?
Although many plans also include this expense in "preventative" benefits, it's not required by the ACA legislation to be included since it is considered an "ancillary service."
So beware. They may not be cheap in case you have to pay for it. But look on the bright side. They taste good. Yea, right.
- pahealthinsurancecoverage.comOwner, 1981 - presentOperate day-to-day operations of the Pahealthinsurancecoverage.com website. Compare Pennsylvania health insurance rates and provide consumers with the lowest prices from each of the major carriers.
- Ohioquotes.comOwner, 1980 - presentOperate day-to-day operations of the Ohioquotes.com website. Compare Ohio health insurance rates and provide consumers with the lowest prices from each of the major carriers.
- www.ohioquotes.com (current)
- www.pahealthinsurancecoverage.com (current)
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Edward Harris is a health insurance and car insurance broker with more than 32 years of experience. He maintains and operates some of the nation's most respected websites discussing healthcare and consumer car insurance.
His expert guidance and recommendations have helped thousands of customers find quality coverage and benefits at the absolute lowest available rates.
As an Ohio resident, he is the owner and founder of www.Ohioquotes.com which is the most respected medical or Exchange resource in the Buckeye state. Individual and family medical plan quotes can be instantly viewed online and expert guidance is provided regarding both private and small business plans.
Among the top-rated carriers he represents include Anthem Blue Cross, Aetna, UnitedHealthcare, Medical Mutual and Humana. Comprehensive, catastrophic, HSA, student and short-term plans are available.
Edward writes and edits numerous high profile blogs and also maintains leadership positions in local business and community matters.
Harris will be helping individuals and families when the State Health Exchanges become effective in 2014. At that time, all medical plans will be guaranteed issue and tax credits could substantially reduce the price of many policies.
www.Pahealthinsurancecoverage,com is his Pa medical website that specializes in helping residents of Pennsylvania. He represents major carriers such as Keystone, Highmark, Aetna and many other reputable insurers.
His website provides affordable Pa medical coverage to individuals, families and small business owners. Within minutes, consumers can compare and apply for benefits with the top US carriers.
Ed is originally from Harrisburg and still maintains close ties to the Keystone state. Many of his relatives are still living there. He isn't though!
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