I've had to make extensive study of this language just to be able to communicate with . Believe me, it's far harder than Hebrew and Greek were!
Of course, they did leave large gaps in coverage, but they were cheap options for employees that could not afford healthcare. But, it also left them ineligible to buy their own subsidized coverage on the Marketplace.
That will change and many of these workers may have better options for next year.
A few years ago, you simply asked your physician or checked the carrier online directory. Now, even doctor offices aren't sure who they take and who they don't.
And if you see an "X" designation before your network name, it is most likely limited and if you're a new patient, you might face some difficulties with experienced physicians and specialists.
If you don't have coverage and missed the Enrollment, unless you qualify for an SEP exemption, prepare to give Uncle Sam about 2% of your household income to pay for the special tax.
You can still get coverage, but it will be non-qualified and not meet the mandated Obamacare guidelines.
No matter what your political affiliation is, just about everyone agrees that the Affordable Care Act, while helpful to some, is painful to others, and indeed hard to understand unless you're an experienced broker.
But tweaking, instead of replacing the ACA my be the answer. The uninsured will still have to pay a penalty, but perhaps higher premiums when they do purchase coverage is one step in the right direction.
Fifteen years ago, many of the top #insurers offered Long-Term-Care insurance plans. Rates typically rose each year, but the product was viable and sustainable to major carriers.
Not any more. A few select companies still offer the product, but terms, and prices are much different.
Tonight I'm in Nationwide Arena in Columbus, Ohio and home to the NHL's Blue Jackets.
It's a great night in Columbus. It's Spring Break for OSU and the weather is mild.
I'll be sleeping in Section 105 (Lower Level) which is located near the Visitor's bench.
Thanks to Ezekiel's Wings And Things on High Street for delivering 200 wings to myself and three ex-Philadelphia Flyers who are having a great time talking about old times and watching the 1984 Flyers-Oilers Stanley Cup Game 1 on the Big Scoreboard. Priceless!
Do you use hashtags in your social updates? Are you wondering how to use them strategically?
Smart marketers are well aware that “Hashtag” is an effective way to expand their social media reach.
However, if you're new to social content sphere then hashtags can be quite tricky to grasp the concept of.
So, to help you out, here's an #infographic-guide from , that illustrates the what, where, how many and which ones of Hashtags.
On #Twitter, Tweets with hashtags get two times more engagement (i.e retweets, clicks, favorites and replies) than tweet without.
1 or maximum 2 hashtags in your tweets is optimal. More than two hashtags drops engagement by an average of 17 percent.
#Instagram is another hotspot for hashtags, but works different than Twitter. Interactions are highest on Instagram posts with 11 plus (different) hashtags.
When #Facebook first started hashtags, it didn't work well. But, as time went on it started to pickup. Now posts with 10+ hashtags get 188 average interactions.
On #Google+, you posts are given hashtags automatically based on their content but you can also edit them or add your own.
See the complete image here: http://www.digitalinformationworld.com/2015/02/how-many-which-ones-and-where-of-social-media-hashtags-infographic.html
Health insurance companies, hospitals, medical facilities, and yes...even brokers need to do a better job protecting consumer privacy.
First Anthem, but who's next? With billions of dollars at stake, precautionary steps are being taken now.
- pahealthinsurancecoverage.comOwner, 1981 - presentOperate day-to-day operations of the Pahealthinsurancecoverage.com website. Compare Pennsylvania health insurance rates and provide consumers with the lowest prices from each of the major carriers.
- Ohioquotes.comOwner, 1980 - presentOperate day-to-day operations of the Ohioquotes.com website. Compare Ohio health insurance rates and provide consumers with the lowest prices from each of the major carriers.
- www.ohioquotes.com (current)
- www.pahealthinsurancecoverage.com (current)
- www.indianainsurancehealth.com (current)
- Buzz (current)
- Pa Healthcare Blog (current)
- Insurance Library (current)
- HubPages (current)
- Ohiocarinsurancerates.com (current)
- Econnecticutinsurance.com (current)
- Marylandcarinsurancerates.com (current)
- Majormedicalhealth.com (current)
- majormedicalhealth.com (current)
- indianainsurancehealth.com (current)
Edward Harris is a health insurance and car insurance broker with more than 32 years of experience. He maintains and operates some of the nation's most respected websites discussing healthcare and consumer car insurance.
His expert guidance and recommendations have helped thousands of customers find quality coverage and benefits at the absolute lowest available rates.
As an Ohio resident, he is the owner and founder of www.Ohioquotes.com which is the most respected medical or Exchange resource in the Buckeye state. Individual and family medical plan quotes can be instantly viewed online and expert guidance is provided regarding both private and small business plans.
Among the top-rated carriers he represents include Anthem Blue Cross, Aetna, UnitedHealthcare, Medical Mutual and Humana. Comprehensive, catastrophic, HSA, student and short-term plans are available.
Edward writes and edits numerous high profile blogs and also maintains leadership positions in local business and community matters.
Harris will be helping individuals and families when the State Health Exchanges become effective in 2014. At that time, all medical plans will be guaranteed issue and tax credits could substantially reduce the price of many policies.
www.Pahealthinsurancecoverage,com is his Pa medical website that specializes in helping residents of Pennsylvania. He represents major carriers such as Keystone, Highmark, Aetna and many other reputable insurers.
His website provides affordable Pa medical coverage to individuals, families and small business owners. Within minutes, consumers can compare and apply for benefits with the top US carriers.
Ed is originally from Harrisburg and still maintains close ties to the Keystone state. Many of his relatives are still living there. He isn't though!
Google+ Communities I Moderate
- Miami UniversityFinance/Journalism
- Miami University
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