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Edward Harris
Works at pahealthinsurancecoverage.com
Attended Miami University
Lives in Ohio
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Edward Harris

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Why Are The Marketplace Rates Skyrocketing? In Part, Because Many Smokers Lie!

OK..Certainly not all smokers, but enough to make a difference. In the "old days," when we medical underwriting was required, this problem was greatly reduced.

#Healthcare   #smokers  
Federal data suggest that many smokers aren’t confessing to tobacco habit to avoid paying higher health care premiums, thwarting insurers.
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Edward Harris

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UnitedHealthcare will NOT offer individual or family Marketplace plans in Michigan for 2017 enrollments. That's State # 3. Many more coming...Probably between 30 and 50!

#healthcare  
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How do you reduce the sales of an unprofitable healthcare product? Eliminate the main distribution channel.  Games Insurers Play.

#healthcare  
Insurers are discouraging the sale of individual health insurance policies and often quietly cutting commissions to agents. That's bad news for consumers who lose a job and need help signing up now.
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Did You Buy Long-Term-Care Insurance? 

As an insurance broker for more than 35 years, most of us saw these changes coming. When the large insurers stopped offering policies, and substantially raising premiums on in-force business, you could easily see the trend.
#LongTermCareInsurance  
Seniors slammed with big premium increases face tough choices.
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What's new for 2017 #healthcare   plans?
Actually, quite a bit. Standardized plans will be optional and not mandatory, and rate changes will become more transparent.

The article below includes the pdf file detailing specifics.
In a major win for the industry, health insurers will not be forced to have minimum quantitative standards when designing their networks of hospitals and doctors for 2017, nor will they have to offer standardized options in health plans.
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Most of the losses have come from SEP enrollments which is why just about all carriers stopped paying brokers for that type of business. The new verification guidelines announced within the last 10 days should help.

I still expect many insurers to restore compensation for November OE. We'll see.
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Ah Yes. Form 1095. If you received a federal subsidy, don't forget to include it when you file your taxes.

Did you miscalculate your estimated income for 2015? Perhaps underestimate your earnings? A LOT of people did and now it's time to pay up. AND...your 2016 health insurance premiums may now increase more than you realized.

Oh my.

#1095Form   #Healthcare  
Millions of Americans will be getting a new tax form related to health care.
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Good article on "short-term" health insurance options. If you missed Open Enrollment, that may be your best option, unless you qualify for a "Special Enrollment Period" exception.

Temporary plans are cheap, can be approved within 24 hours, and can be kept for as long as 12 months. Of course, pre-existing conditions are not covered and federal subsidies do not apply. And of course, since short-term plans are  not #Obamacare approved, the 2.5% federal tax penalty applies.
#CheapHealthInsurance   #MissedOpenEnrollment  
Columnist Emily Bazar answers a consumer's question: "You could get one of these plans, pay the uninsured tax penalty and still pay less."
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Edward Harris

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As long as federal subsidies are not available, this change would be, as mentioned, only symbolic. Still...A step in the wrong direction.
#healthcare   #Undocumented  
California is inching closer to a first-in-the-nation request for a federal ruling that would allow the state’s Obamacare exchange to sell health plans to immigrants who are living in the country i…
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Yes, your 2017 health insurance rates will be higher. Platinum and Gold-tier plans may be the hardest hit.
#healthcare   #Healthinsurance  
Report from Blue Cross Blue Shield may signal premium increases for 2017
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Actually, insurers are not advocating for repeal. I met with three separate insurer product reps within the last 45 days, and all want tweaks, but not repeal. Losses coming from SEP apps are killing them and they were able to get a quick change put through about  six weeks ago. Obviously, we'll all know more in eight months.
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When your health insurance rate is affordable, the carrier is reputable, and the benefits and maximum out-of-pocket expenses (MOP) are acceptable. you're happy. Right?

Sometimes, you're not, because limited networks are typically needed to keep plan premiums affordable. The new law won't help keep your rates low, but you may have a little more transparency.
#Healthcare  
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"passive approach to identifying and preventing fraud"

Troubling.

#Healthcarefraud   #Obamacare  
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Nice! Perfect for the calls we get from "Microsoft Security," and other persons wanting us to change utility companies, lower credit-card interest rate, or upgrade our alarm system!
 
Having Some Fun With Telemarketers!
This AI will answer the call and keep a telemarketer busy for a very long time. It's a call answering robot that tricks the telemarketer into thinking your on the line. The algorithm will even change responses when it senses the telemarketer is suspicious. 
Hanging up on annoying telemarketers is the easiest way to deal with them, but that just sends their autodialers onto the next unfortunate victim. Roger Anderson decided that telemarketers deserved a crueler fate, so he programmed an artificially intelligent bot that keeps them on the line for as long as possible.
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Edward's Collections
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Have him in circles
599 people
ahmad shah abdul majed's profile photo
Hollie Fraser's profile photo
Greg Stewart's profile photo
Josh Docktor's profile photo
Steven Clemmensen's profile photo
Vopec Pharma's profile photo
Mark Sidney's profile photo
Natalie Rousseau's profile photo
Pinney Insurance Center, Inc.'s profile photo
Work
Occupation
Car And Health Insurance Broker - Health Exchange Advisor
Skills
Since 1980, I have been helping consumers compare and apply for quality affordable insurance from the major US carriers. My expertise and unbiased recommendations help individuals, families and businesses find the lowest available rates for their coverage.
Employment
  • pahealthinsurancecoverage.com
    Owner, 1981 - present
    Operate day-to-day operations of the Pahealthinsurancecoverage.com website. Compare Pennsylvania health insurance rates and provide consumers with the lowest prices from each of the major carriers.
  • Ohioquotes.com
    Owner, 1980 - present
    Operate day-to-day operations of the Ohioquotes.com website. Compare Ohio health insurance rates and provide consumers with the lowest prices from each of the major carriers.
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Ohio
Previously
Harrisburg, Pa
Story
Tagline
Affordable Health and Car Insurance Rates - State Healthcare Exchange Broker
Introduction

Edward Harris is a health insurance and car insurance broker with more than 32 years of experience. He maintains and operates some of the nation's most respected websites discussing healthcare and consumer car insurance.

His expert guidance and recommendations have helped thousands of customers find quality coverage and benefits at the absolute lowest available rates.

As an Ohio resident, he is the owner and founder of www.Ohioquotes.com which is the most respected medical or Exchange resource in the Buckeye state. Individual and family medical plan quotes can be instantly viewed online and expert guidance is provided regarding both private and small business plans.

Among the top-rated carriers he represents include Anthem Blue Cross, Aetna, UnitedHealthcare, Medical Mutual and Humana. Comprehensive, catastrophic, HSA, student and short-term plans are available.

Edward writes and edits numerous high profile blogs and also maintains leadership positions in local business and community matters.

Harris will be helping individuals and families when the State Health Exchanges become effective in 2014. At that time, all medical plans will be guaranteed issue and tax credits could substantially reduce the price of many policies.

www.Pahealthinsurancecoverage,com is his Pa medical website that specializes in helping residents of Pennsylvania. He represents major carriers such as Keystone, Highmark, Aetna and many other reputable insurers.

His website provides affordable Pa medical coverage to individuals, families and small business owners. Within minutes, consumers can compare and apply for benefits with the top US carriers.

Ed is originally from Harrisburg and still maintains close ties to the Keystone state. Many of his relatives are still living there. He isn't though!

Google+ Communities I Moderate

Ohio Health Insurance Exchange

Pa Health Insurance Exchange

Bragging rights
Married with two children. Great tennis player. Awful golfer. Past winner of the Sporting News Fantasy Football Contest, finishing 1st out of 96,000 players. Annually "Walk Across America" for charity. Voted "One Of The Ten Worst Golfers On Campus" while at Miami.
Education
  • Miami University
    Finance/Journalism
  • Miami University
Basic Information
Gender
Male
Other names
Ed Harris (not the actor)
Edward Harris's +1's are the things they like, agree with, or want to recommend.
When I'm King Of The Insurance Universe, This Is What I'll Do
www.evancarmichael.com

When I'm king of the insurance universe, I'll make a lot of changes. Here are a few of them:

Pa Health Insurance Quotes | Affordable Pennsylvania Health Insurance Rates
www.pahealthinsurancecoverage.com

Pa Health Insurance Quotes. Compare and apply for the lowest individual and family quotes from the top Pennsylvania health insurance compan

MRCTV
mrctv.org

SRA International (NYSE:SRX) Gets $12 Billion Multi-Award Contract from Department of Veterans Affairs. Submitted by karmastock 9 hours ago.

Pennsylvania Independence Blue Cross Keystone HMO Plans
www.pahealthinsurancecoverage.com

Pennsylvania Independence Blue Cross Keystone East HMO plans. Affordable health insurance for Philadelphia area residents. Instantly compare

PowerPoint Presentations Online - Upload and Share on authorSTREAM
www.authorstream.com

authorSTREAM enables presenters to upload and share PowerPoint presentations online and embed slideshows in blogs, convert to video and shar

YouTube - Affordable Ohio Health Insurance Plans - Lowest Available Rates
www.youtube.com

Create AccountSign In. Home. BrowseMoviesUpload. Hey there, this is not a commercial interruption. You're using an outdated browser, whi

Budget Health Insurance Rates In Ohio
www.slideshare.net

Learn about health insurance plans in Ohio that are easy on your budget and provide low rates and quality coverage. Ohioquotes.com allows yo

10 Considerations for Health Insurers Deciding on Health Insurance Excha...
www.piperreport.com

A year from now, in January 2014, new health insurance exchanges (HIX) will offer coverage to individuals and small-business employees. Part

Affordable Indiana Health Insurance Rates
www.indianainsurancehealth.com

Affordable Indiana health insurance quotes. Compare individual and family Indiana medical plans and apply online.

Affordable Major Medical Health Insurance Rates | Major Medical Health I...
www.majormedicalhealth.com

Affordable Major Medical Health Insurance Rates. Low cost health insurance coverage from the top companies. View individual and family medic

Highmark Blue Cross Blue Shield High Deductible Rates | Pennsylvania Hea...
www.pahealthinsurancecoverage.com

Highmark Blue Cross Blue Shield High Deductible Rates. Apply for low cost Western Pennsylvania HSA coverage.

Connecticut Car Insurance Quotes
econnecticutinsurance.com

Connecticut short term health insurance plans are extremely affordable and are the perfect fit for families or individuals that need medical

Indiana Health Insurance Comparisons
www.indianainsurancehealth.com

Indiana health insurance comparisons from the top companies. Compare affordable rates for individual and family health insurance in Indiana.

Major Medical Insurance Policy
www.facebook.com

Major Medical Insurance Policy - Majormedicalhealth.com is the nation's premier resource for affordable major medical coverage from the top

2011 Walk Across America For Groats Disease | Facebook
www.facebook.com

Walk Across America For Groats Disease wrote a note titled 2011 Walk Across America For Groats Disease. Read the full text here.

DAYTON OHIO HEALTH INSURANCE - Ohio Health Insurance
www.ohioquotes.com

Body Mass Index (BMI) is a number calculated from a person's weight and height. BMI is a reliable indicator of body fatness for people.

Dayton Ohio Health Insurance
www.ohioquotes.com

Dayton Ohio health insurance quotes. Compare affordable Ohio health insurance plans in the Dayton area and apply for a policy.

Walk Across America For Groats Disease
www.youtube.com

Walk Across America For Groats Disease begins March 2st from Ohio. This is the third "Walk" and with the millions of dollars raised, we hope

I stopped there today for the first time and ordered a Gyro. Meat was tender and tasty and onions were done just right. My wife enjoyed the potato salad as well. And I met Mr. Scruffy himself! I will certainly be back.
Public - a year ago
reviewed a year ago
Very good meal last night. The Chicken Marsala had a very good taste and the chicken was tender. The mashed potatoes were a bit bland and I wish roasted potatos were an option. Price is as expected and service was very good.
Public - a year ago
reviewed a year ago
Fresh as always and soup seemed home-made instead of canned. It was crowded but line moved fast. Not 5-star food, but good lunch option.
Public - a year ago
reviewed a year ago
We have been banking there for many years and have multiple accounts there (us and kids). Friendly staff and close to home. Can't ask for more.
Public - a year ago
reviewed a year ago
42 reviews
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Without question, the top Ohio health insurance agency in the state. Of course, I am a bit biased.
Public - a year ago
reviewed a year ago
Very good experience. Clean, attentive staff and well-maintained. Dining room is well-staffed and food is decent. Only the best for my Mother!!!
Public - a year ago
reviewed a year ago
Definitely a good pizza. We like thin crust and they made it perfectly. Not too crispy and plenty of meat and cheese. Crowded when we there but I guess that's a good sign!
Public - a year ago
reviewed a year ago