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Edward Harris
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Attended Miami University
Lives in Ohio
518 followers|352,031 views


Basic No-Hospital and Limited-Hospital plans no longer allowed.

Of course, they did leave large gaps in coverage, but they were cheap options for employees that could not afford healthcare. But, it also left them ineligible to buy their own subsidized coverage on the Marketplace.

That will change and many of these workers may have better options for next year.

#healthcare   #subsidizedhealthcare  
Large-employer plans without inpatient benefits were seen as a health law loophole that trapped workers in inadequate insurance, now the Obama administration has blocked them.
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Is Your Doctor In Your Provider Network?

A few years ago, you simply asked your physician or checked the carrier online directory. Now, even doctor offices aren't sure who they take and who they don't. 

And if you see an "X" designation before your network name, it is most likely limited and if you're a new patient, you might face some difficulties with experienced physicians and specialists.
#Healthcare   #ProviderNetwork  
Consumers struggle with the lack of transparency. For example, some physicians can be in-network when they are working at one office or hospital but not when they are at another. Or they may belong...
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Open Enrollment Is Over!

If you don't have coverage and missed the Enrollment, unless you qualify for an SEP exemption, prepare to give Uncle Sam about 2% of your household income to pay for the special tax.

You can still get coverage, but it will be non-qualified and not meet the mandated Obamacare guidelines.
#healthcare   #MissedOpenEnrollment  
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Obmacare Is Too Complicated 

No matter what your political affiliation is, just about everyone agrees that the Affordable Care Act, while helpful to some, is painful to others, and indeed hard to understand unless you're an experienced broker.

But tweaking, instead of replacing the ACA my be the answer. The uninsured will still have to pay a penalty, but perhaps higher premiums when they do purchase coverage is one step in the right direction.
#healthcare   #Obamacare  
Health policy experts present a list of possible fixes to the health law, including changing how subsidies are calculated and eliminating the individual mandate.
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Edward Harris

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Maybe not Mr. Potato Head, but definitely a potato. Interesting take.
Earth surface without seas and oceans. Looks like a potato.
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Quick Healthcare Tip: I receive about three emails per week about the "X" Network. What is it?

Some companies, such as Anthem and Humana have it. Essentially, it's a narrower network of doctors, specialists and other medical facilities compared to other networks the insurer may have.

It's often used when you buy a subsidized #Marketplace plan to help keep premiums low. So if you see the "X" in front of your plan name, verify with your own providers that they accept "X" plans.

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I never heard of until I saw one of +Mark Traphagen's posts there this morning. Very informative.

The attached link offers some interesting tips as well.
Find out how you can improve rankings & revenue with our online marketing SEO checklist. This list will keep getting updates.
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Excellent share +Edward Harris and +Mark Traphagen !
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Have him in circles
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Edward Harris

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All About Hashtags. Great information on the dos and don'ts.

And now...a hashtag for your enjoyment!

The Ultimate Guide to Using Hashtags In Your Social Media Content

Do you use hashtags in your social updates? Are you wondering how to use them strategically?

Smart marketers are well aware that “Hashtag” is an effective way to expand their social media reach.

However, if you're new to social content sphere then hashtags can be quite tricky to grasp the concept of.

So, to help you out, here's an #infographic-guide from +Neil Patel, that illustrates the what, where, how many and which ones of Hashtags.

Key takeaways:

On #Twitter, Tweets with hashtags get two times more engagement (i.e retweets, clicks, favorites and replies) than tweet without.

1 or maximum 2 hashtags in your tweets is optimal. More than two hashtags drops engagement by an average of 17 percent.

#Instagram is another hotspot for hashtags, but works different than Twitter. Interactions are highest on Instagram posts with 11 plus (different) hashtags.

When #Facebook first started hashtags, it didn't work well. But, as time went on it started to pickup. Now posts with 10+ hashtags get 188 average interactions.

On #Google+, you posts are given hashtags automatically based on their content but you can also edit them or add your own.

See the complete image here:

#socialmedia   #contentmarketing  
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2015 - Year Of The Healthcare Hack And Cyber Warfare?

Health insurance companies, hospitals, medical facilities, and yes...even brokers need to do a better job protecting consumer privacy.

First Anthem, but who's next? With billions of dollars at stake, precautionary steps are being taken now.

#Healthcare   #cybersecurity  
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Edward Harris

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GOP Health Insurance Alternative

Interesting. Protection of HSAs and guarantee-issue is good, and expected. But elimination of the mandate may require additional funding. That's a big variable. #Healthcare   #GOPHealthcare  
Sens. Orrin Hatch and Richard Burr join with Rep. Fred Upton to renew a proposal to repeal the health law but preserve some tax credits for insurance and cuts to some Medicare providers.
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Get An IRS Break If You Underestimate Your Income

If you received too large of a federal subsidy with your #healthcare in 2014, of course, you will still have to pay the money back. But there will be no penalty if you don't pay the money back in time. However, interest will still be charged.
Health insurance marketplace customers who received too much in tax credits in 2014 won’t face a late penalty if they don’t pay back the money by April 15, but they still face interest charges.
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Car And Health Insurance Broker - Health Exchange Advisor
Since 1980, I have been helping consumers compare and apply for quality affordable insurance from the major US carriers. My expertise and unbiased recommendations help individuals, families and businesses find the lowest available rates for their coverage.
    Owner, 1981 - present
    Operate day-to-day operations of the website. Compare Pennsylvania health insurance rates and provide consumers with the lowest prices from each of the major carriers.
    Owner, 1980 - present
    Operate day-to-day operations of the website. Compare Ohio health insurance rates and provide consumers with the lowest prices from each of the major carriers.
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Harrisburg, Pa
Affordable Health and Car Insurance Rates - State Healthcare Exchange Broker

Edward Harris is a health insurance and car insurance broker with more than 32 years of experience. He maintains and operates some of the nation's most respected websites discussing healthcare and consumer car insurance.

His expert guidance and recommendations have helped thousands of customers find quality coverage and benefits at the absolute lowest available rates.

As an Ohio resident, he is the owner and founder of which is the most respected medical or Exchange resource in the Buckeye state. Individual and family medical plan quotes can be instantly viewed online and expert guidance is provided regarding both private and small business plans.

Among the top-rated carriers he represents include Anthem Blue Cross, Aetna, UnitedHealthcare, Medical Mutual and Humana. Comprehensive, catastrophic, HSA, student and short-term plans are available.

Edward writes and edits numerous high profile blogs and also maintains leadership positions in local business and community matters.

Harris will be helping individuals and families when the State Health Exchanges become effective in 2014. At that time, all medical plans will be guaranteed issue and tax credits could substantially reduce the price of many policies.

www.Pahealthinsurancecoverage,com is his Pa medical website that specializes in helping residents of Pennsylvania. He represents major carriers such as Keystone, Highmark, Aetna and many other reputable insurers.

His website provides affordable Pa medical coverage to individuals, families and small business owners. Within minutes, consumers can compare and apply for benefits with the top US carriers.

Ed is originally from Harrisburg and still maintains close ties to the Keystone state. Many of his relatives are still living there. He isn't though!

Google+ Communities I Moderate

Ohio Health Insurance Exchange

Pa Health Insurance Exchange

Bragging rights
Married with two children. Great tennis player. Awful golfer. Past winner of the Sporting News Fantasy Football Contest, finishing 1st out of 96,000 players. Annually "Walk Across America" for charity. Voted "One Of The Ten Worst Golfers On Campus" while at Miami.
  • Miami University
  • Miami University
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Other names
Ed Harris (not the actor)
Edward Harris's +1's are the things they like, agree with, or want to recommend.
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Very good meal last night. The Chicken Marsala had a very good taste and the chicken was tender. The mashed potatoes were a bit bland and I wish roasted potatos were an option. Price is as expected and service was very good.
Public - a month ago
reviewed a month ago
Without question, the top Ohio health insurance agency in the state. Of course, I am a bit biased.
Public - 2 months ago
reviewed 2 months ago
Very good experience. Clean, attentive staff and well-maintained. Dining room is well-staffed and food is decent. Only the best for my Mother!!!
Public - 6 months ago
reviewed 6 months ago
Definitely a good pizza. We like thin crust and they made it perfectly. Not too crispy and plenty of meat and cheese. Crowded when we there but I guess that's a good sign!
Public - 8 months ago
reviewed 8 months ago
41 reviews
Fresh as always and soup seemed home-made instead of canned. It was crowded but line moved fast. Not 5-star food, but good lunch option.
Public - 5 months ago
reviewed 5 months ago
We have been banking there for many years and have multiple accounts there (us and kids). Friendly staff and close to home. Can't ask for more.
Public - 7 months ago
reviewed 7 months ago
Overall...A pretty good experience. We ordered fajitas and a few other light appetizers and it tasted very authentic. Ingredients seemed to be fresh and it didn't taste like a "fast-food" type of Mexican restaurant. It's very close to a lot of the other things we do so we have been here a few times. Everybody seemed to be having a good time so I guess they were enjoying their food too!
Public - 8 months ago
reviewed 8 months ago