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Desiree Mehbod
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You may be paying excessive add-on fees for your appraisal. If you care about where your money is going when you pay for an appraisal, ask the lender or the appraiser. Who’s getting what? And why?

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Wishing you and your loved ones a joyful, playful, thankful, peaceful, delightful, faithful, bountiful, beautiful, merciful, blissful, and hopeful Norouz!

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Congress, cut FNMA loose from conservatorship and let them sink or swim...
Every day I tend to agree more and more that we are facing an uphill battle against corporate America. Then I remember that as a former Marine, I’m supposed to be ‘ok’ with uphill battles. We make do with what we have, not necessarily …

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Fellow Appraisers, We heard you loud and clear… The letter can now be signed by individual appraiser here on AppraisersBlogs. We will gather signatures and submit the signed letter to the FDIC, CFPB, Comptroller of the Currency and our Federal Reserve Board.

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Please follow my sister's blog and meet her furry children

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Friends, as a consumer you should be really concerned about a proposed rule. PLEASE leave a comment at http://www.regulations.gov/#!submitComment;D=FFIEC-2014-0001-0126, AGAINST the raise from $250,000 to $500,000 threshold appraisal limits. BANKS are pushing for the raise of the current threshold. It seems to me that the only folks who benefit from this rule change are the banks which would be free to make loans without an independent appraisal. Why? So we (the tax payers) can bail out the banks/Wall Street when they screw up again? It's a bad idea. Raising the de minimis does not protect the consumer or the tax payer. All it does is loosen the regulations for banks/lenders to make more bad deals that the tax payer will end up paying for.
The housing recent crash, as bad as it was, would have been much worse if the majority of housing transactions had not involved an independent appraisal. How many bad loans would there have been if lenders were allowed to operate without the scrutiny of an appraisal? Please comment before March 22.

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If the de minimis value is raised from the current $250,000, it may cause serious disruption to appraisers and the appraisal profession. Please submit your comment before March 22.

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Finally!!!
The Virginia Real Estate Appraisal Board adopted the United States Veterans Affairs’ Roanoke Regional Loan Center Appraisal and Inspection Fee Schedule as published and updated from time to time, as a government agency fee schedule which AMC’s may use as a presumption of compliance with the requirement to provide customary and reasonable compensation to Virginia fee appraisers.

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Collateral Underwriter – Garbage In, Garbage Out (GIGO)

FNMA has a fascination for first patenting garbage, & then implementing it as policy! FNMA simply LIED! Collateral Underwriter IS an automated ‘appraisal review’ despite disclaimers. It was never intended as anything else...

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Another AMC Failing and tens of thousands of dollars owed to appraisers!
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