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Derek Hong
955 followers -
Cedar Rapids Bankruptcy Lawyer at Hong Law, PLC
Cedar Rapids Bankruptcy Lawyer at Hong Law, PLC

955 followers
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Derek's posts

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A common concern people have when thinking about filing for #bankruptcy is, "Will my spouse also have to file for bankruptcy?"

Learn the answer to this #FAQ , here: 
http://www.honglaw.com/faqs/will-my-spouse-also-have-to-file-for-bankruptcy/
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There are many myths about bankruptcy that hinder people from exploring their financial options. We may be able to help you better understand your options. Learn more about bankruptcy myths, here:

http://www.honglaw.com/bankruptcy-myths/
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If you are struggling with an overwhelming amount of #debt, our #bankruptcy  lawyers are here to help. Contact us today at (319) 294-5853 and we can begin addressing your financial concerns.

http://www.honglaw.com/contact/
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It is understandable for unemployed homeowners to be worried about losing their home because of outstanding mortgage payments. Fortunately, the government has created helpful programs. Learn about them, here:

http://www.honglaw.com/blog/2015/10/13/federal-programs-help-unemployed-homeowners-avoid-foreclosure/ 
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When filing for bankruptcy, many clients often wonder if they will still have to pay child support. Learn the answer to this #FAQ, here:

http://www.honglaw.com/faqs/if-i-file-for-bankruptcy-do-i-still-have-to-pay-child-support/
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One qualification that determines whether or not you are eligible for Chapter 7 bankruptcy is disposable income. This is the money you have remaining each month after all of your necessary expenditures are accounted for. Learn more about disposable income, at: 

http://www.honglaw.com/articles/what-qualifies-as-disposable-income/
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It is understandable that individuals may be concerned about bankruptcy destroying their credit. However, bankruptcy will only affect one's credit, not ruin it. Learn more:

http://www.honglaw.com/articles/bankruptcy-doesnt-destroy-your-credit/
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Many clients are unaware that an automatic stay can provide major relief if you are feeling stressed out by creditors. 

Learn more about automatic stay, at:
http://www.honglaw.com/faqs/what-is-an-automatic-stay/
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Debt negotiation is a common alternative to bankruptcy that can help people avoid credit penalties. Learn more about this alternative, at: 

http://www.honglaw.com/faqs/what-is-debt-negotiation/
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There are various reasons why an individual may file for #bankruptcy. Oftentimes, it is due to an unforeseeable circumstance. Learn more about the common causes of bankruptcy, here:

http://www.honglaw.com/articles/common-causes-of-bankruptcy/
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