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Dave Sullivan
Works at Credit Technologies
Lives in Michigan
524 followers|123,976 views
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Dave Sullivan

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What is the formula for a perfect credit score? How to get a perfect credit score

People always ask "How can I get a perfect credit score?" The truth is anything above 760 will get you the very best rates in lending. If you make it above 800 the only benefit that you could get is a slightly better insurance rate. What is the formula for a perfect credit score?  I've seen a few perfect credit scores seen a few that we're almost there. I think the ones that are close to perfect tell a very interesting story.  7 steps to the perfect 850 credit score; http://thecreditguy.tv/7-steps-for-the-perfect-credit-score/
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Remember that some local some banks could report to only one or two of the three repositories.
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What is the most important thing to do before you go to college?
I had a friend going into their second term at Kettering University and they needed to apply for a student loan.  The loan that they were applying for consider credit scores.  Many times young adults who are in their first year of college have not built up a sufficient credit history for a good credit score.  College loans are based on the credit history of the student not the parents.
The most important thing students should do before they go to college is to build a great credit history.
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Commercial Lender Training with the Small Business Finance Institute
Commercial Lender Training in the fundamental skills needed to evaluate funding and close commercial loans across all different product types.
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What is trended credit data? Fannie may be more attune to accepting VantageScores in the future. Trended Credit Data a better predictor of ability to repay.
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Dave Sullivan

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Remember that some local small credit unions and some banks could report to only one or two of the three repositories.
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Tiny House VBLOG 001
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What should students should do before college?
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Credit Scores & Your Cell Phone. Risked Based Pricing on Cellular Contracts in 2016 
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Commercial Lender Training provided by the Small Business Finance Institute. https://www.sbfi.org/lender-training/lender-training-promotion/

I would like to introduce you to the Small Business Finance Institute and our commercial lender training courses, for a limited time we’re offering access to our entire catalog for 25% off the normal group rate through January 31st. Take advantage of these cost savings to get your team better prepared for the year ahead by registering through the links below
 https://www.sbfi.org/lender-training/lender-training-promotion/
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Dave Sullivan

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People
In his circles
1,637 people
Have him in circles
524 people
Michael Doerr's profile photo
Vernon Lytle's profile photo
Waukesha Habitat's profile photo
Mark Card's profile photo
Tammy Butler's profile photo
Myrna Macias (Cookiemonster)'s profile photo
Lindsey Walsh's profile photo
Boyenga Homes's profile photo
Hub Realty Solutions's profile photo
Work
Occupation
Marketing Director
Skills
The Credit Guy TV
Employment
  • Credit Technologies
    Marketing Director, present
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Gender
Male
Story
Tagline
Credit Score Improvement
Introduction
Dave Sullivan graduated from Western Michigan University in 1989 with a bachelor’s degree in Finance. He started in the mortgage industry as a loan officer in 1991. Less than one year later started selling credit reports to Mortgage Companies, Banks and Credit Unions. On September 19, 1997 he started AIR Credit Midwest out of his car. Over the next two years Air Credit Midwest grew to a multimillion dollar company. In 2000 he was approached by one of the largest Credit Reporting Bureau’s in the nation to purchase AIR Credit Midwest. He sold it and worked for that company as Sales Manager of the Michigan and Ohio market for the next ten years. During his career in the credit industry he has personally reviewed thousands of credit reports and credit scores. He currently provides free information on his weekly Video Blog at www.thecreditguy.tv
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Currently
Michigan
Joel, did a horrible job on our driveway, we had to teach him how to seal it and then he still could not get it correct after weeks of trying not it is starting to come off and it is not even winter yet. Do not use this company for stamped concrete
Public - 2 years ago
reviewed 2 years ago
1 review
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