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Dave Sullivan
Works at Credit Technologies
Lives in Michigan
474 followers|100,949 views
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Dave Sullivan

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New information From FICO on Inquiries
•    49% of consumers have no inquiries, 24% have 1 inquiry, and 27% have 2 or more inquiries.
•    57% of consumers score the maximum number of points for inquiries; that is, inquiries are not a factor for at least 57% of consumers.
•    If an inquiry does impact a score, it’s typically by a small amount—less than five points, on average.
•    89% of the time, inquiries are not even one of the top four greatest factors impacting the score. 
•    Only 0.4% of the time, inquiries are the score factor with the greatest impact.
•    Only 14% of consumers lose more than 10 points because of inquiries.  Only 4% of consumers lose more than 20 points because of inquiries.
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At the St. Mary's fair come by and see me
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More great news coming out of the New York Attorney General’s National Consumer Assistance Plan. I am very excited about this, it is going to really change the landscape of how the credit reporting industry operates.
National Consumer Assistance Plan the most important thing that came out in this agreement is the way they addressed medical debt. Created billing error
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New grill in effect 
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commented on a video on YouTube.
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OT Manary do you have a copy of your credit report
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+OT Manary yes go to the collection company first. about a "dismissed Bankruptcy" that it is not mine, I would also go to the repository that is showing the BK and dispute the account.
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Have him in circles
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Dave Sullivan

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Nice
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commented on a video on YouTube.
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Nice Job Joshua!
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Never test the depth of the river with both feet! 
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FICO Score Distribution of New - Purchase Borrowers
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The Grind Includes Fridays
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People
Have him in circles
474 people
Portland Home Loan Expert NMLS 227081/1850's profile photo
Valencia “Travel” Cusco's profile photo
Jim DiMora's profile photo
Kurt Amttmann's profile photo
Mark Hoagland's profile photo
Aaron Rogers's profile photo
timothy cort's profile photo
Jared Pomranky's profile photo
Carrie Probst's profile photo
Work
Occupation
Marketing Director
Skills
The Credit Guy TV
Employment
  • Credit Technologies
    Marketing Director, present
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Male
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Tagline
Credit Score Improvement
Introduction
Dave Sullivan graduated from Western Michigan University in 1989 with a bachelor’s degree in Finance. He started in the mortgage industry as a loan officer in 1991. Less than one year later started selling credit reports to Mortgage Companies, Banks and Credit Unions. On September 19, 1997 he started AIR Credit Midwest out of his car. Over the next two years Air Credit Midwest grew to a multimillion dollar company. In 2000 he was approached by one of the largest Credit Reporting Bureau’s in the nation to purchase AIR Credit Midwest. He sold it and worked for that company as Sales Manager of the Michigan and Ohio market for the next ten years. During his career in the credit industry he has personally reviewed thousands of credit reports and credit scores. He currently provides free information on his weekly Video Blog at www.thecreditguy.tv
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Currently
Michigan
Joel, did a horrible job on our driveway, we had to teach him how to seal it and then he still could not get it correct after weeks of trying not it is starting to come off and it is not even winter yet. Do not use this company for stamped concrete
Public - a year ago
reviewed a year ago
1 review
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