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Despite rising student loan balances, a May 2015 TransUnion study found that these loans have not seriously hindered young adults' ability to access and repay other types of consumer credit, such as cards, auto loans, and mortgages.

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Erica Sandberg responds to a reader with little credit history trying to get financing for a computer. 
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A reader whose home was burglarized requests advice on how to report stolen cards on her ill sister's behalf.
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We hope everyone has a fantastic Memorial Day - have fun & safe travels!
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New research this week from Federal Reserve economists sheds light on who has the hardest time repaying their student loans: People from lower-income backgrounds who ended their schooling in 2009, during the depths of the Great Recession.

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For those of you who are doing some traveling this holiday weekend, it might be a good idea to let your card issuer know so that legitimate transactions aren't flagged. Safe travels! 
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Once you've cut down on all the credit card debt in your life, it's time to think about a new strategy for moving forward. Sally Herigstad advises in this week's "To Her Credit." 
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Bad payment habits can lead to more fees, lower credit scores and, in some cases, bankruptcy. The good news? Bankruptcies are down: http://okt.to/x2Yk33
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This week a reader asks: If a company files for bankruptcy, can certain people claim rights to the reward points as a company asset or do they remain the cardholder's personal asset?
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When finances are tight and job prospects are dim, the promises you hear in debt settlement ads sound appealing. But is settling your credit card debts for less than you owe really that easy? Can anyone do it? And what are the consequences?

Read more: http://www.creditcards.com/credit-card-news/help/8-myths-settling-credit-card-debt-6000.php
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Social media outlets are meant for sharing selfies and status updates, but fraudsters are now using the popular platforms to convince young adults to share bank account and PIN numbers in a plot to skim money from banks.
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Great read from Forbes on things to consider when purchasing a house.
I get lots of questions from people in their earlier career years asking how to approach a part of the American Dream they’ve put off - buying a home.   I’ve met plenty of young people with student loan debt - a record 40 million Americans now have it - so [...]
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CreditCards.com helps consumers to search for, compare and apply for credit cards.
 
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