Credit Score Truth: Sure, you can correct wrong information with some time and effort – but if negative information is correct, nothing will erase it except time; seven years, to be exact.
1. Drive less, walk more
2. Unplug those electronics
3. Commute by bike
4. Borrow (and share) stuff
5. Grow your own food
Check your credit score now!
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Credit Score Truth: Never count on credit bureaus having all the correct information – mistakes are too common. Nearly 80 percent of credit reports contain errors; so checking yours regularly is vital.
What to check first:
- social security numbers,
- account numbers,
- birthdates and addresses.
Also make sure that negative information from longer than seven years ago has been removed and there aren’t any hard inquiries that you didn’t make yourself.
#credit #myth #creditscore #creditscoremyth
#creditscore #creditreport #credit #marriage
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