Once again, mortgage rates will take center stage. I don't expect them to rise much this year, though I was surprised at their tremendous movement in 2013.
The new Qualified Mortgage rule will also be an interesting development, as will the appointment of Mel Watt as the new housing regulator. Hopefully he'll keep fighting the proposed fees on new mortgages to keep housing affordable.
Do you agree, disagree, or have other ideas? Please share your thoughts so we can get a better sense of what 2014 has to offer!
But they also found that only 12 percent of homes in Los Angeles and seven percent in San Francisco are affordable on two median incomes, meaning young couples and shipping out of the expensive regions of the country. #realestate
Where do you think we stand? Is it a buyer's market, a seller's market, or are things fairly balanced now? Or getting there? #realestate #housingmarket
If you're an agent/broker, do you rent or own? And if so, why? For the record, I own because it makes sense financially.
At the same time, the prime rate (used for most HELOCs) is still very low. So if you're wondering which mortgage to pay off first, the answer isn't necessarily a no-brainer. I cite two examples that give opposing answers. #dothemath #mortgageadvice
- Parasol PublishingOwner, 2006 - present
My work history includes a position as an Account Executive for a wholesale mortgage lender during the housing boom and subsequent bust.
Much of what I learned from that experience is shared on my blogs.
In addition to creating my own sites, I've also contributed to a number of notable media outlets, including Business Insider, U.S. News & World Report, Yahoo!, AOL, and Zillow.
My goal is a simple one. To educate consumers so they make smart financial decisions.
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