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Christine Smith
Works at Royal LePage
Lives in Collingwood
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Christine Smith

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Checklist-Real Estate Investing -- things to look out for when getting started with your investment purchase.

Buying a new home can be extremely overwhelming for some people. There are so many things to consider and so many things to remember. Here is a handy checklist to use before you make a real estate investment.

Before you begin looking for a home, make sure you have help. Look for real estate agents or brokers that you feel you may trust. Get family and friends who are knowledgeable to give you some solid advice to that will help you with this process. Be sure to check references if you feel uncomfortable.

Make sure you’re ready to buy a home. You should have a steady source of reliable income, a pretty good credit score, money saved for a down payment and the willingness to manage a long term debt.

Create a checklist of things that are important to you in a home. It is so easy to fall in love with a home and have it not really be the home that best fits your needs. If you approach the home buying process strategically by making a list of what you want it to have, you’ll make a better buying decision.

Think carefully taking a camera with you so you can keep track of the details of each home. Definitely take along a notebook and your checklist so you can compare homes.

Is it important to you where your children go to school? If so then be sure to only look at those properties that are in acceptable school district that you like. Don’t waste your time and the time of sellers and agents by looking at homes outside of areas you’re not going to be purchasing.

Consider getting pre-qualified before you begin the house hunt. This helps you know how much you can afford and it makes the negotiation process go more smoothly. The seller has a high degree of confidence that the deal is going to go through.

Stick to what you can afford. There is always going to be a bigger, better, nicer property to buy. Instead of looking at what you can’t afford, stick to looking at homes in your price range. This also means knowing in advance what you can afford. A financial institution may tell you that you can afford more than you think you can. Use your judgment and your personal budget. Remember there are closing costs, taxes, insurance, and maintenance expenses to owning a home.

Research areas and home styles you like before you contact an agent. This will help narrow your home search and help you find what you want more quickly. Remember that while you have a checklist to use to compare homes, no home is going to have exactly what you want. Nothing is perfect. Find a home you can be happy with and be willing to give and take a little.

Never forget to get every agreement you make in writing and have it signed by all parties involved. Make sure to get an inspection and to make purchasing the home contingent on it passing an inspection. The last thing you want to do is buy a home that is full of unexpected problems and needs thousands of dollars in renovations just to be able to live in it.

Buying a home can be a very fun and exciting process. Take it slowly, evaluate all of your options and make decisions that are right for you. Follow these simple step and remember to use common sense and ask as many questions as you can so your next property purchase goes very smoothly.
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What are your plans this summer? #Collingwood #SummerEvents http://goo.gl/TZjDNm
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#WasagaBeach has transformed from a resort town into a family-friendly place to raise a family with kids. http://goo.gl/RgRrZU
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Renovating or Build a New Home? Trending Kitchen Designs for 2016

http://goo.gl/S6B7GP
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From the abundance of trails and parks to the well known Elvis festival, #Collingwood makes it easy for Families to keep busy.

http://goo.gl/8xwBeK
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Making the right choice on flooring is a tough process, but this article will help you see the pros and cons of hardwood, carpet and laminate flooring.

http://goo.gl/wIRuSC
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Young people are leaving the city in droves, looking for something quieter and closer to nature and #Collingwood Ontario happens to be the perfect place.

http://goo.gl/T8PPgM
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Having a wine cellar in your home is a sensible investment. If you sell and have a beautiful wine cellar will certainly add value to your#Collingwood home. http://goo.gl/od2nT8
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Want a wonderful neighbourhood with beautiful scenery, tons of recreation plus a great school for the kids? Look no further than Collingwood ... http://goo.gl/7uUMfX
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How you can maximize your Energy Savings by having a sufficient, energy saving home, without dishing out a ton of cash.

http://goo.gl/Xkgjrd
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It is that time of year again when families should start planning their March Break activities and with the US dollar at record highs ... plan your events and activities close to home this year! http://goo.gl/IYGrTn
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Work
Employment
  • Royal LePage
    Broker, present
  • Via Rail
    1980 - 1988
Contact Information
Work
Phone
705 888-0201
Email
Address
330 First Street Collingwood, ON L9Y 1B4
Story
Tagline
Your Lifestyle Specialist to buying and selling Collingwood Real Estate and Homes for Sale
Introduction
Hello everyone, I am Christine Smith a Broker with Royal LePage Locations North based out of Collingwood. If you are shopping for Real Estate in Collingwood and need a trusted REALTOR® you can visit me anytime www.homesatbluemountain.com

A Little About Me
I moved to Collingwood from Toronto where I had lived since I was 19 years old having moved from Southampton England. My passion is working with buyers and sellers -- helping fulfill their dreams by purchasing Real Estate and Moving to the area that I love so much.

Bragging rights
Winning some of the highest awards each year in Real Estate
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Collingwood
Christine Smith's +1's are the things they like, agree with, or want to recommend.
How to Deal with Bad Neighbours
www.homesatbluemountain.com

Bad neighbours can make your new dream house a living hell. Find out what you can to do about it.

Why Families are Flocking to Wasaga Beach
www.homesatbluemountain.com

Wasaga Beach has transformed from a resort town into a family-friendly place to raise a family with kids.

Stunning Luxury Homes in Collingwood and the Blue Mountains for Sale
www.homesatbluemountain.com

Looking to buy a home in Collingwood and the Blue Mountains? There are some great luxury homes for sale that just might fit the bill!

What's Up In Collingwood This Summer
www.homesatbluemountain.com

Collingwood Ontario is the best place to be this summer with tons of great events for the entire family!

The Wasaga Beach Youth Centre
www.homesatbluemountain.com

The Wasaga Beach Youth Centre is a gem in this city, giving teens valuable life lessons and something to do.

First-Time Homebuyer Programs
www.homesatbluemountain.com

Buying your first home in Collingwood? Here are some great programs for first-time homebuyers that will save you money!

Getting Personal When Selling Your Home
www.homesatbluemountain.com

How personal should you get with the buyers of your home? This article talks about the do's and don'ts of getting close when selling your ho

Should I have an Open House?
www.homesatbluemountain.com

Open houses in Collingwood have supporters and detractors, what should you pick when selling your home?

2016 Paint Trends
www.homesatbluemountain.com

Check out this article to find out the newest trends in paint colours - everything from white to primary colours.

4 Reasons to Buy a Home while you are Young
www.homesatbluemountain.com

Young people might be blowing off buying homes, but here are 4 reasons why you should buy now!

Common Confusing Real Estate Terms
www.homesatbluemountain.com

Sometimes real estate can be confusing and this article should help you get through the difficult buying and selling terms.

Guide to Dining Out in Collingwood
www.homesatbluemountain.com

Moving to Collingwood is all about living the lifestyle -- fantastic food, great ambience and all the rest we have to offer!

What to do when the Buyer Cancels
www.homesatbluemountain.com

Having a buyer cancel after you have sold your home is one of the worst things that can happen. Find out your options.

Getting your Nursery Ready
www.homesatbluemountain.com

Designing a nursery for your first baby is an exciting time. Find out the do's and don'ts of the process.

Trending Kitchen Designs for 2016
www.homesatbluemountain.com

If you are looking to do a renovation or new build this year, you will need to know whats on trend for 2016 in kitchen spaces.

How to Maximize your Energy Savings with these bright ideas!
www.homesatbluemountain.com

How you can maximize your Energy Savings by having a sufficient, energy saving home, without dishing out a ton of cash.

Collingwood Makes it Easy for Families to Keep Busy
www.homesatbluemountain.com

From the abundance of trails and parks to the well known Elvis festival, there is always something to see or do in Collingwood.

Plan your March Break and Family Activities
www.homesatbluemountain.com

With the US dollar at record highs, plan your family activities close to home -- take a look at these local events in the Blue Mountain and

4 Things to do NOW to Get Ready to List in the Spring
www.homesatbluemountain.com

When it is March 1st and -10 degrees and still snowing it is hard to believe that spring is just around the corner.

Understanding your Credit Score
www.homesatbluemountain.com

When the time comes to purchase a home for sale the first thing you need to take into consideration is your credit score.