yup and when it's more established, apple will take it on and utilize it. What was the point again?
All I've said is that the great majority of the uses for NFC are covered by peer to peer bt, or are used by ubernerds (no offense) too set up their phones when the go to bed and leave their house etc (I just turn it off, when I go to bed). Payment is one awesome use for it. And when that becomes more established, apple will take it on, in the same way every other technology makes it into their equipment. They are almost never first in a technology, but they spend the time on the software side integrating it well or use their muscle to make a standard which sometimes works and sometimes doesn't.
The best thing that will ever happen to NFC is for apple to,use their muscle to get it more used, to bring millions of new users to the technology, to make developers confident that this is going to be a firm technology. So far this has not happened. Google could do it too, but they have chosen to let the Wild West do it. I think that is a bad plan. The Wild West is great for developing technologies, not for employing standards.