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Chong Kong Hui - The Financial Planner
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My client told me to hold on the proposed USD investment plan as RM is at lowest since 2009.

Well, I gently remind him to "look another way".... No one really knows the market but one thing quite sure is, if you do dollar averaging investment, you won't buy at most expensive or cheapest and the up and down become less relevant over a horizon of 20 years.

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KWSP declares 6.75% dividend for year 2014
It is a very good rate, almost double normal Fixed Deposit rate and 2% above most housing loan interest rate. The EPF account statement for the crediting of the 2014 dividend is available online via i-Akaun at myEPF website ( www.kwsp.gov.my ). Alternativel...
It is a very good rate, almost double normal Fixed Deposit rate and 2% above most housing loan interest rate. The EPF account statement for the crediting of the 2014 dividend is available online via i-Akaun at myEPF website (...
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well i dont think thats a good synopsis of the rate of return for this presumably long term investment which i believe treads the KLSE index closely.we need to look into the details of the portfolio before making laudatory remarks on the magnificent performance of EPF.in addition, the basics of any investment(CAPM) -did the fund deliver the kind of return for the risk taken?   
what was the index return in the last 20 years?whats the portfolio return instead?
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Investment-Linked Plan, first in the Market, 100% Premium Allocation from Year 1
ManuLink Shield is a regular premium investment-linked life insurance plan specially designed to maximise the potential investment return, while at the same time provide insurance coverage, for the entire duration of the policy. CLICK TO DOWNLOAD THE BROCHU...
ManuLink Shield is a regular premium investment-linked life insurance plan specially designed to maximise the potential investment return, while at the same time provide insurance coverage, for the entire duration of the poli...
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一個人退休後的存活年齡可長可短,任何人也無法預知,因此,預備稍微足夠的退休資金相當重要,多數人存活年齡若越長,所需的醫藥費也相對較多,這是一個無法改變的現象,其中有些是需要長期服用、不能中斷的藥物。
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GST on Insurance Premium, Confirmed.
#gstMalaysia  
All insurance premiums, except for life insurance, will be subjected to the 6% goods and services tax (GST), which comes into effect in April, said Deputy…
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在生活中你想獲得什麼,你就得先付出什麼。

你想獲得時間,你就得先付出時間,你想獲得金錢,你得先付出金錢。

你想得到愛好,你得先犧牲愛好。

你想和家人有更多的時間在一起,你先得和家人少在一起。
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This Page is now linked to www.AskChong.com's post.

A Personal Finance Blog for Malaysian.
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In their circles
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49 people
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It is REAL.... You should learn about this "Financial Planning".
Perhaps the only clue that Ronald Read, a Vermont gas station attendant and janitor who died last year at age 92, had been quietly amassing an US$8 mill...
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Fire Insurance Clauses
Based on the Malaysian Revised Fire Tariff (RFT), there are easily 40 clauses available for use in the Fire Insurance Policy. Technically, there are 3 categories of Clauses. 1st Category (Premium is charged on inception) Escalation Clause (to cater to the s...
Based on the Malaysian Revised Fire Tariff (RFT), there are easily 40 clauses available for use in the Fire Insurance Policy. Technically, there are 3 categories of Clauses. 1st Category (Premium is charged on inception) E...
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To love is to plan, a good estate plan reflects the love you have for your loved ones
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一個人成功與否,取決於五個因素: 

(1)學會控制情緒 

(2)健康的身體 

(3)良好的人際關係 

(4)時間管理 

(5)財務管理
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商業用途的支票通常需要兩個人的簽名,這該如何實行於電子轉賬呢?
很多銀行也在早前公佈實施50仙支票處理費和每張支票15仙的印花稅。國行原本於2014年4月1日實施支票收費50仙措施,但在商業團體請求下,也讓銀行同時有更便捷電子付款平台,而展延至1月2日實施。 儘管銀行間直接轉賬(IBG,Inter BankGiro)交易的收費由原本每交易2 令吉 減低至10仙,然而很多中小企業基於每日處理支票與付款繁瑣零碎,基於處理款項與熟稔度障礙,要直接轉化為電子付費並不實際可行。 ASKCHONG: 问以上问题的人该到银行去了解关于 電子付費。本人认为对很多商家,电子付费是很好,他们...
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很多銀行也在早前公佈實施50仙支票處理費和每張支票15仙的印花稅。國行原本於2014年4月1日實施支票收費50仙措施,但在商業團體請求下,也讓銀行同時有更便捷電子付款平台,而展延至1月2日實施。 儘管銀行間直接轉賬(IBG,Inter BankGiro)交易的收費由原本每交易2令吉減低至10仙,然而很多中小企業基於每日處理支票與付款繁瑣零碎,基於處理款項與熟稔度障礙,要直接轉化為電子付費並不實際可行。 ASKCHONG: 问以上问题的...
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In their circles
56 people
Have them in circles
49 people
Federal Grant Finder's profile photo
Robert Henderson's profile photo
Andrew Wong's profile photo
Vincent Tan's profile photo
Daves Loh's profile photo
James Twinning's profile photo
Darlene Hull's profile photo
Chong Kok Keong's profile photo
George Beaulieu's profile photo
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Financial Service Provider
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Chartered Accountant by profession by prefer to be in financial service industry providing personal finance, mortgage, business financing and insurance-based financial planning.
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