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Top 10 Ways To Improve Gas Mileage

There are more than 10 ways - here are ten we found. Do you have more to add?

http://www.cheapinsurance.com/top-10-ways-improve-gas-mileage/

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SR22 Insurance: Who, What, Where, and Why

Many people are required to carry SR22 insurance, not just those who have been arrested for driving under the influence. It is also required by those who have been caught driving without insurance, or those who have had too many traffic offenses in a short period of time. Also by anyone caught driving with a revoked or suspended license. People who have made any of these violations are considered high risk drivers. The law tries to protect other people from high risk drivers by imposing extra requirements on them. The hope is that people will choose to obey the laws concerning driving under the influence and reckless driving, rather that lose their license and pay fines.

The purpose of the law is to remind people that having a driver’s license is a privilege, and it is one worth keeping. The freedom to get in a car and drive to wherever you want whenever you want gets taken for granted. Some drivers interpret it to mean reckless driving and racing on highways is acceptable behavior. Sometimes people are just not paying attention or are distracted. The SR22 insurance requirements exist to protect those who do pay attention, and take driving to be the serious privilege that it is.

read more - http://www.cheapinsurance.com/sr22-insurance-who-what-where-why/

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Autonomous Cars Part II: Past and Present

Past

Experiments with automating cars have been around since 1920, and the first promising trials were in 1950. In 1980 the first truly autonomous car was designed by Carnegie Mellon University. Since then, working prototypes have been progressing from many major companies. By 2013 four states, Nevada, Florida, California, and Michigan, have passed laws allowing autonomous cars in certain public venues. One of the biggest and most exciting steps forward in vehicle autonomy was the DARPA (Defense Advanced Research Projects Agency) Grand Challenge.

The challenge required teams to build autonomous cars capable of driving in traffic and performing complex maneuvers. The DARPA Urban Challenge was held on November 3, 2007 in Victorville, California. What made the event groundbreaking was the fact that the cars had to interact with both manned and unmanned traffic in real urban environment. They also had to obey all traffic signals and merge into traffic. 6 out of the 11 vehicles finished the challenge successfully, with Tartan Racing from Pittsburgh coming in first, Stanford Racing Team second, and Victor Tango from Blacksburg coming in third. This competition gave the world a realistic view of autonomous cars working on real streets.

Present

From here, auto companies have taken over the production of working prototypes and testing them. In 2015 and 2016 Tesla released a version of cars that can be classified between level 2 and 3 under the NHTSA five levels of vehicle automation. (See previous blog for levels, as well as the setbacks Tesla experienced). At this level, the car still needs the full attention of the driver, but autopilot can be uses on limited-access highways. In 2015 Delphi Automotive designed the car that was the first automated vehicle to finish a coast-to-coast expedition across North America. It was computer controlled for 99% of the trip from San Francisco to New York.

read more - http://www.cheapinsurance.com/autonomous-cars-part-ii-past-present/

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Autonomous Cars: From Fantasy to Reality, Part I

The words autonomous and automatic are often used interchangeably in describing new vehicle technology, but the fact is they are very different. Autonomous means acting alone or independently and having the power for self-governance. The suggestion is that autonomous control is able to perform under uncertainties in the environment over long periods of time. It also suggests the ability to compensate for any system failures and come up with appropriate solutions. Everything that has so far been built and tested doesn’t have this kind of capacity, and would more correctly be termed automatic. Automatic systems are somewhat reliant on the outside environment, like magnetic strips for example. Automatic means operated by a machine, while autonomous implies an independence that is self-sufficient. Autonomous technology has levels of advancement to it, such as using connection to the Cloud for communication and getting information from other vehicles. It is a multi-dimensional concept that requires ongoing definition based on real world parameters, not science fiction.

The automotive industry and the public have widely accepted the term autonomous, so for clarification the Society of Automotive Engineers (SAE) have published a classification system based on six different levels of automation. Instead of being based on the capabilities of the vehicle, it is centered on the amount of driver attentiveness required. The U.S National Highway Traffic Safety Administration (NHTSA) adopted and released these standards in September 2016.

read more - http://www.cheapinsurance.com/autonomous-cars-fantasy-reality-part/

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Your Defensive Driving Can Save Lives

So, what is defensive driving? Simply put, it is reducing risks and anticipating dangerous situations by applying some very basic and common sense techniques. Most of us know and adhere to obvious safety laws like wearing a seat belt and obeying the speed limits, but defensive driving takes it further. Defensive driving uses techniques that can be applied regardless of adverse conditions or the actions of other people.­

To help you recall these techniques and reap the benefits of Cheap Insurance, use the four letter word safe, and remember that defensive driving is S.A.F.E!

Speed-Yes, there are the obvious speed limit laws, but remember that those limits are subject to all kinds of different driving conditions. Weather, traffic, terrain and road conditions are just a few. You need to be able to maintain control of your vehicle. Adjusting your speed to fit the circumstances is critical to sustaining that control. Speed limits are based on ideal conditions, which may not always be the reality. Excessive speeding is aggressive driving and the most dangerous because it leaves no way to remain in control if something goes wrong.

Awareness-Be diligent about evaluating your surroundings. You can’t control what other drivers are doing, but you can be watchful and anticipate the possible outcomes. Look out especially for motorcycles, bicyclists and pedestrians, as well as any possible wildlife that may be in the area. You don’t need to be paranoid, just keep assessing what is going on around you and pick out those things that could pose the biggest threat. Always be considerate of other drivers but protect yourself by expecting the unexpected. Don’t assume a driver will let you merge or that they will stop at a red light or use their turn signal when changing lanes.

Focus-Pay attention to the way you are driving and look ahead. You are in control of yourself, and only you know what distracts you and what doesn’t. If your passengers like head-banger rock music, but you find it disturbing, then turn it off or play something else. Keeping yourself focused is the key to being prepared for anything. Avoid all distractions while your driving and be prepared to react to any dangerous circumstances.

Escape-Always be ready to escape! Don’t get boxed in by other drivers and aim for a 3-4 second interval between you and the car ahead of you. Add more seconds if it is nighttime or the weather is bad, or if you are behind a big truck. Look ahead of your position as often as you can and watch for brake lights in the distance or anything else that needs to be avoided. Position yourself where you have the best view. Ideally that would be the middle lane so you can go to either side if you need to escape an aggressive driver or a wheel flying off a big rig. Leave yourself somewhere to go if your current path gets suddenly blocked.

read more - http://www.cheapinsurance.com/defensive-driving-can-save-lives/

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California Uber and Lyft Drivers We Found Your Car Insurance

With so many drivers and riders taking advantage of the opportunities and great services now being offered by Transportation Network Companies (TNC) like Uber and Lyft, getting around is becoming more and more flexible. People have restructured the way they live and move around these amazing new services. Many people have stopped to reconsider if they even need to buy a car, and just rely on public transportation for daily commutes, and TNCs for vacations, holiday, special events and more.

And while this emerging paradigm is redefining how we get from place to place, one thing that has struggled to keep up is insurance for these service drivers. Typically personal auto insurance coverage will not cover drivers or their vehicles while engaged in business use. Business insurance can be expensive, can miss some of the gaps in coverage unless you know exactly what you need, and continuing to cover your vehicle for personal use, can get get pretty complicated.

But now, California TNC drivers can have a product that was built just for them. Mercury Insurance has a great new product in California for Ride Hailing Drivers.
read more - http://www.cheapinsurance.com/california-uber-and-lyft-drivers-we-found-your-car-insurance/

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Hydrogen Fuel And The Next Green Machine

In 1992 Congress passed the Energy Policy Act, requiring federal, state, and alternative fuel provider fleets to implement petroleum-reduction measures. Alternative fuels are made from other sources than petroleum, reducing our dependence on imported oil. Ideally, they would be produced from renewable sources and produce less, or no pollution. Since then, the race to provide alternative fuel vehicles has come down to the two front runners, electric cars, and hydrogen-powered cars.

Electric cars are quiet, give instant torque, produce no emissions, and cost a fraction per mile then that of a gasoline-powered car. There has been a proficient amount of work done to provide the infrastructure to the consumer and there are already 12,131 electric stations in the United States. On the other hand, electric cars have inconveniently long recharging times, limited range, and expensive batteries. In addition, electric production in most places uses coal, which is not a clean burning source. Most people are familiar with electric powered cars and seeing them on the road is not uncommon. Experts say the biggest reason electric vehicles have not been completely embraced is due to the annoyingly long charge times. If you don’t have a high voltage home charger, which is pricey, you would spend at least 30 minutes or more at a public charging station. So automakers are now turning to the production and marketing of hydrogen-powered cars.

read more - http://www.cheapinsurance.com/hydrogen-fuel-next-green-machine/

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“Smart” Lights: Artificially Intelligent Traffic Lights

Smart lights take traffic control to a whole new level. Using fiber optics, cameras, sensors, chips and software, these lights monitor vehicle numbers and make changes in real time, making a real difference. Companies like BMW and Siemens started helping develop the technology almost ten years ago. Just this year in March, John F. Hart Jr. patented a control system that detects traffic coming toward and intersection and anticipates what is needed to keep the traffic flowing efficiently. By using sophisticated algorithms each light develops a plan to optimize traffic, and then sends the information outward to other lights, creating a whole network that works together. The algorithms can also be programmed for the particular needs of each city. It can prioritize improving pedestrian flow, or stop traffic from spilling back onto freeway exit and entrance ramps.

Read more - http://www.cheapinsurance.com/smart-lights-artificially-intelligent-traffic-lights/

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Life In The HOT Lane: Confronting Highway Congestion

So, what’s the difference between the HOV lanes and the HOT lanes? All drivers can have the option of using HOT lanes, not just those who meet the previous HOV lane requirements. People can choose to spend their time, or their money. An individual trying to get to an appointment on time to avoid a dollar-a-minute late fees will be happy to pay $1.85 to use the HOT lane. If you are self-employed, you can take advantage of the lane to fit in a few more clients at the end of the day. Some critics claim that HOT lanes are discriminatory, letting the rich speed past the poor in the “Lexus Lane”. Not true. According to data provided by the 91 and I15 express lanes in California, all different income levels use the lanes.

Read more - http://www.cheapinsurance.com/life-hot-lane-confronting-highway-congestion/

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Technology Is Changing The Automotive Game

Cars that run on air, autonomic override systems, bio-metrics, vehicle hacking? Yes, that’s right, these things and others you may not have even dreamed of are quickly becoming a reality. A reality that will change the way we drive, and the ways we protect ourselves while driving. The way technology is changing the automotive game accelerates every year.

With such astonishing changes coming so rapidly, the best way to protect yourself is to have the knowledge and information you need. You need this information not only to make sure you are physically safe, but also to understand how technology is impacting your car insurance. Are you covered if someone hacks into your on-board system and crashes your car into a tree? What if you lose your phone, which now has the ability to remotely access your car? The best way to protect yourself is to have all the information you need to make relevant decisions, so here are some exciting, and sometimes cringe worthy new technology that will be here before you know it.

A Compressed-Air Vehicle called AIRPod

You are probably familiar with cars that run on electricity, but pretty soon we will have cars that run on air. Zero Pollution Motors has engineered a car that is propelled by the release of air. It is similar to what happens when you let go of an inflated balloon. The compressed air would be available at stations, much like places that have areas where you can plug in an electric car. An electric car takes 4 to 5 hours to charge, but a compressed-air car can be refilled in just a few minutes. The air car has the same conveniences but creates a significantly smaller amount of pollution.

Read more http://www.cheapinsurance.com/technology-changing-automotive-game/
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