Profile

Cover photo
Capital Match
12 followers|32,042 views
AboutPostsPhotosYouTube

Stream

Capital Match

Shared publicly  - 
 
Singapore wants Fintech that bolsters, not disrupts, mainstream banks. One attraction of Singapore for fintech entrepreneurs is what Mr Mohanty calls the “sandbox”: a relaxation of some regulatory requirements to allow small-scale experiments.This lets firms test ideas in secure, rich, low-risk Singapore before exporting them to bigger markets. Singapore also makes much of its efforts in “regtech”—software helping banks comply with increasingly complex regulations.The MAS has vowed to invest S$225m ($158m) in fintech by the end of 2020.

http://knowledge.capital-match.com/singapore-tries-to-become-a-fintech-hub/
1
Add a comment...

Capital Match

Shared publicly  - 
 
Smaller firms are more at risk of falling behind because they are not investing enough to deal with the advent of new technology, according to a new survey.SME bosses say that many firms have to grapple with day- to-day struggles amid weak business growth, and are less able to invest ahead than their larger industry peers. More working capital is needed for SMEs for surviving in the changing marketplace. New Fintech P2P lending has offered SMEs new access for loans to help their business grow.
http://knowledge.capital-match.com/some-smes-struggling-amid-weak-business-growth/
1
Add a comment...

Capital Match

Shared publicly  - 
 
Small and Medium Businesses are encountering difficulty getting business loans from the large financial institutions. The emerging Technology is making impact on the Banking and Finance Industry. Through making effective usage of data which was overlooked during current operation, Fintech can provide a better solution for SME loans. Most banks use less than 10 to 20 percent of the data that they already have, so that’s a huge opportunity, to use that data for actionable insights. In addition, data is a good source for doing fraud check such as telecommunication data. Cyber security and other alliance are also included in the discussion for Fintech.

http://knowledge.capital-match.com/pacific-exchanges-podcast-how-fintech-can-improve-small-business-lending-in-asia/
1
Add a comment...

Capital Match

Shared publicly  - 
 
With the marine and offshore industry struggling in Singapore, the government is looking into measures that can be taken in order to mitigate the effects of the slump. In addition to the currently available SME Working Capital Business Loan, the government is developing other ways of helping the ailing industry. Will the industry be able to recover or will we see another Swiber Holdings in the making?
Capital Match is a peer-to-peer lending online platform for SMEs in Singapore. We provide SMEs with affordable working capital from professional investors through an online platform. Archives. November 2016 · October 2016 · September 2016 · August 2016 · July 2016 · June 2016 · May 2016 ...
1
Add a comment...

Capital Match

Shared publicly  - 
 
Amidst the slowing economy, one of the worse hits so far has been because of the slowing global trade and commodities market. This could mean high default rates for Singapore companies that have their corporate bonds due soon. With an increasing number of bond issuers attempting to refinance, the default rate is likely to go up. With non-performing business loans at rising for Singapore’s three biggest banks, trouble does seem to be lurking in the horizon.
1
Add a comment...

Capital Match

Shared publicly  - 
 
With the sluggish economy and bank loans falling for 11th consecutive months, the future of SME business loans from Banks does indeed look bleak. In an environment where SMEs find it hard to get financing from banks, they must look to alternate ways of funding. This is where P2P Lending can take it’s place in the financial environment in Singapore. With traditional business loans taking a dive, alternate ways of financing, i.e. Invoice Financing, can be looked upon as a saving grace for many SMEs that have been rejected for a traditional business loan by Banks.
1
Add a comment...

Capital Match

Shared publicly  - 
 
With the rise of technology such as blockchain, regulatory and compliance requirements can be met with more efficient systems that will free up relationship managers to do what they do best – providing investment advice and seizing investment opportunities for their clients. The fintech market is crowded but at the same time growing in different areas. In 2017, more an more innovations and products will emerge in the Asia market, and power Asia’s future.
http://knowledge.capital-match.com/whats-in-store-for-asias-fintech-in-2017/
1
Add a comment...

Capital Match

Shared publicly  - 
 
Technology is changing the way we invest. The emergence of financial technology (fintech) platforms has provided investors with innovative ways to manage their wealth via mobile or web-based applications. In the world of wealth management, fintech is bringing broader and more efficient ways for both investors and borrowers.
With avenues such as equity crowdfunding (ECF), peer-to-peer (P2P) financing, robo-advisories and quantitative trading platforms, investors now have the opportunity to diversify their investments, minimise risk and increase portfolio returns both locally and abroad.

http://knowledge.capital-match.com/when-investing-meets-technology/
1
Add a comment...

Capital Match

Shared publicly  - 
 
According to a new study by Juniper, titled Fintech Futures: Market Disruption, Leading Innovators & Emerging Opportunities 2016-2021, Fintech platform revenues for lending and financing will exceed $10 billion globally by 2020 doubling $5.2 billion this year. This growth can be attributed to many factors including P2P lending and crowdfunding.

The study also talks about how social media will be used as an analytical tool for investors’ background checks for their business loan applications and other loans due to lack of adequate credit bureaus.

Analysing the growth over the past few years and the study expecting revenue growth seem to indicate a promising future for the Fintech industry.

http://knowledge.capital-match.com/fintech-revenues-will-exceed-10-billion-globally-by-2020/

1
Add a comment...

Capital Match

Shared publicly  - 
 



Over the past few years, tremendous growth has been made in the Fintech sector whilst disrupting the traditional forms of lending. P2P lending has been the main and fastest growing financial alternative across most regions while balance sheet lending and invoice financing are still comparatively small. The World Bank has recently estimated that the alternate finance market which is currently at $34 billion of investment could grow to $90 billion by 2020. Is this likely to be met?

Looking at the explosive growth in this industry over the past few years, can we believe the alternate finance market involving P2P lending and SME business loans to have an unabated future?

http://knowledge.capital-match.com/growing-market-for-alternate-forms-of-financing/
1
Add a comment...

Capital Match

Shared publicly  - 
 
With the oil and gas sector taking a huge hit, the default rates for loans from Singapore’s three biggest banks (DBS,OCBC and UOB) have risen and are set to continue to rise. Bank profits have come under pressure and there has been a slump in the inter-bank rate. Dark clouds are roaming around in the economy in Singapore and skies don’t seem like they are going to brighten up anytime soon.
1
Add a comment...

Capital Match

Shared publicly  - 
 
What is the next move for Fintech Companies based in Singapore?

How does Singapore become a global leader in the Fintech Sector?

According to DBS CEO Mr Piyush Gupta, the answer lies in regional expansion. With Singapore’s current status as an international financial centre acting as a spring board, regional expansion would propel Singapore into becoming the new global Fintech Leader.

With an environment for Innovation within a regulatory Sandbox, companies have enough space to experiment here and the banks have begun to take notice. Preparing for a coming revolution, Banks have begun to develop their own technological capabilities.

The future does indeed look bright for Fintech Companies.
1
Add a comment...
Story
Tagline
Capital Match - SME Loans - Peer-to-Peer Lending
Introduction

Capital Match is a peer-to-peer lending online marketplace to SMEs in Singapore / Southeast Asia. We provide SMEs with affordable working capital from professional investors

Contact Information
Contact info
Phone
(+65) 9429 9471
Email
Address
Singapore