Where the current socialistic insurance-based system has us heading for, is a lack of desire to produce to the point that - as I said in the previous update - we will be cannibalistically consuming each other, out of shortage of food and the widespread promotion of parasitism. You don't believe me? Just sit around and play your favorite free game while chatting to friends on Facebook for free and start a gratis - ad-funded - internet service of your own - the least you can do is create an ad-funded blog or vlog - joining the rest of the pack of the neocheaters. You yourself will seek gratis offers naturally, and as the number of goods/services that cost money dwindles to a handful, the resulting price inflation will be crippling, and cause enough, to resort to cannibalism. You want to avoid this outcome? Then I shall congratulate you, and shake your hands firmly in agreement to cooperate to this end. The choice is yours. In the outright communist systems of Soviet Union, Eastern Europe and China, they saw the specter of this horrific outcome, and hit the breaks, and reversed course. But unfortunately we have learned to be socialists too intensely for the demise of communism alone to prepare us for taking full responsibility for our lives. We now, are becoming victims of what late Frank Wallace so naively termed "white hat" neocheating, which is neocheating - insurance schemes - initiated by "free" enterprise. We have essentially jumped out of the frying pan to fall in to the deep fryer, which is business-run socialistic schemes. This time again, if we don't apply the breaks and choose Nirvanika once and for all, there will be disastrous consequences to be faced. The two remaining communist nations of North Korea and Cuba are small specks of what is remaining from outright communism, in the planet's symbolic hopes of and wishing for a safety net for those of us, who need support to get back on their own two feet, which is a noble cause, but the no/low interest loans offered by Flawless Bank cover and close this issue once and for all in a self-responsible manner that doesn't involve setting foot on the slippery slope of socialism (public or private).
I beg you to support this mission, as it is clear that I am on to something valuable here, and don't forget to invite your friends in.
Signing off wishing you the best,