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Croskey Real Estate, Inc.
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143 followers
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What Property Buyers Should Know About Land Loans - (TNS)—If you’re thinking about buying land, you’ll be hard-pressed to persuade a mortgage lender to finance your purchase. Instead, you’ll likely need to apply for a land loan. Land loans aren’t as common as mortgage loans, so your options may be limited. Also, because of different factors, you could end up with a shorter repayment period and higher down payment and interest rate than you’d find with a mortgage loan. So, if you’re consider...
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Experts Weigh In: Here’s When You Should Reach Key Financial Milestones - (TNS)—Maybe you have an idea of when you’d like to buy your first home or retire from the workforce—but just how realistic are your expectations? We recently asked Americans to tell us the ideal ages for accomplishing certain financial goals. Then, we ran their responses by 10 certified financial planners living in different parts of the country. Americans’ expectations overall were fairly realistic—but some experts a...
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Ask the Expert: How Can I Assist My Buyers in a Seller’s Market? - Today’s Ask the Expert column features Dan Steward, president of Pillar To Post Home Inspectors. Q: When guiding clients through the real estate process, how can I ensure that they’re prepared to find success when in the midst of a seller’s market? A: Pillar To Post Home Inspectors® enjoys a leading position in its category. As such, we have nearly 600 franchisees performing thousands of home inspections, and we gather a myr...
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What Is a Jumbo Mortgage and When Do You Need One? - (TNS)—Home prices have shot up in some areas of the U.S., to the point where buyers need jumbo loans to finance them. In mortgage-speak, jumbo refers to loans that exceed the limits set by the government-sponsored enterprises (GSEs) that buy most home loans and package them for investors. Jumbo mortgages, or jumbo loans, are those that exceed the dollar amount loan-servicing limits put in place by GSEs Freddie Mac and Fannie Mae. This mak...
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Partnering IRA Funds: An Alternative Way to Fund Your Real Estate Investment - Did you know you can partner with other funding sources to increase your investment potential? Self-directed IRAs are the only retirement arrangements that allow individual investors the freedom to pursue alternative investments, such as real estate. Investing in real estate with a self-directed IRA offers many benefits to those who are looking for creative ways to save for the future. Investors have complete con...
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Buyers: Challenged by Student Debt? Consider Down Payment Programs - Student loan debt is one of the biggest factors impacting millennials’ ability to purchase a home. According to the National Association of REALTORS® (NAR), 80 percent of millennials do not own a home, and, of that, 83 percent say student loan debt is impacting their ability to buy. Millennials expect to be delayed from home-buying for a median of seven years, the NAR research shows. There are alternatives, however, that m...
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5 Tips to Help You Find a Starter Home - (TNS)—First-time homebuyers might well wonder: Where are all the starter houses? They’re right to ask, because starter homes are becoming increasingly scarce in many housing markets. Housing inventory is low and home prices are soaring. What’s a first-time buyer to do? Here are five tips for finding a starter home: Be realistic about today’s market. Sellers clearly have an advantage in the current market. Inventory is low, which keeps pushing home pr...
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Listing This Summer? The Best Investments to Make Outdoors - Are you listing this summer? Get your outdoors in shape—it can pay off. According to National Association of REALTORS® (NAR) research, certain exterior improvements are likely to recoup at resale. Based on feedback from REALTORS®—who, through their experience, know what house hunters are ready to spend on—the best enhancements are lawn care, landscape maintenance and tree care, and installing an irrigation system. Landscape/lawn c...
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Common Home-Buying Mistakes People Make at Every Age - (TNS)—No matter the age or life stage, everyone makes mistakes when it comes to home-buying. Whether it’s picking the wrong location or buying more house than you can afford, the mistakes are often universal, says Ilyce Glink, author of “100 Questions Every First-Time Home Buyer Should Ask.” “When you’re in your 20s, your life isn’t the same as when you’re retired, and yet you’re both going to make timing mistakes,” Glink says. “You may...
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