Cover photo
Blair Warner
Works at Upgrade My Credit - A Professional Credit Solutions Firm
12,726 followers|1,168,553 views


Blair Warner

Shared publicly  - 
Attention Homebuyers: Great Resource from Realtor +Jeff Knox

The homebuying process from start to finish.

#realestate #mortgage #creditrepairwithblair #tl #fp

OK, this one is a big one!  I've tried to give a quick glimpse of the home buying process from start to finish in just a little under 5,000 words.  Also, took my first shot at an infographic.

Links to lots of corresponding and relevant professional articles within the body of the blog post including but not limited to: +Andrew Fortune +Bill Gassett +Ryan Fitzgerald +Inlanta Mortgage +Luke Skar +Barbara Bottitta +Anita Clark +The Hunter Group Real Estate +Wendy Weir +Tom Horn +Karen Highland +DW Slater Company, Real Estate Appraisals for North Texas +Debbie Drummond +Kyle Hiscock +Paul Sian +Teresa Cowart +PDX Home Loan 

If you enjoy the article, please consider sharing it socially - #realestate   #realestateagent   #realestatetips   #realtor   #appraisal   #homebuyers   #homebuyingtips  
How to buy a home - this article details how to buy a home from start to finish as described by a Realtor with over 10 years experience helping clients buy a home. Infographic included inside.
21 comments on original post
Jeff Knox's profile photo
+Blair Warner, thank you so much for the share.  Very much appreciated.
Add a comment...

Blair Warner

Shared publicly  - 
3 Buyer Roadblocks and How to Avoid Them

Are you or a someone you know about to buy a house? Just about every real estate transaction can run into a roadblock or another. Here are 3 possible roadblocks and how to avoid them.

by +Melissa Zavala  - Realtor

#realestate   #creditrepairwithblair  
Working with homebuyers is not always easy. This article discusses the 3 greatest buyer roadblocks and how to avoid them.
Blair Warner's profile photo
Add a comment...

Blair Warner

Shared publicly  - 
Haha! This made me chuckle! If you take this humor to a deeper level, it seems to me the message is be grateful, and stop complaining!

#humor #wisdom #tf
Add a comment...

Blair Warner

Shared publicly  - 
iOS 9 update in progress

#apple #iphone #iOS9
iOS 9 update in progress!


With this update your iPhone, iPad and iPod touch become more intelligent and proactive with powerful search and improved Siri features. New multitasking features for iPad allow you to work with two apps simultaneously, side-by-side or with the new Picture-in-Picture feature. And, built-in apps become more powerful with detailed transit information in Maps, a redesigned Notes app, and an all-new News app. And improvements at the foundation of the operating system enhance performance, improve security and give you up to an hour of extra battery life.


•  Proactive assistance
        ◦ Presents relevant information even before you start typing
        ◦ Notifies you when you need to leave for appointments using traffic conditions
        ◦ Learns what you listen to in a certain location or at a particular time of day and can automatically display playback controls for your preferred music and audio apps 
        ◦ Suggested events and contact details are added to apps based on information found in Mail
•  Siri improvements
        ◦ Search your personal photos and videos based on dates, locations and album names
        ◦ Ask Siri to remind you about things you’re looking at in your apps, including Safari, Mail, Notes and Messages
        ◦ Request directions via public transit
•  Spotlight search improvements
        ◦ Get sports scores, weather conditions and stock prices
        ◦ Simple math calculations and conversions
        ◦ Initiate messages, phone calls and FaceTime calls from contact search results

New iPad Features

•  Slide Over
        ◦ Quickly use a second app without leaving the one you’re in
        ◦ Easily switch between Slide Over apps
        ◦ Support for Apple apps and enabled third party apps
•  Split View
        ◦ View and interact with two apps at once
        ◦ Ability to resize your view to give equal attention to both apps or prioritize one app over another
        ◦ Support for Apple apps and enabled third party apps
•  Picture in picture
        ◦ Continue watching a video while using your favorite apps
        ◦ Support for Safari video, FaceTime, Videos and Podcasts and enabled third party apps
•  QuickType improvements
        ◦ Multi-Touch gestures for easier text selection on iPad
        ◦ Quick access to text editing tools with Shortcut Bar on iPad
        ◦ Support for hardware keyboard shortcuts
        ◦ Support for all Unicode emoji flags

Built-in Apps

•  Map improvements
        ◦ Support for public transit lines, station details with exits and entrances, schedules and directions in select major cities
        ◦ Browse for places around you by category, including Food, Drinks, Shopping, Fun and more 
        ◦ Apple Pay support is indicated on place cards at participating retail locations
        ◦ Place cards include Wikipedia information for landmarks and cities
•  Redesigned Notes app
        ◦ Add photos to your notes with the built-in camera or from your Photo Library
        ◦ Create useful checklists and check off completed items with a tap
        ◦ Sketch a quick thought using just your finger
        ◦ Save interesting items directly from other apps using the Share menu
•  All-new News app
        ◦ Read your favorite newspapers, magazines, and blogs, or choose from over a million topics
        ◦ Beautiful typography and layouts, photo galleries, videos, animations, and more
        ◦ Browse articles that are chosen based on your interests in For You. Find channel and topic recommendations in Explore. News gets more personalized the more you read
        ◦ Easily share articles with friends or save them to read later — even when you’re offline
•  Mail improvements
        ◦ Search improvements help you quickly find what you're looking for by filtering results based on sender, recipient, subject or a combination of options
        ◦ Support for Markup lets you annotate an image or PDF attachment with text, shapes and even your signature, then send it back — without leaving Mail
        ◦ Easily save the attachments you receive or add files from iCloud Drive or other document providers while composing a new message
•  Apple Pay and Wallet improvements
        ◦ Support for Discover cards
        ◦ Support for rewards cards and store credit and debit cards
        ◦ To check out even faster, you can prepare an upcoming payment by double-clicking the Home button from the Lock Screen and keeping your finger on Touch ID
•  New iCloud Drive app
        ◦ Easily search for a file or browse in the new iCloud Drive app by date, name, or tags you added on your Mac
        ◦ Open files in any compatible app or share with those you choose
        ◦ Organize folders and files
        ◦ Get the iCloud Drive app in Settings > iCloud > iCloud Drive and select Show on Home Screen
•  CarPlay improvements 
        ◦ Plays back audio messages, letting you hear from people in their own voices
        ◦ Full support for car knob controls, so you can tilt and spin to scroll through lists or pan around in Maps 
        ◦ Support for CarPlay apps from auto manufacturers


•  Longer battery life
        ◦ Up to one hour of additional time before you need to charge your battery
        ◦ Facedown detection for turning display off when not in use
        ◦ Low power mode optimizes device performance to extend battery by up to an additional three hours
•  Software updates require less space to download and offer an option to install later
•  iOS apps and user interface now use Metal to deliver faster scrolling, smoother animation, and better overall performance
•  Improved security with two-factor authentication support and a default 6 digit passcode support for Touch ID devices

Other improvements

•  New San Francisco system font
•  Leave a message option if recipient isn't available for a FaceTime call
•  Share voicemails from the Phone app using the share sheet
•  Flight and package tracking for data detectors
•  Health app adds support for reproductive health, UV exposure, water intake and sedentary state data types
•  HomeKit adds support for motorized windows and shades, motion sensors and home security system accessories
•  Podcasts has an all-new design, makes it easy to find the latest episodes of your favorite shows and notifies you when new episodes become available for you
•  Support for Wi-Fi calling on iPad, iPod touch and Mac, without iPhone in proximity on participating carriers
•  Wi-Fi Assist to automatically use cellular data when Wi-Fi connectivity is poor
•  Transfer content from an Android device with the Move to iOS app, visit for more details

Expanded language support

•  New PingFang Chinese system font
•  Improved predictions, learning and autocorrection for Chinese in QuickType
•  Redesigned punctuation input on 10-key Chinese keyboard
•  Redesigned User Interface for right-to-left languages
•  Added Siri support for Austria, Belgium (French and Dutch), and Norway
•  Added Spotlight search support for Mexico
•  New keyboards for French (Belgium), German (Austria), Gujarati, Hindi (Transliteration), Hinglish, Punjabi, Spanish (Mexico),  and Telugu
•  Predictive input for French (Belgium), German (Austria), Korean, Russian, Spanish (Mexico), and Turkish
•  Dictation support for Dutch (Belgium), English (Ireland, Philippines, South Africa), French (Belgium), German (Austria), and Spanish (Chile, Colombia)
•  Spell check for Finnish and Korean
•  Definition dictionary for Hindi, Norwegian and Swedish
•  Bilingual dictionary for French-English and German-English
•  New Japanese autocorrection and improved predictions and learning in QuickType
•  Option to switch between number systems for Arabic and Hindi

Enterprise & Education

•  Assign apps directly to iOS devices without needing to have an iTunes Store account configured
•  Improved calendar reliability for customers using Microsoft Exchange ActiveSync v16
•  Expanded Per App VPN support for the built-in IPSec and IKEv2 VPN clients
•  New networking controls for managed apps to help limit international data roaming costs
•  New restrictions to prevent changes to passcodes, device names and wallpapers, or to disable AirDrop on managed devices
•  Third party app extension support for VPN, advanced content filtering, and captive Wi-Fi networks 


•  Touch Accommodations provides additional touch control for those with physical motor limitations
•  Switch Control Recipes to customize features or create your own
•  Support for Siri Voices for VoiceOver users
•  Additional customization of AssistiveTouch
•  Hardware keyboard support for Key Repeat, Slow Keys and Sticky Keys
•  Improved MFi hearing aid audio routing to choose where audio is played
2 comments on original post
Al Remetch's profile photoBlair Warner's profile photo
Hhhmmm... You didn't say the magic words.
Add a comment...

Blair Warner

Shared publicly  - 
My daughter, who is in dental hygiene school, sent this to me - an insider joke. #humor #joke
Mercy Pokua's profile photoLynn Pineda's profile photoTara Lyn's profile photoWeb SEO and Design's profile photo
How quickly they learn to give advice +Blair Warner! You're right lucky you! How nice :)
Add a comment...

Blair Warner

Shared publicly  - 
Take a look at these top real estate articles. Good stuff!

Top Real Estate Articles to Recommend to Your Clients

There are literally thousands of real estate agents and mortgage lenders scattered across this great country. Many of them believe in providing solid information to their clients in order to help them make the best decision for their situation. We have gathered some of the best tips and instructions from top Real Estate Agents and presented them in the list below. 

Feel free to share this with any of your clients that are buying, selling or refinancing a home.

Listed articles via +Karen Highland +Debbie Drummond +Lynn Pineda +Kyle Hiscock +Bill Gassett +Andrew Fortune +Paul Sian +Anita Clark +Ryan Fitzgerald +Xavier De Buck

#RealEstate   #MortgageUpdated  
11 comments on original post
Luke Skar's profile photoHarlem express Inc's profile photo
Thanks for the share +Blair Warner. Shoot me an email when you get a chance and let me know what's up. I haven't heard from you in a while. I saw your comment on my post.
Add a comment...

Blair Warner

Shared publicly  - 

What changed in SEO in 2015
Slide Share

By +Eric Enge

Thanks for sharing +Mark Traphagen
What Changed in SEO in 2015?

Yesterday I had an hour long session at Pubcon, and I went through what I saw as the major changes to SEO in 2015.  Topics covered include:

* Mobile Search
* Building a Test Platform for SEO
* Hreflang Tags
* Twitter Indexation
* Rich Answers in Search (and How to Get Them)
* Using Social Media to Drive SEO
* What Types of Content Obtain Shares AND Links
* What It's Critical to Your Content Marketing Efforts to View the Web as an Ecosystem

Here is the full Powerpoint:
12 comments on original post
Eric Enge's profile photo
Thanks +Blair Warner!
Add a comment...

Blair Warner

Shared publicly  - 
Everyone is posting stuff about the first day of fall, but not here in Texas! Not even a hint. I am so looking forward to it!

LIM Media Group™'s profile photoAl Remetch's profile photoValerie Warner's profile photoBlair Warner's profile photo
Not quite sure I would call it fall, but it is getting a little bit cooler. Fancy seeing you over here on Google plus
Add a comment...

Blair Warner

Shared publicly  - 
Living a free flowing, creative life yet with conscious and intentional decisions and activity is an art as much as a skill. How do you do it? Tips? Thoughts?

#productive , yet #creative living #t
"Live through consciousness, not through emotion."

When you are intentional and conscious about how you spend your time, you get more of what is important to you done. When you are intentional and conscious about how you spend your money you get more of what you really want in life.

All too often we default into activities or purchases and as time goes on we wonder where the time or money went. Poof! It's gone. That is a terrible feeling!

When this happens with clients I hear them say that they are resisting structure. They want to be free to flow and not feel constricted. I get that! I'm a freedom-seeker too.

Here is the mindset shift: Having healthy boundaries GIVES you freedom. Being conscious about your choices ALLOWS you to live a life you absolutely love! There is a way to live with freedom and flow and still choose actions that are intentional. If you're curious about what that looks like, let's talk.
8 comments on original post
Add a comment...

Blair Warner

Shared publicly  - 
How do you teach a 16 year old to keep her room clean? She is the only one out of my 4 kids with this challenge.

I am seriously seeking any advice.

#parenting #lifeskills 
Victoria Tanriover's profile photoGeraldine G's profile photoBlair Warner's profile photoKathy Clulow - RE/MAX All-Stars Realty Inc's profile photo
Keep working on it +Blair Warner, there are some great suggestions here.
Add a comment...

Blair Warner

Shared publicly  - 
5 ways to have a more productive morning.

#productivity #tl #tr #todo
5. Do your most difficult, stressful tasks first.If you really want to make the most of your morning, don't waste it on easy tasks. Researchers at Stanford University have found that willpower is a resource that can get depleted as your day progresses and your energy drops. That means that it could become easier for you to get distracted, and harder to get things done. So prioritize: Make sure that you get your top to-do items done first thing in the morning, while your will is strong!
Whether you're a morning person or a night owl, these tricks will help you get the most out of the early hours.
3 comments on original post
Add a comment...

Blair Warner

Shared publicly  - 
Add a comment...
In his circles
4,848 people
Have him in circles
12,726 people
Leo Escobar's profile photo
Grant Leboff's profile photo
Sarah James's profile photo
from Romania's profile photo
Lori Apodaca's profile photo
Harriman Real Estate, LLC's profile photo
Jim Qode's profile photo
Garima Ozha's profile photo
Armin Gschnitzer's profile photo
On a very basic level, I help people with credit and debt challenges repair and improve their credit standing, reduce their debt and hopefully start a new lifestyle where they manage their debt and finances rather than it manage them. For business owners I guide and assist in creating credit in the business name as well as obtain business financing.
Credit specialist, marketing and social media enthusiast, entrepreneur, Mandarin speaker, blogger.
  • Upgrade My Credit - A Professional Credit Solutions Firm
    Head Dude/Credit Expert, 2006 - present
  • CityStar Mortgage
    Partner, 2005 - 2008
Contact Information
+1 817-886-0302
Father of 4 wonderful kids, founder and credit specialist at Upgrade My Credit. Social Media for the real estate and mortgage industries.
I need to take the time to fill in more here. 

Google + Timeline for ALL my posts.

Bragging rights
I speak Mandarin Chinese almost fluently (could be in a heartbeat if I moved back to Taiwan or China)
Basic Information
Looking for
Friends, Networking
Blair Warner's +1's are the things they like, agree with, or want to recommend.
Ello Is a Wake-Up Call for Social Media Marketing

Customers want their data -- and their attention -- treated with respect.

How does Facebook decide what to show in my news feed? | Technology | Th...

Controversial emotion study is a reminder that the social network's filters are constantly at work in the backgroundFacebook study breached

Rebecca Perl

Rebecca Perl is a singer/songwriter from the exotic tropical paradise we call Long Island, New York. Her music falls within the acoustic/lig

How to Make Your First Home Energy Efficient

Improve energy efficiency in your home with these tips, and maybe the FHA 203k loan and PowerSaver Grant.

Kim Crawford M.D. - Anti-Aging Doctor Florida

Anti-Aging Doctor Treating Hormonal Imbalances with BHRT such as HGH, Estrogen and Testosterone Replacement. Miami, Palm Beach, Vero Beach, Orlando, Florida. Free Consultation, Call: 772-559-2400

Michael's Awesome Circles

Circle , circles. sharing, Circlesharing, mbcirclesharing

Beats Music CEO On Why Delegating Is The Secret To Success

How do you manage tackling a new market? Trust your team and let talented people do what they do.

The Everlasting Man

Shop Google Play on the web. Purchase and enjoy instantly on your Android phone or tablet without the hassle of syncing.

Seth's Blog: Better than free

How do you compete with free? How does a wedding photographer or a travel agent—someone who used to make a good living performing a task tha

Upgrade My Credit Kansas City – KC Credit Repair | What Determines My Cr...

Your credit score affects everything from buying a new house to getting a student loan, and even determines insurance premiums and some job

4 Types of Referral Programs Every Business Needs

You need to keep your referral generation efforts front and center and build many and varied touchpoints along the customer referral journey

UberConference - Free Visual Conference Calls

UberConference provides a rich visual interface for conference calls. Simple, visual, and free to use, it's audio conferencing done right. E

8 Home Improvement Projects That Pay Off Big

Some of these can be DIY, but even if you have to hire a professional, you should recoup a large percentage of your investment when you sell

Seth's Blog: Marketing driven or Market driven?

A marketing-driven organization is run by the Marketing department. It revolves around what marketers do. A market-driven organization is dr

Napoli's Pizza & Fresh Pasta

Napoli's Pizza & Fresh Pasta hasn't shared anything on this page with you.

Seth's Blog: Different or remarkable?

Differentation by marketers has a long and obvious history. When you see competition, you differentiate. Buy mine, I can prove it is differe

Seth's Blog: "I get it"

No need to read the whole book, I can just glance over the Cliffs Notes... I get it. I don't need to hear your whole pitch, just show me the

Very relaxed and friendly atmosphere. The doctor was very patient and didn't seem rushed. The staff answered all my questions, and I'm pretty thorough .
Public - a month ago
reviewed a month ago
I have been eating at Panda House in Arlington, Texas near UT Arlington for 25 years. Don't let the "hole-n-the-wall" look deter you. In fact, the hole-n-the-walls are often the best, and Panda House is one of those. The food is fresh, tasty, and the service is impeccable. It is family run by Chinese, and they have perfected the Chinese dishes for American tastes. If this is not enough, you will love the prices. Lunch items all under $6.00 for plenty of food. Check them out, and tell them Blair sent you. :)
• • •
Public - a year ago
reviewed a year ago
While my son and I were in Colorado we visited Estes Park, and after a long day of hiking, visiting shops, I wanted to just sit a while, and I didn't want to go, well, that other coffee shop. I found Kind Coffee and loved it. Behind the store is a beautiful patio next to a flowing river. Their service was very friendly, and I especially liked their Dark Roast. It is very favorable and full bodied, but without the normal bitter or burnt taste often accompanying bold coffees. Check it out if you are in Estes Park.
• • •
Food: ExcellentDecor: ExcellentService: Excellent
Public - 3 years ago
reviewed 3 years ago
It's is always a little loud, but the food and service more than make up for it. You can't go wrong with Pappadeax's
Food: ExcellentDecor: Very GoodService: Excellent
Public - 3 years ago
reviewed 3 years ago
7 reviews
My honest take on Napoli's is that the food is great, but the service is just a little too, what shall I say, laid back. The wait was longer than usual, and the servers didn't seem like we, the customers, were her priority. Other than that, if you want some great Italian style pasta in Mansfield, this mom and pop place is the place to go.
Public - 2 years ago
reviewed 2 years ago
I have not used Steve directly for a mortgage or financial advice, but I can say that his and his team's knowledge and resources available for consumers are excellence par none. If you want to know anything about the current mortgage world, especially in North Carolina, don't hesitate to ask him. He can help.
Public - 3 years ago
reviewed 3 years ago
These guys know there stuff, and I would recommend them in a heartbeat. They local, not a chain, and give you personalized, quality service. Check them before you go to the franchised shops like Quick Signs or SignARama etc.
Quality: ExcellentAppeal: ExcellentService: Excellent
Public - 3 years ago
reviewed 3 years ago