Profile

Cover photo
Bill Haworth
143 followers|237,528 views
AboutPostsPhotosYouTube

Stream

Bill Haworth

Discussion  - 
 
Everyone enjoy their hour of 5x rep and 2x credits yesterday? (there's still 2x rep on top of first of day fight bonuses until the 16th) I did, but it took me a while to realize that the Leopard 1A5 is currently the worst tank in the game, sell it off at a ruinous discount from what I bought it for, and purchase a T-72 Ural instead.

How bad is the Leopard 1A5? At tier 5, this tank often gets into tier 7 games where it gets penned from any angle by everything because the armor is crap, even though the tank is classified as an MBT. But the Leopards aren't heavily armored, they're fast and maneuverable, that's their protection. Not the 1A5, it may be faster than the British Chieftain, but it's not fast, not like the Leopard 1 or the OF-40, its two predecessors. And the gun... if I described a tank that had no armor and no fantastic speed, you would hope the gun would be able to pen everything from across the map at any angle, but no, it's no better in penetration and damage than everything else at this tier, and slower on the reload than almost everything else.

So the Leopard 1A5 - too lightly armored to be a MBT, too slow to be a light tank, not enough gun to be a TD, and can't carry troops so it's not an AFV. I got it! The 1A5 is the worst, shortest ranged artillery in the game!

The T-72 Ural, by the way, is a great tank. Skip the 1A5 until you have everything else in tier 5 unlocked and just have to have the Leopard 2, or wait until they rebalance it. 
1
Add a comment...

Bill Haworth

Shared publicly  - 
 
The wife and I have been watching the Vikings TV show on Amazon Prime, and it took us almost the entire 3 seasons that are currently out to realize that this show is based on the legends of a Viking chieftain named Ragnar Lothbrok (main character of the show). I used to be a medieval recreator (and the wife still dabbles), so you'd think we would already have a passing familiarity with the story, but no, sorry, we were clueless.

The best part of the legend of Ragnar Lothbrok? One of his sons was named Ubba. No, not Bubba, but Ubba. Now I wanna see one of you SCA guys out there take Ubba as your Medieval name, because I would have been hard pressed to pass up Ubba for Wilhelm when I was picking my SCA nom de guerre.




Think about it - Ubba. Almost makes me want to get back in. No, I'm not getting back into the hobby, but it almost does.
3
Add a comment...

Bill Haworth

Discussion  - 
 
Big XP and $$$ bonuses for playing this upcoming weekend, and I think they're also dropping the next big patch (v.13, https://aw.my.com/us/news/general/introducing-chinese-vehicles) which adds the third dealer, the Chinese/Asian/PanPacific dealer, as well as new tanks. Hope to see you tankers out there this weekend!
This weekend, the Bear of the Arms Market himself, Marat Shishkin, invites the best mercenaries to his Grand Bear Invitational event with fabulous prizes!
1
Add a comment...

Bill Haworth

Discussion  - 
 
Ahem

Students, please attend to Professor Jingle's lesson in the video below. 

And it doesn't matter what PvE map you're on, ALWAYS ASK YOUR TEAMMATES IF THEY'RE READY BEFORE YOU START THE CAP.

Keep your barrel clean and happy hunting.
2
Add a comment...

Bill Haworth

Discussion  - 
 
For those of you new to our little game, let me explain something about PvE - the goal is either to defend a capture circle from the bad guys, or it is to capture a circle from the bad guys. If your job is to capture a point from the bad guys, remember this - you don't get any points for capturing the capture point. You get experience points and credits for doing damage to enemy tanks, blowing up enemy tanks, and spotting enemy tanks while the rest of your team blows them up. And most of the capture PvE maps have a finite number of enemy tanks on the board/in the spawn pool, so if you kill all of them, you can also win that way.

Keeping all of that in mind, do us all a favor and stay off the cap circle until about the 3 minute mark. If you've already lost a few of your friends and you're low on health, fine, 5 minute mark. But if there's any more time on the clock than that, get out of the cap circle and go hunting tanks.

And unless time is just boiling away and you might not have enough to cap by yourself, take a few seconds and verify with the rest of your team that everyone is ready for the cap to be started. On most maps, someone crossing the cap line for even half a second spawns a bunch of enemy tanks, and it's considered rude to do that when no one else is in position to face the final rush.


This has been your IronRabbit PSA for the day. Keep your cannons clean and your armor angled!
1
Add a comment...

Bill Haworth

Discussion  - 
 
Just got my notification that Intercept Orbit has entered into the USPS system and will be in my possession in the near future. Looking forward to it!
5
Raymond Bull's profile photo
 
I've received my notice as well.
Add a comment...

Bill Haworth

Discussion  - 
 
"I surrender, I surrender! You have me, adventurers, you have finally defeated me. What are you to do with me? Hold me in a volcano prison? An ice cage in the frozen wastes? A deserted island far out to sea?"

"No," she said, cocking her crossbow one last time. "You will just escape from one of those, and they are far too expensive. No, our solution is far more simple, and final." TUNG




Can you tell my 7 year old has been watching Kung Fu Panda and the 3rd season of The Legend of Korra lately? Has it ever struck anybody else that if someone is so utterly dangerous that your society decides the only punishment fit to keep them from destroying said society is to be placed in a prison so utterly remote and dangerous it must cost a significant portion of that society's GNP, wouldn't they instead just decide to enact a little capital punishment and skip the prison part? I know, I know, it's interesting (maybe not always good, but interesting) storytelling, and I'm throwing too much fact and logic at the fantasy trope, but it makes me chuckle to throw it on its head like that. 
2
Brian Haag's profile photoBill Haworth's profile photo
2 comments
 
There is that trope (or aspect to the trope), but those otherwise unkillables tend to be imprisoned in other things - a rare gem, a locked box at the bottom of a deep, dark hole, etc - something that doesn't take guards. They do still tend to escape, usually because they have used their eldritch powers to give the mighty adventurers misleading information so they release said traditionally unkillable horror back into the world, and have to go right the wrong they have unwittingly released.

That aspect of the trope is more understandable - they don't have the knowledge or the means to permanently end this menace to their society, so they do the only thing they can. 
Add a comment...
Have him in circles
143 people
Alan Gliniak's profile photo
Kyle Kenner's profile photo
Alex Cameron's profile photo
Ethan Harper's profile photo
Christian O'Bryant's profile photo
James Hayes's profile photo
Kevin Sheil's profile photo
Michael Raichelson's profile photo
clunt nancy's profile photo

Communities

11 communities

Bill Haworth

Shared publicly  - 
 
Overheard at my office:

"So, it's a zombie movie."
"No, Deadpool is not a zombie movie."
"Yes it is - he can't die even though he keeps getting shot and stabbed, and he looks awful."
"Wow, Deadpool made zombies cool before Walking Dead came out."
1
Add a comment...

Bill Haworth

Shared publicly  - 
 
Been trying to get on top of my finances lately so we can start socking away more for our retirement years, and the big one on my list was to get our home mortgage refinanced. Our original mortgage was a 30 year FHA loan (with all the attendant extra monthly charges) at 4.5%. After two months of struggle and back and forth, finally got it refinanced to a 15 year non-FHA loan (automatically saving a couple of hundred each month there) at 3.5%. I'm going to have our current home paid off in the next decade, easy, as the new loan already has me paying more principal than interest from day one.

The thing that struck me was that, yes, there was a lot of paperwork involved, but not all that much. Come on, I work Human Resources for the Army, I've been involved with massive piles of paperwork that make this set look rather weak. This process should not have taken 2 months (especially since the mortgage company's dithering cost me $200 on an inspection when the county got declared a flood zone), it should have taken a week or two at the most. But that's pretty much the entire banking industry for you - the only thing they'll do on time and in full is demand payment. Never forget that.

Why the interest in socking away money? I'm turning 40 in a couple of months, I've got less than 9 years 'til I can retire from the Guard, and my knees have already announced that I'm wearing out, so I'm feeling the mid-life crisis pinch of getting ready to leave the workforce. Plus, I've been reading various early retirement blogs (particularly Mr Money Mustache, linked below) and while I don't want to necessarily retire in the next 10 years, having the option to walk away from any job in the full knowledge that I'm set 'til the end of time has a certain appeal to me. I look back at my life and think of all the wasted opportunities... ah well, no time to start saving like the present.

What really gets me though is my coworkers - several of them are close to retiring, and exactly none of them have a handle on their finances. Questionable vehicle purchases (if the car's still running, you shouldn't be looking at replacing it just because you have it finally paid off), home mortgages at very high interest rates and paying more interest than principal each month, complaining about not having enough money or a good credit score while making dubious purchases and running up even more credit card bills, and none making any retirement savings contributions beyond a paltry sum in their TSP (the government's version of a 401k) every paycheck. I'm by far not where I'd like to be, but am a paragon of good fiduciary practice compared to my coworkers. 
Early Retirement through Badassity
2
Clayton Neff's profile photoBill Haworth's profile photo
2 comments
 
That's an idea, thanks for the share!
Add a comment...

Bill Haworth

Discussion  - 
 
Look what arrived in the mail (yesterday, been a lazy weekend).
17
Chris “HyveMynd” Stone-Bush's profile photoRaymond Bull's profile photoRobert Slaughter's profile photoPhaust Mesphistopheles's profile photo
8 comments
 
iam so jealous... :-(
Add a comment...

Bill Haworth

Shared publicly  - 
 
"I'm with the government, I can't pay people what they're worth."

Amen, Brother Tayler, amen. And I think that's true in both directions - I see so many of my coworkers who work above and beyond their pay grade, and so many of my coworkers who aren't coming close to earning what they're being paid.
1
Add a comment...

Bill Haworth

Shared publicly  - 
 
Everyone at work is all atwitter about the Powerball hitting a projected $1.3billion (with a B) jackpot this Wednesday. My office only buys lottery tickets as a pool when the jackpot hits $300million (with a still impressive M) and I pitch in my $2 along with everyone else. Why? Definitely not because I think we'll win, because I can do math, but because if they do, somehow, manage to beat the odds and win, I don't want to be the only one in the office who has to keep working (because yes, the Army Guard would expect me to cover down on everyone else's job while they spent the next 2 months replacing everyone who had left). But still, it would be nice to win.

My lady wife asked me tonight if we should buy some tickets of our own on the side so we had a chance of winning the big prize all by ourselves, and I said no, we're not doing that. We're not throwing away the money on not winning, and even if we did win, I'm not putting up with the headache of having my coworkers sue me for a portion of the pot (I'd just give them some of it anyway, but there's always one in the crowd who'd serve papers because they wanted more). Plus, we're not increasing our chances by all that much, and if the office does win, it's plenty, PLENTY enough for us for the rest of our lives. Why? Investments.

Say you put a paltry (paltry, he says!) sum of $1million in a decent index fund (Vanguard's VTI fund comes immediately to mind: https://personal.vanguard.com/us/funds/snapshot?FundId=0970&FundIntExt=INT), you're looking at an average of $30,000, annually, coming out of those million little soldiers going in every day and working really hard for you (while you do nothing extra yourself). If my office wins at the current estimate (remember it's estimated at $1.3billion, people are going nuts for it, so it could be $2billion by the time of the drawing, but let's stick with $1.3B), after cash payout (a dollar today is always worth more than a dollar tomorrow, take the cash payout), splitting between the 13 people in the pool, and paying taxes to the government, that's somewhere in the neighborhood of $37million. 37 times $30,000 annually comes out to a little over $1.1million annually.

Yeah, my family can exist on $1.1million annual income. Hell, after paying off the house (our only outstanding debt), we'd narrow that outflow down to $100,000 annual and roll the other million back into the market, which just increases the rate of which we accrue money. Yes, toys would be bought (I've got a car project or two, plus a workshop/garage space in mind), but not more than $100,000 a year, and definitely not more than $37M at one go.




DISCLAIMER I am not an investment expert, nor can I predict the future, invest at your own risk, past market performance does not equal future market returns, blah blah blah. Yes, I used a 3% increase in invested funds. Why? Over the entire life of the stock market, investments gain 3% annually, on average. Some years it gains double digits worth of growth, and other years it loses, but on average it gains 3% annually. Best investment strategy? Go for a good mix of index funds, dividend funds, stocks, bonds, hard commodities and soft commodities, and let it sit there. Don't move it around much. Take out only what you need, when you need it, and forget it exists the rest of the time. Are lottery tickets good investments? No no never ever, not even when the jackpot hits over $1B.
This exchange-traded fund (ETF) profile of Total Stock Market ETF provides details such as theETF objective, cumulative total returns, expense ratio, style, and manager information. You can also learn who should invest in this ETF.
1
Add a comment...
People
Have him in circles
143 people
Alan Gliniak's profile photo
Kyle Kenner's profile photo
Alex Cameron's profile photo
Ethan Harper's profile photo
Christian O'Bryant's profile photo
James Hayes's profile photo
Kevin Sheil's profile photo
Michael Raichelson's profile photo
clunt nancy's profile photo
Communities
11 communities
Basic Information
Gender
Male
Other names
Wild Bill, usagi_tetsu, Tetsu_no_Usagi, Wilhelm von Arnsburg
Story
Tagline
William "Bill" Haworth
Introduction
Human resources clerk in the Missouri Army Guard, avid paintball player, former medieval recreator with the Society for Creative Anachronism, and generally friendly guy.
Collections Bill is following
Links