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Bill Hardekopf
Works at Lowcards.com
Lives in Birmingham, Alabama
35 followers|22,137 views
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Bill Hardekopf

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Consumers are using prepaid cards as a way to stay out of credit card debt, control their spending, make purchases online and avoid overdrafts. 

#PrepaidCards   #ControllingDebt  
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Bill Hardekopf

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In case you missed it, did you check for unauthorized $9.84 charge appear on your account?

#CreditCardScams   #CreditCardNews  
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Bill Hardekopf

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Pay attention to the data breach notices because it is becoming more likely that you will be a victim of identity fraud.

Originally posted on +Lowcards.com 

#IdentityFraud #ProtectingYourFinances 
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Bill Hardekopf

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Pros and Cons of paying your taxes with a credit card ... 

Originally posted on +Lowcards.com 

#PayingTaxes   #UsingCreditCards  
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When news first broke about the +Neiman Marcus credit card hack, the company estimated that as many as 1.1 million cardholders could have been affected. New information suggests that the hack may not have been as widespread as once feared.

#CreditCardHack   #DataBreach  
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The recent data thefts at Target and Neiman Marcus that have affected millions may force the long-overdue change on the credit card industry -- moving to more secure EMV credit cards.
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Bill Hardekopf

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Many people opt for an emergency credit card for their teenager, but this may not be the wisest choice. As a parent, you have a number of financial options. Which one you choose will depend primarily on costs and the financial responsibility of your teenager. That is a decision that only you can assess.

#TeensAndCreditCards   #CreditCards  
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Bill Hardekopf

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Despite carrying fewer cards and charging less, Millennials still struggle with their credit score.  

Read why as posted originally on +Lowcards.com 

#MillenialsAndCreditCards   #CreditCardNews  
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Bill Hardekopf

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Why are so many Americans who have bank accounts using prepaid cards? To monitor and budget their finances. Instead of having an unlimited source of money from a bank account, users can deposit a limited amount of money onto a prepaid card to ensure they keep their spending to a minimum.

Originally posted on +Lowcards.com 

#PrepaidCards   #Budgeting  
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Bill Hardekopf

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Airlines are now rewarding how much members spend rather than just the number of miles they accumulate.

#FrequentFlierPrograms  

via +Lowcards.com 
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Bill Hardekopf

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The FakePlastic.net site was used by criminals known as “carding” or “cash out” crews. These crews buy stolen card numbers which are typically obtained through a hacking or skimming operation, such as installing a specialized skimmer in an ATM machine or point-of-sale terminal. The stolen data is then imprinted on a blank card and used to make unauthorized transactions on the accounts of unsuspecting card customers.
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Bill Hardekopf

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Thieves typically put through transactions under $10 on stolen credit cards to see if those card numbers are still active accounts. If those small transactions go through, the criminals can then make larger purchases.
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Have him in circles
35 people
Dollar Bits's profile photo
Natalie Rutledge's profile photo
Advance Info's profile photo
Keith Judd's profile photo
FinTech Guru's profile photo
John Oldshue's profile photo
Taiye Ebietomere's profile photo
Tori Black's profile photo
Paul Ritz's profile photo
Work
Occupation
CEO at Lowcards.com
Skills
providing credit card information, media contact
Employment
  • Lowcards.com
    Co-Founder, present
    LowCards.com is the leading consumer resource for credit card information. For over eleven years we have been researching thousands of credit card offers and rates to find the best credit cards. We provide two valuable resources: a list of the top cards in each of the credit card categories along with an unbiased opinion on every card; and the Complete Credit Card Index where you will find the current rates of all 1060+ credit cards available in the United States.
Basic Information
Gender
Male
Looking for
Networking
Other names
Bill H, Bill Lowcards, Lowcards.com
Story
Tagline
Co-Founder at Lowcards.com
Introduction
I have been involved in finance for over 12 years, with frequent contributions to Forbes, The Street and The Christian Science Monitor.  As one of the Co-Founders of Lowcards.com, I work with members of the media to provide reliable information about the credit card industry.
Places
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Currently
Birmingham, Alabama
Contact Information
Home
Phone
205-985-9725
Email
Address
2070 Valleydale Road Suite #2 Birmingham, Alabama 35244
Work
Phone
205-985-9725
Email
Address
2070 Valleydale Road Suite #2 Birmingham, Alabama 35244