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Ben Edwards
Works at Money Smart Life
Attended Keller Graduate School
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Ben Edwards

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Why we save (a kids perspective). My son bought this Lego set yesterday for his friend's b-day party this weekend.

He decides its so cool that he wants to keep it for himself so my wife says he can keep it if he pays her back (thinking that will deter him).

After some thought he calls her bluff and empties his piggy bank he's been filling up all summer. After helping him put together his plane I asked him "was it worth it"?

Without hesitation, with total conviction, he says "Yes! Dad, that is why we save".

Hopefully as he gets older he'll graduate from Legos to more practical things but when you're in 1st grade I guess Legos make the cut. Of course, now we have to go buy another present for his party tomorrow...


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Que lindo sei que essa crianca e abecoada por Deus .......
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Ben Edwards

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Tomorrow I'm doing a Self-Publishing Q&A google hangout in preparation for the upcoming FinCon panel. You're invited!

If you're thinking about or in the middle of self publishing a book then this Q&A is for you.  See you there!
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Bring your questions about self publishing a book. 

FinCon is almost here and we're getting ready for our panel on publishing your own book. We want to know what questions you have about getting your book onto Amazon or other publishing platform.

I'll answer any questions I can on the Hangout and those I can't we'll address at the FinCon panel in October.

See you on Thursday, bring your questions!
Pre Conference - Self Publishing Q&A
Thu, September 12, 2013, 12:00 PM EDT
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Kind of cool that my son will be getting the same Star Wars toy for Christmas this year that I unwrapped 30 years ago.
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My son would love this! Where did you get this?
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Fun, maybe, but I don't see this being a part of a retirement plan. Like Daniel asked, what is the advantage?
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I love a good head-to-head post - debt snowball vs debt snowflaking http://moneysmartlife.com/debt-snowball-vs-debt-snowflaking/
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Great post!  I think both methods work well.  The main point is to have a written plan that you stick to.  If you don't have it written down and it's just an idea in your head, it just won't work.

There's something about a written plan that helps you to keep on track and change behavior much better than just flying by the seat of your pants.

I've always been a big advocate of the debt snowball.  Except I decided to start calling it the "Debt Rocket".  I recently wrote a post in my "How Do You Get Out of Debt?" series that shows how to put together a great plan, why I call it by a different name, and provides downloadable forms to make your own customized plan.  

If you're interested you can check it out here:  http://www.cfinancialfreedom.com/CFFwordpress/how-do-you-get-out-of-debt-part-4-the-debt-rocket/
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<a class='ot-hashtag' href='https://plus.google.com/s/%23hangoutsonair'>#hangoutsonair</a>Linsey Knerl, John Frainee, Glen Craig, Miranda Marquit, Kraig Mathias, Philip Taylor, Gary Foreman, Andrea Travillian, Doug Nordman, Roger Wohlner, Peter Anderson, Gregory Go, Ben Smith, and Cindy Kang
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<a class='ot-hashtag' href='https://plus.google.com/s/%23hangoutsonair'>#hangoutsonair</a>Linsey Knerl and John Frainee
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happy friday all!
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End of the year means performance reviews are coming up, here are 10 ways to get ahead at work - http://moneysmartlife.com/get-ahead-at-work/
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If you lose your wallet during the holiday shopping rush, here are some tips to help protect your debit card http://moneysmartlife.com/what-to-do-about-a-stolen-debit-card/
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I think spending less than you earn is one of the biggest challenges for people fighting with debt. Messing that one up makes it hard to stick to the other three http://moneysmartlife.com/keys-to-getting-out-of-debt/
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I hate it when people ask me to fax them something, mine as well ask me to send it using a telegraph or carrier pigeon
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Truer words were never spoken :).
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In his circles
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Have him in circles
967 people
Matt Jabs's profile photo
KC Beavers's profile photo
Lianheshengxin lianhe's profile photo
smith sean's profile photo
Steven Zussino's profile photo
Ruben Ruiz's profile photo
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Work
Employment
  • Money Smart Life
    Founder, 2006 - present
Basic Information
Gender
Male
Story
Tagline
Web creator making cool things for you.
Introduction
Hi, I've spent the last several years writing about personal finance online (MoneySmartLife.com) and in a book (DebtHero.net). I also build web software so I created a tool for bloggers, consultants, and business owners who want to self-publish a book (VirtualBookCoach.com).
Education
  • Keller Graduate School
    Project Management, 2002 - 2006