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Behavior Gap

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How can people with the least often end up the most content? http://bgap.co/2jsuqu6
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Behavior Gap

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Want to last as a real financial advisor? Then you need to pay attention to what you eat. More from the Below the Waterline series. http://bgap.co/2hEiqqt
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Behavior Gap

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Fear & the Little Old Man: A field report from my travels to India. Many of our fears are projections of something that may or may not happen in the future. http://bgap.co/2jbSKmi
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Behavior Gap

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The concept of retirement, as we understand it today, is completely outdated. It's time to retire the idea of retirement as we know it. http://bgap.co/2hOdNqQ
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Behavior Gap

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Start Moving - Why Exercise is Critical for Real Financial Advisors: It's a small, even simple, thing, but the right kind of exercise can increase our tolerance for uncertainty. http://bgap.co/2gWHkP8
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Behavior Gap

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The concept of retirement, as we understand it today, is completely outdated. Wait a minute, did I say completely outdated? I mean completely, ridiculously, totally, absurdly outdated. http://bgap.co/2hG5Kw2
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Behavior Gap

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It’s important to remember that having the option to think about how you spend your time is a luxury many people can’t afford. http://bgap.co/2k4iOAA
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Behavior Gap

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Seek out experiences & conversations that challenge how you see the world. Don't let your experience & what you think you know blind you to what happens elsewhere. http://bgap.co/2ixVgDP
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Behavior Gap

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You Probably Need More (and Better) Sleep: It starts with prioritizing your attention and putting a priority on getting sleep. http://bgap.co/2hBlZLA
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Behavior Gap

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We shouldn’t rely on luck, but let’s stop kicking it in the teeth when it does show up. Go ahead. Practice saying out loud, “I am very, very lucky.” http://bgap.co/2j7VReY
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Behavior Gap

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No matter where I go, I'm reminded that real advisors all over the world are doing the hard of helping their clients get clear about money and their behavior. http://bgap.co/2jfhCXr
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Behavior Gap

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We shouldn’t rely on luck, but let’s stop kicking it in the teeth when it does show up. We still need to work hard, learn more and dare to play in traffic. http://bgap.co/2iwiA0H
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Helping People Make Better Decisions About Money
Introduction

Using a Sharpie and a piece of card stock, Carl Richards captures complex financial ideas in simple, easy-to-understand sketches.

In January 2012, Portfolio/Penguin will publish Carl’s first book, Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money (affiliate link).

In addition, Carl is a contributor to the New York Times and  Morningstar Advisor. Each month, Carl publishes a newsletter (sign up and you’ll receive 4 digital Behavior Gap sketches—FREE) that includes exclusive content and offers for subscribers. You can keep up with Carl’s latest news on Twitter and Facebook.

A CERTIFIED FINANCIAL PLANNER™, Carl is also the founder of Prasada Capital Management (previously Clearwater Wealth Management). A portfolio design firm, Prasada serves a select group of individuals and families. Prasada’s clients share two objectives: to not lose money and to enjoy their lives to the fullest.

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