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Beating Broke

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Keeping up with the Joneses is bad.  We know that.  From a financial perspective, we spend a great deal of our time overcoming the green monster called envy in order to keep our lives in some semblance of financial order.  We know the Joneses down the…
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Beating Broke

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One of the joys of getting married and having kids is that you then must face your own demise.  The poet Donald Hall wrote about this in his poem, “My Son, My Executioner” stating, as a man and his wife look down on their newborn son, “We twenty two and…
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Beating Broke

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It’s been a long, hard winter.  In Chicago, this winter ranks as the third snowiest on record, and the temperatures have been bitterly cold.  Of course, we’re not alone; much of the country has felt the same pain. Finally getting some warm, sunny days and…
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Beating Broke

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It’s March.  And, besides making a whole lot of green food dye makers solvent for another year, it’s also the month that kicks off a certain basketball tournament.  You’ve probably heard of it.  ;)  Everyone has their favorites, and some like to create…
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Beating Broke

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I have some bad news for you. If you’re waiting on someone to show up at your door ala Publisher’s Clearinghouse and hand you a big cardboard check that will solve all of your financial problems it’s not going to happen.  No one is going to save you from…
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Have them in circles
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Beating Broke

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Everyone should have a rainy day cash fund.  Not an emergency fund.  Although, you should have one of those as well.  No, a rainy day cash fund should be exactly that.  Cash.  Easily accessible, and easily spendable. Ahhh!  Did he just say “easily…
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Beating Broke

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Each and every year, for the last several years, I’ve said that I plan on finding a space for a compost heap and create one.  Several years ago, I went so far as to take all of the grass trimmings and garden trimmings and dump them into a pile in the back…
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I recently found an interesting calculator (Via Lifehacker, via MIT), called the Living Wage Calculator.  The smart folks over at MIT put it together to”provide a minimum estimate of the cost of living for low wage families.” Normally, when I see one of…
What is a living wage? A better question might be, is a living wage realistic?
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Spring is finally here.  The sun is shining a little brighter (and warmer too), and the ground is starting to warm up.  And with all of that, those of us who garden are beginning to get a little antsy to start putting seeds and plants in the ground and…
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Beating Broke

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Unless you’ve been living under a rock, you’ve heard the term Bitcoin being talked about a lot.  A whole lot.  And, depending on who you listen to, it’s being called an impending disaster or the next greatest thing to hit the world of commerce. What is…
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Have them in circles
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A Personal Finance Blog dedicated to helping people eliminate debt, and Beat Broke