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Beating Broke

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Besides your home, one of the biggest expenses you will face is purchasing a car.  Unlike a home, cars do not appreciate.  They are a depreciating asset that lasts for a finite period.  Choosing the correct type of car within the price range you can…
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Beating Broke

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When you’re trying to save money, making a monthly payment on an insurance policy you never seem to use can feel like a waste. While it does add a little extra to your budget, there are a few insurance policies that can prevent you from major financial…
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Beating Broke

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When is the best time to downsize your life? How do you know when the time is right? For some people, the idea of downsizing their homes never quite crosses their minds. Others can’t wait until it’s time to downsize and would rather do it sooner than…
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Beating Broke

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Have you been in this situation before? You want to start a diet and shed a few pounds, but you decide, since it’s November already, you should just wait until after the holidays.  You tell yourself you’ll have a fresh start January 1st.  New year, new…
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Beating Broke

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I’ve written about cigarettes and smoking in an offhanded way a few times here.  It doesn’t take an accountant to tell you how expensive of a habit it can be.  I was smoking about a half pack a day.  Sometimes more, sometimes less.  Now, I save money with…
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Beating Broke

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Our house came with a homeowners’ warranty.  The realtor we worked with, noting that our air conditioning unit was 18 years old, told us to make sure to keep up with the warranty because that would cover the cost of replacement on our central air unit. At…
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Beating Broke

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Valentine’s Day is typically an adult holiday, but kids like to get in on the action by exchanging Valentine’s Day cards and candy with friends.  As their parent, you can also make Valentine’s Day a special holiday for kids.  Best of all, having a fun,…
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Beating Broke

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Besides your mortgage, your grocery bill may be your next largest expense.  Of course, you usually can’t alter your mortgage payment, but with some planning and strategizing, you can alter the amount you spend at the grocery store and save on groceries. A…
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Beating Broke

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When you’re in debt, it’s easy to be hard on yourself. You shouldn’t have let yourself go into so much debt.  You weren’t smart with your money.  You’re not paying off the debt fast enough.  On and on we berate ourselves. It’s even easier to do this at…
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Millennials are doing things differently than previous generations, especially when it comes to homeownership. Compared to just a couple decades ago, first-time home buyers today are delaying home purchases and renting for longer – and most are…
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We all love a good deal, right?  There’s nothing better than paying $2.40 for a pair of kids’ shorts that retail for $16 or paying $0.25 for Christmas wrapping paper at an after Christmas sale when it would cost you $2 or more to buy it new. After all,…
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The average cell phone bill is $139 a month, and according to a study completed by Validas in 2011, 80% of cell phone users are overpaying by $200 a year. My cell phone bill is $90 a month for four phones. Now I will admit that we don’t have smart phones…
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110 people
Have them in circles
331 people
Internet, Technology and Security Review's profile photo
Donna vicky's profile photo
Deacon Hayes's profile photo
Robert Farrington's profile photo
Michael Bovee's profile photo
Fred Holmes's profile photo
Subir Kumar Ghosh's profile photo
Jon Elder's profile photo
Young Thrifty's profile photo
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A Personal Finance Blog dedicated to helping people eliminate debt, and Beat Broke