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Ashley Shepherd
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Ashley Shepherd

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It certainly pays to check regularly just how much you are paying on your energy bills and to consider switching supplier if you are able to find a more attractive deal elsewhere.

According to a story in the newspaper Western Daily Press on the 12th of May 2016, customers throughout the country may be paying a staggering £4billion a year more than they need to during the course of any single year. The reason appears to be a simple question of inertia, with many consumers failing to review their current energy deals, comparing what alternatives are on offer and switching, where appropriate, to a different supplier or different tariff.

http://www.over50choices.co.uk/community/ashleys-blog/postid/317/are-you-spending-more-than-you-need-to-on-energy
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Ashley Shepherd
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I've been quoted in the FT online today and in the paper tomorrow

“It’s about taking the financial burden away from your family,” says Ashley Shepherd, managing director at Over50choices, a comparison site specialising in funeral planning. “We’ve seen a big growth in people choosing this option over the last couple of years, and I think that’s in part because death has become less taboo and is now a much more mainstream part of financial planning.

“It’s also grown because people are realising that with interest rates so low, and with yearly funeral inflation around 6 per cent, it’s a good place to put your money if you don’t readily need it. You’re getting a better return, and saving your loved ones from the burden.”
Few businesses have as reliable an income stream as funeral directors. But profits at the biggest British undertakers have risen particularly sharply in recent months — and not just because of a soaring death rate. Last week The Co-operative Group
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Ashley Shepherd
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A shocking news article on the AOL website recently revealed that a staggering £576m has been borrowed in the form of payday loans to pay for loved ones’ funerals over the past 5 years
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Ashley Shepherd

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Compare the#bestenergydeals and you could save money!

It only takes a few minutes to compare quotes once you have your existing energy bills too hand.

And then all you have to do is decide on which company and tariff you prefer.
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Ashley Shepherd

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The good news is that according to research we are going to live longer, the bad news is that it will cost more to die unless you plan ahead and mitigate these rising costs.
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Ashley Shepherd

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I guess not? It's strange isn't it that we plan almost everything else in our lives, but the one sure thing doesn't get a look in! Firstly, most of us think we are invincible and will live forever and certainly if you are under 60 years of age it seems so far off that it's not worth thinking about. The average life expectancy in the UK if you are aged 50 today is 86 for men and 89 for women, being 53 myself I was quite impressed that I cou...
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Ashley Shepherd

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Funeral plans are a simple and easy to understand financial product that buys you a funeral ready for when the time comes. Unlike insurance products that replace a lost item or provide a cash sum in the event of death, funeral plans provide a set of services that will be carried out for an event that is guaranteed to happen - you just don't know when.

Paying for your funeral in advance makes good sense, financially and emotionally for your family, but the shocking truth is that most people don't pre-arrange their funeral and often leaving the family to pick up the bill and second guess what type of funeral you would have wanted.

You probably didn't or wouldn't allow your family to arrange your wedding, so why leave it to them to arrange something that is much more stressful?

The second shocking truth, is that funerals aren't cheap and that funeral inflation has been rising at over 6% a year since 1980, that's way above retail price inflation (RPI). In 2004 the average cost of a funeral was £1,920 and today it's £3,702 and should it continue at this rate they will cost nearly £6,500 in just 10 years time.

Read more....
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Ashley Shepherd
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Whether or not the NHS is in terminal crisis remains to be seen, but hardly a week goes by without some bad news or other. Most recently, this has involved an especially acrimonious dispute involving young doctors.


The Independent newspaper carried a story on the 27th of April 2016, claiming that the NHS is being funded “on a wing and a prayer”, whilst at the same time trying to find £22 billion in so-called efficiency savings.

This is the uncomfortable – not to say extremely worrying – concern of any patient on a typically long waiting list for necessary treatment.
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“What do you call the bit after the funeral when refreshments are laid on for the mourners?” is a question families often ask.

I always suggest that if they need to call it anything then call it a ‘gathering’. Or just say that after the service everyone is warmly invited to join them for refreshments at so-and-so venue
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You are probably aware of the need for appropriate travel insurance whenever you go away, whether for a short city break or a longer holiday.

But do you simply buy the travel provider’s insurance at the time you book your holiday – or do you do what we consider is the sensible thing and compare the market for travel insurance? 
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Have him in circles
135 people
Key Retirement's profile photo
janeliya rozario's profile photo
Safe Hands Plans's profile photo
Abi Hector's profile photo
Paul Tovey's profile photo
Insurance Direct Canada's profile photo
Painless Processing's profile photo
Bobatoo's profile photo
Chris Herath's profile photo
Basic Information
Gender
Male
Story
Tagline
Over 50s personal finance expert
Introduction
After 30 years of corporate life in financial services, I set up Over50choices: an online company for the Over 50s giving them choices to help make better decisions.

We offer a wealth of information & guides, plus a range of comparison tools in order to find the best deal that meets their needs.

You won't find any jargon on the site, just good plain English, explaining your choices in simple terms.
  • Over 50 Life Insurance
  • Funeral Plans
  • Wills
  • Probate
  • Equity Release
  • Health Insurance
  • Travel Insurance
  • Home Insurance
  • Car Insurance
  • Term Insurance
You can also check out my Blog where I write at least 3 times a week.

Taking control of life.



 
Bragging rights
Over 50 & living the dream!
Work
Occupation
Managing Director
Skills
Leadership | Business Development | Marketing |
Ashley Shepherd's +1's are the things they like, agree with, or want to recommend.
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I guess not? It's strange isn't it that we plan almost everything else in our lives, but the one sure thing doesn't get a look in! Firstly,

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If you believe the headlines Twitter is either a platform for footballers to trade racial slurs, an opportune location for bitter badinage b

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Prof Eden removed my prostate in 2010 when i was 48 & PSA is still unrecordable! I did my exercises as advised & didn't have any incontinence and because he saved my nerve bundle on the one side, after 12 months my erections returned. When I think of the alternative options I was exploring 5 yrs ago, I can't thank Prof Eden enough for his skill and manor in which he took control of the situation. Having prostate cancer changed my life and thanks to Chris Eden I left corporate life, moved to Cornwall and I am now living the dream! Thank you Ashley Shepherd
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reviewed 4 months ago
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