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American Mortgage
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American Mortgage

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With home buying comes a series of decisions, including where to buy, what kind of house, whether to obtain a loan and what are its terms, and so on. One issue that is often overlooked until the end of the transaction is, “Why do I need title insurance?” Every buyer and seller in a real estate transaction ...
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American Mortgage
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Our agents are sometimes asked, “Why are mortgage rates different?” It is important for borrowers to remember that mortgage rates and interest rates in general, are determined by different factors, so an understanding of how mortgage rates are determined will help to better understand how banks ...
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American Mortgage

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What Hasn't Changed in The Mortage Banking Business http://bit.ly/2i6a7VB
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American Mortgage

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Does it Make Financial Sense to Buy a House? Yes! - http://ow.ly/j90d3073cKU http://bit.ly/2gRJkYT
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Do All-Cash Purchases Make Sense?
Often is the question asked, “What's up with paying for a property in cash?”, albeit in slightly more technical language. For buyers, the market is tough right now, as there's not a lot in the way of inventory, and sellers often receive multiple offers, especially in some parts of the nation.
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American Mortgage

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With home buying comes a series of decisions, including where to buy, what kind of house, whether to obtain a loan and what are its terms, and so on. One issue that is often overlooked until the end of the transaction is, “Why do I need title insurance?” Every buyer and seller in a real estate transaction ...
1
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American Mortgage

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Our agents are sometimes asked, “Why are mortgage rates different?” It is important for borrowers to remember that mortgage rates and interest rates in general, are determined by different factors, so an understanding of how mortgage rates are determined will help to better understand how banks ...
1
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American Mortgage

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Self-Employed Borrowers Still Have Hurdles http://bit.ly/2hjNwR7
In underwriting a home loan, generally the income from a borrower who is an employee (that is paid regularly and who receives a W-2 at the end of each year), is whatever monthly income the employee is making at the time of the loan – including recent raises. Borrowers who are self-employed, ...
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Our borrowers will often ask their agent, “Are mortgage points good or bad?” For starters, let's define “points,” as they are often misunderstood. A mortgage point is defined as a percentage of the loan amount, so if you take out a $150000 mortgage, one (1) mortgage point would be $1500.
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Since 1975 Home Loans, Our only business.
Introduction
Since 1975, home loans have been our only business. We assist thousands of home owners each year with all types of mortgage loans, including fixed rate, adjustable rate, FHA, VA, Rural Housing and Reverse Mortgages. 

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