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Besides American Income Life’s humble beginning, rapid growth and expansion, superior industry ratings, outstanding compensation package…we make a difference in people's lives. Our life insurance protects the lives of hardworking people internationally. American Income Life stands behind its products and behind the policyholders we serve.American Income Life (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American Income Life Insurance is licensed in 49 states in the U.S., the District of Columbia and Canada. AIL is also registered to carry on business in New Zealand. Additionally, American Income Life has two wholly-owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland. American Income Life's subsidiary, National Income Life Insurance Company, is licensed in the state of New York.