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4 Pillars Consulting Oshawa/Clarington
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Keep hearing the dial tone?

Do you feel like the hopes and dreams you have for your life are being put on hold because of debt?

Working with 4 Pillars can establish future financial goals so you can have the debt freedom to do what you want in life.
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Work out your finances with us now so you can overcome your debt, before it affects your family.

This ensures you have the financial freedom to put your family first.
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The emotional and physical strain of debt can leave you feeling crushed. Work with us to create a strategic plan to pull you up from the depths of financial ruin.
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“Can Canadians keep digging themselves deeper and deeper into the red?”

http://bit.ly/2AT2GXs
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Debt can be a symptom of any number of problems and life circumstances: it does not mean you’re lazy.

You work hard for what you have and with timely counselling, a solid debt restructuring plan, plus immediate credit rebuilding, you CAN move on from your debt.
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“Households will remain stuck with high debt loads”

http://bit.ly/2CAu4u9
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Know the difference between good and bad debt.

Good debt helps you gain wealth or income. It’s an investment that gains value over time and improves your quality of life. Where as bad debt is money spent on goods that are consumed over time and provide no return.
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“People aren’t going to stop buying, they’ll just find different ways of doing it.”

http://bit.ly/2CO1jh1
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Mortgage rates on the rise! Will you be able to afford these new rates?
https://tgam.ca/2CUkwum
The Globe and Mail
The Globe and Mail
theglobeandmail.com
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What if you suddenly lose your job or face unexpected expenses, such as urgent home repairs or even health issues.

Experts recommend having savings of three to six months available to cover living expenses. Always be financially prepared for any situation.
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